Anyone have VPMAX? How did it lose 10% in a day on Monday when its top 10 holdings barely moved? Does it have something to do with it paying out dividends that day?

Other than the S&P 500 what other safe options do people invest in? Currently, maxing out 401(K).

If I have both roth ira and roth 401k, do I put both into vanguard target or do something diff for each?

We’re now 3.5 weeks into Le’Veon’s holdout. What are you valuing both him and Conner at in terms of trades?

Both my wife and I work for FAANG companies. As the stock has recently gone through the roof I was wondering if we should try to protect the gains (covered call/put options). Understand we will be giving up upside but we might need to liquidate in about a year or so for a down payment. Any one ever done that? How would you think about the strategy here?

Is taking a loan out of your 401K for a down payment a good idea? Why or why not?

Any US expats here care to weigh in on whether it makes sense to contribute to workplace pension plans if the plan is to be in UK <5 years?

Tax peeps - In light of tax bill, are there personal tax actions we should take before this year end? Prepay real estate tax? Increase charitable contributions? Your expertise appreciated.

How was your tax season?

Anyone have recommendations for non-interest bearing investments for their 401k? I moved my 401k to a self directed brokerage account, but it’s still limited in what it can invest in.

I want an MBA, but I have way too much debt from doing an out of state undergrad program and I know scholarships are great but unless it’s close to a full ride I don’t think it’d be enough for me. I’m the trailblazer in my family so I really just have myself to rely on. I’d like to hear about everyone’s experiences with (or plans for) funding their MBA. Please also include any amount of debt you currently carry from undergrad + the cost and length of your MBA program.

Well.. went to tour few homes around Portland,OR. 700-800k for four bed and decent construction. At this rate we are never gonna own a home. When will prices stabilize? These exact homes were around 450-500k last year 🥺

How do you and your significant other split expenses such as rent and eating at restaurants? We are in our late 20s, not married, she works in tech and makes ~$150k while I am an Associate making ~$400k. We split our $4500 rent based on income so I pay 70% rent and I pay for all meals at restaurants (we eat out ~4 meals per week lunch or dinner). Interested in hearing how you all split these expenses and how your income splits between your partner

is hating your job a guarantee of life death and taxes? I feel like I always hate my job after the 1 year mark.

So can somebody explain to me what will happen to my Tesla stocks after stock split. Apologies new in the game and trying to get my head around it ☺️

Best performance car options under 60k? Nothing to old or high mileage as it will be a daily driver

Purchased a new home. Keeping my current for a rental property Long term rental vs Short term rental, thoughts?

Those who are taking out hefty loans for their MBA, are you planning on doing private or federal (unsubsidized + direct PLUS)?

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

Any recommendations for the best activity tracker? Trying to count my steps more accurately instead of relying on my phone.

Has anyone decided to take the gre instead of gmat for mba? If so, do you mind sharing why?? Thinking about taking the gre so I can also apply to dual degree programs

How do you prepare for the admin cert exam? I did the whole Udemy course, prep Trailhead trail, and was getting 80s-90s on the practice exams, and just bombed the real exam. How should I study?

SHRM vs HRCI? I haven’t heard as much on HRCI HR Management certification. Do people ever get both? Does help to even have the certification from HRCI?

Struggling to find good workers who will stick around for a while… Is high turnover just a truth of retail that I’ll have to accept?

Looking for a paid search manager to join our media team! Headquarters located out of Baltimore, MD but the position has the flexibility to be completely remote. Looking for 3-5 years experience.

Dear All, I am Looking for an opportunity in GSK as technical business analyst for drug safety system. I have 8.5 years of technical experience, strong business acumen. CTC 33. Any reference will be appreciated. TIA

I am starting a 4-months internship at a company B in January. However, I just heard from a company T that they will interview me for their full time position.

Company T is paying me way more (twice) than Company B. And I like company T more. However, they want me to start working in February if I get this position. If I end up getting the offer, I will have to quit my internship at Company B, almost immediately after I begin the internship.

Is this okay?

Can’t find the post for best under desk treadmill. :( pls share your favorite one.

Hi All,

I am currently working in TCS with 7+ yrs of experience with a very low package
I am looking for a job change and worked in SAP MDM with different projects.

Kiny advice is the right time to change during this recession Period.I am thinking whether to resign without any offer in my hand

Any offer revision from TCS recently, if yes how much did they revised?

I have offer of 18lpa and looking for revision upto 22lpa with 5 years of experience.

Does anyone have good recommendation for learning azure ci/cd from udemy?

UK - Job Seeker

looking for a Head of Customer Support or Operations Manager role in the UK.

Ideally within a start-up environment remotely or hybrid.

Any leads?

Get off here and go enjoy your family!

Merry Christmas y’all.

Has anyone here made a switch from Development/Other profile to DEVOPS?

Hello Fishes,

How long the WFH will be continued in CTS ? Any idea? ... I will be joining soon and I want to work from home for some more time due to my personal reason.

TIA

Is taking a loan out of your 401K for a down payment a good idea? Why or why not?

And we officially enters Bull market!

How do you handle RSU comp? Do you sell them as soon as they are in your account or keep a percentage... or leave as it is? First time in my career that I have rsus are part of my comp, so not sure what to do.

What do you think? Wife and I bought a house when I was new to industry. My salary has doubled and hers has increased greatly too. Currently mortgage, private school, runs is about 4500 a month combined. We thought The house we bought was in okay shape, but we were wrong. I have made some fairly big changes such as all new flooring, carpeting, lighting, countertops,. And some unforeseen damages ;bathroom leak turned renovation, pool liner, motor, and pump, water damage in kitchen ceiling, and

In prep for backdoor Roth, I converted my pre-tax IRA money into a 401k to avoid any pro-rata tax issues. Anyone know if there’s any sort of buffer period I need to wait or am I safe to do back door as soon as that money officially hits the 401k?

Looking for a friendly discussion here... don’t know if there is a straight forward answer, but why are we allowed to put more in a 401k vs an IRA? They are essentially the same thing (correct me if I’m oversimplifying) with the main difference being 401ks are provided by employers. Do you feel like this could be a contributor to the wealth gap? 401ks are more of the norm at white collar jobs and a lot of companies don’t offer one. Is it fair? Talk to me.

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Hi! This year I have been blessed. I made 200k from selling stocks and still has about 700k worth of shares. My family of 4 were struggling to make ends meet the past few years because California, everything is expensive including our mortgage. We are trying to organize our finances, we have 401k &got the house refinanced. I’m interested in investing in rental properties. I have read some blogs and watch some videos but would still like to hear from people some tips on investing with cash flow?

Have been working for 5 years and have always contributed to Roth 401K and have a Roth IRA as well. Currently in the 22% bracket and am thinking about contributing full to pre tax and still have Roth ira. Confused when it’s best to invest in Roth vs post tax for 401K. Thoughts?

Has anyone used PayUSATax to pay their federal taxes with a credit card? They charge 1.96%. I think some of the credit cards will give you effectively 4%+ back. Is it worth it to use? I owe $150K so the effective fee will not be small ($3K).

For those who save a lot of money or have received a large inheritance. Such as someone who doesn't owe a mortgage or have any major expenses, or owe any debt...

What are you planning on doing with the money? I have 200k indexed along with money in my retirement and I spend on average about $500-700 a month total. I am saving about 3k a month between retirement and brokerage.

28 years old and just officially found out I’ve crossed into six figures. I’m in a pretty low cost of living area too, and my wife makes six figures as well, so I’m just feeling very good and optimistic about the future!

Hey everyone — I’m trying to see if I’m spending too much on buying a home. I make $200-250k, and am considering buying a condo in the $800-850k range. I am in an HCOL city (NYC/DC/SF). Is that way too high?? With the new interest rates, it does help a lot in terms of affording something higher.

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

Looking for my second credit card! Just had a DiscoverIT Card. My credit score is at 720 right now. Should I jump to the chase sapphire preferred (got pre approved) or do the Chase unlimited/flex first? Not sure if it’s beneficial to be doing a no annual as my second card. Please help!

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Anyone thought about switching fields to trading to get super good at it? My thought is that it’s a pretty lucrative field with lots of upside and even if you don’t do as well it’s easy to do from home casually and make some money if you’re a trained professional, which could help with FIRE if you need a low effort high reward side gig.

Best leveraged funds or places to park $100-$200 a month? Long timeframe, willing to take huge risk but still don’t want to ape into clear bubbles with it. The problem is that all the stuff i have in mind is hugely overvalued now (tqqq, crypto, etc).

For the first time, maxed out my 401k contributions with 3 months to spare. Not sure but feels like an accomplishment

Self 25F and spouse 31M - no kid yet but planning to in the near term. Just got quoted for life insurance $70 and $100/ month for each 2M coverage. Is the quote reasonable?