Anyone have problems with their parents being smart/safe on the internet. My mother keeps clicking fraudulent or scammy links and I keep telling her not to but she doesn’t know how to spot phishing. She also went to a fake site instead of a .com to buy something for my niece and gave her cc to a random on PayPal. Any resources out there you are aware of I can share? How do you teach seniors in your life to spot the scams? Worried one day she will really get taken advantage of and hacked

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CC may cancel the charge for fraud. My local library has classes for how to navigate the internet for seniors, covers scam sites, general literacy, misinformation. AARP also regularly publishes scams and how to avoid it for seniors.

We had issues with my grandma on this, unfortunately. She gave tens of thousands away and we ultimately had to put in an authorized approver for withdrawals from the bank.

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I’m consciously trying to unlearn the habit of saying “congratulations” when someone says they’re having a baby. It’s not an accomplishment!😂 Plus, I want to counter the assumption that having children is always “good.” It’s hard to find other things to say, though!

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I have PCOS, so getting pregnant has not been straightforward. We are about 6 months into trying and I am on some drugs to help. My husband basically blames me for not being pregnant yet and routinely says I am a ‘mess’ for not understanding my cycle, even though I am going by what the doctors tell me. I haven’t been stressed by having PCOS, but his constant remarks are really getting to me

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What do parents do if their child is choiced and don't want their child to go to school? Will they lose choice? We haven't heard what's going on in this part.

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Today I got an offer from Accenture. Doj is 6th March. Currently I am pregnant. I just want to know what is the minimum service days in Accenture to avail the maternity leave.

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Perspective requested.
10 mths ago i was talking to an acquaintance (lives in IN, same age late 20s) and they were having a baby. I expressed my congratulations and during the convo said something like, ‘…here i can’t bring myself to adopt a pup and you’re prepared for such a big responsibility’. Everything’s cool.
Present: (randomly) they remind me of this and say they understood my intent but want to teach me that I was culturally inappropriate.
Thoughts?

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Does your mother motivate you to succeed in the workplace? Anyone else trying to emulate Dad because they can’t relate to Mom?

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Hi- in conversation to make a move, but curious what the total package looks like for an experienced associate? (PTO days, 401K and pension?) Also, is there a paternity leave program? Thanks!

Anyone return to work from maternity leave experience a major change in their role (i.e. getting sidelined or unofficially demoted in their role)? What steps did you take to address this?

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Does anyone have input on an au pair? We are expecting our fourth child. So we will have four under four. I’m thinking that hiring an au pair would be more cost effective and convenient than daycare but I’d love to hear about some personal experiences. Thanks in advance!

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I moved back in with my parents in August, and my mom and stepfather have demanded monthly rent. They are in no way poor at this moment in time, and in my opinion it’s f*cked up to demand your child pay rent. I bought a VR headset a couple weeks back and my mom increased the rent because “I can afford it.” Is this normal? I honestly feel used. Fwiw I’ve worked since I was 13, and hustled my entire life.

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Not sure if this is the right place to post, but I feel like I wasted 20 years of work life- as if I’m back to sq 1. Married with baby, super under pressure (by myself and the bills) to provide for my family. Looking for more payment security - not knowing when the next paycheck comes in kills me. Apparently I got so many skills etc., but I don’t believe in myself rn. Looking for a friend or someone who was in this kind of situation and got out of it. Of course, looking also for a safe haven/job

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Sorry if there is a better board for this question. We are not yet pregnant. Are there any other Firms out there that offer financial assistance with IUI, IVF, egg donation, surrogacy, adoption?

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Does anyone know what the fertility benefits and maternity leave are at IPG companies? I'm considering an opportunity at an IPG-backed small agency and trying to figure out what the IVF coverage looks like. When is the right time to ask for their benefits package? TIA!

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So here is my dilemma:
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What to do? Go with the unknown or coast comfortably?

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Any reviews of using the Mosie Baby kit ? Does it work ? What are the drawbacks if any

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what do you talk about in your 1:1s?

I got lucky and now have leadership that seems to care about my career growth, but I'm 1. a little overwhelmed taking over a new role from someone who went on parental leave earlier than expected and 2. not used to thinking outside my day to day job, happy to keep my head down and just produce good work.

most of what I bring up in these meetings are logistical or prioritization concerns but I feel like my manager is expecting a lot more from me.

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Hope to learn more if you bought an apt in Manhattan, or if you decided against it (renting/moving to upstate/Long Island/Jersey). My husband and I are considering to have a baby soon and are thinking of buying and living in Manhattan for the next 10 years or so (looking at property under $2M). Please share what you considered as you were making the decision - I hate throwing away rent but also don’t want to trap ourselves in significant financial obligations. Thanks!

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Which company allows you to take the most maternity/paternity leave? What's the longest you've heard someone from your company taking

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Hey guys… I’m a case worker in child safety and I’m someone who loves being outdoors/dies at a desk all day. I’m hoping to organise that at least once a week I can go to a cafe and catch up on all my case notes that need to go into the system.
So far the only reason I’ve been told no is that “if you do then everyone will want to and then no one will be in the office” … how can I convince them that I work better out of the office and get this freedom & mental break for myself?

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Hi fishes

I have completed the talview interview last week when can I expect a call for the hiring team

How many more rounds would be there.

YOE 4

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Surprised that killing tens of thousands of Americans through laziness and incompetence nets a 33% approval.

Post Photo
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Hi, how does a h1b transfer work? my current visa expires in 2024,but I’m on my first 3 years. If I do a transfer now, will the expiry date be the same? Or will it be 3 years out from the approval date of the new transferred h1b visa?

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Hi Fishes,

What grade can I expect in Persistent for marketing track with 10 yoe?

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Can anybody tell how long does government hire status take to approve in PWC SDC?

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First they came for the seditionists, and I did not speak out -
Because I was not a seditionist

Then they came for the gun extremists, and I did not speak out -
Because I was not a gun extremist

Then they came for the cartoon's reproductive organs, and I did not speak out -
Because I was not a pervert

Then they came for the burger lovers - and there was no one left to speak for me

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Any recent joiners (this week) into Data Annotation? DM me

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Anyone interested in casing this week or next week? I'm available from this Thursday til next Wednesday (CST) Please DM me if interested!

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Additional Posts in FIRE Financial Independence Retire Early

Always been a fan of FIRE and reading about it has definitely helped my finances but I can’t help but wonder if the movement is more about lifestyle change than early retirement.

After you achieve FI,you basically have to maintain the lifestyle that got you there.

What if you want to go on a lavish vacation or buy that flatscreen TV? Are you supposed to do away with material goods entirely? I suppose you could keep working for discretionary $ and live off interest but then you’re not retired.

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Do you spread your investments in ETF products that track the same index? IE VOO and SPLG.

Was just thinking the other night if you drop it all (or a large part) in VOO and they have some unheard of scandal that somehow slipped by audit your path to FIRE could be hurting.

Am I overthinking here?

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Do people tend to age out of wanting to FIRE?

In your 20s-30s, you don’t know much, you’re told what to do, you have few financial resources so you are tied to your job. Under these circumstances it makes perfect sense why you would want to FIRE asap.

But eventually you advance up the ladder, you are now the boss and your people do all the grunt work. You also have built up expertise which makes the job easier. And you are making the best money of your life. FIRE is no longer so pressing.

likesmart

I hit my FIRE number today at 50yo!!!! Had to tell somebody.

likeuplifting

Single and spending 40k a year (rent, expenses). how much do you all spend?

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This sounds like a crazy question, but if you have 1MM in working capital invested in the markets at 35 and you are looking at spending 150-200k in retirement. 4-5MM target number.

All of my models say you would no longer need save, but just finance your lifestyle until 60. Does that math check out?

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Last year I started funding my Roth IRA through Vanguard in a Target Retirement Funds. After reading a few post about the tax disadvantage of using a Target Retirement Funds, I am thinking I need to shake things up. Would you suggest moving the funds in Mutual Funds, such as VTSAX? Let me know your thoughts and best strategy to make the switch with minimal tax effect.

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I’m thinking about increasing my wealth but wanted to see what options I have. I don’t know much about stocks. I know real estate is a good way but not sure I have enough money for a second home right now. What other ways do you make extra income? My background is in audit, anything I can do with that in the side?

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Best way to forecast net worth/future growth?

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Serious question - is there a reverse FIRE strategy? I like the idea of saving and retiring early, but the one hiccup I see (and sorry if this is grim) is if you die earlier than expected. I’d be worried that I would minimize lifestyle and fun for retirement at 50 but I’d die at 49. How about a way to work 9 months out of the year and retire/travel/relax for 3 months? This way you guaranteed your dreams/etc. are fulfilled

likesmart

What percentage of your monthly income should be going towards rent? I live in a HCOL city.. so mines nearing half. I feel this is too much, but I’m still able to save a bit.

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Are there any banks that that have the net-worth visualization capabilities of Personal Capital? Want it specifically from a bank as opposed to PC because I don’t want to give my data to them

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I am convinced buying a house is a poor use of money when living near any mid-sized to large city when looking at investing that money over a 15-30 year time frame. What do I need to be considering?

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Got married, bought a house, doing a major remodeling, planning to have a kid… safe to say that I am no longer on track with my FIRE journey 🥲

likefunny

Can I open a new roth ira without directing contributing to it, even tho I make over the income threshold? I need to close my current one because of the residency requirement and also rollover my roth 401k

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Advice time. So I’m making 100k roughly and I still live with my parents. Moved back due to COVID as did a lot of people I think? Anyways I want to save $ to buy a house. Should I still be living at home? I was planning on leaving when COVID finally becomes a thing in the past so assuming the summer of 2022 so roughly 8 months from now. I know I am extremely blessed and thankful to god that my parents are kind and allow me this but just want advice please.

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Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them
Looking for options to take advantage of rollover.

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I am still waiting on a 2k federal tax refund from the 2019 tax year. I’ve called 20+ times over the past year, and haven’t gotten more than “we are working through an unprecedented backlog and will get to it soon.” Anyone in a similar boat and/or have any advice other than wait?

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Am I doomed? I’m 36. Huge partier and spend $ like its going out of season. Make about $215k all in and have little savings. I just have terrible savings habits and just enjoy living for the moment.

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Added this in the personal investment bowl but also wanted to get advice from the fire bowl! Thank you!

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