{ "media_type": "text", "post_content": "Anyone have experience buying a house on h1b. How much down payment did you need to put, and how much interest are you paying. Especially someone who did it very recently.", "post_id": "5c57ccc1bcc44300189dd5e3", "reply_count": 7, "vote_count": 0, "bowl_id": "58f8108c753e990016608a0b", "bowl_name": "Desi Consultants", "feed_type": "bowl" }

Anyone have experience buying a house on h1b. How much down payment did you need to put, and how much interest are you paying. Especially someone who did it very recently.

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House 500k. Down payment 5%. Interest 3.65%. PMI 182$. 30 yr. Rocket mortgage. Bought it in MD 6 months back. On H1B


Did it a year ago with 10% down payment and 7 ARM mortgage at about 3.7%

Please IM if you need advise, my wife processes home mortgage and I’ve bought 2 houses on H1B

350K. 20% down. 2.75 % 15 yrs.

Thanks guys, this is helpful. My husband and I are not ready yet - we need to resolve visa issues, but based on the numbers you posted, I think we can make it work when we are ready! Any good tips on research for house hunting?

Use Zillow or redfin. If you want 1% back, use a redfin agent. But since you are first time buyer, I’d highly recommend a good local agent (ebby halliday etc.) and an independent inspector.

20% down for good rates - 30 year fixed if u like to avoid market vagaries - ARM is a terrible idea for high cost homes > 1.5Mm

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