Anyone have advice on pet insurance? Adopted a very uncoordinated puppy and I see a torn ACL in his future

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Puppy pics!

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Cutiiiieeeeeeee. Congrats!

I’ve heard horrible things about pet insurance from a few people know and generally respect. Have y’all ever had to actually use the insurance?

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I thought it was a waste of money until a friend’s dog was hit by a car and needed $10k+ of surgery to keep it alive and they had to pay out of pocket. Bought for insurance that night.

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Shit, actually 3 total.

Nationwide. Note that most insurers have different plans and subplans that may be different. My plan covers everything and I am very happy with it. It makes going to the vet a non-question as you don't think about cost (not that I would think about if something serious happened). Worth the peace of mind!

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I have embrace pet insurance - and I am pretty happy

Embrace or Pets Best. Start soon before you have preexisting conditions

I have Nationwide VPI.. its ok.. ive used it for routine visits but never for anything major.. its like any other insurance imo.. seems completely unworth it until you need it

Have Nationwide for two of my pups and it has paid for itself. Had one get hit by a car and the other tore a CCL. I had no issues with getting the reimbursement. I plan to get insurance for all future pups.

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Healthy Paws has reimbursed me somewhere in the $10K region for one of my dogs. The other has never had to use it.

Went with healthy paws- no complaints so far

I have healthy paws as well. My dog has pre existing conditions so I’m only getting reimbursed for different issues and emergencies.

Doggo is a newer one kind of along the lines of lemonade for renters insurance. They’ve been easy to deal with so far.

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