Anyone here had a house designed and built? Curious about architect fees and construction costs, and timing. Thanks for any info at all.

whats everyones credit card bill monthly? i feel like mine is too high??? I usually pay around 1600$

Going to have a 2-week break between jobs. Anyone have ideas on making some side money?

How do you all go about handling beneficiaries for your financial assets? Do you just put your family members down?

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Does Marriott Gold status obtained through the SPG Luxury Amex count toward lifetime status requirements?

Help! Last minute trip to Hawaii, want to use points. Have about 250k points thru both Chase and Amex (each). Also have Amex Plat.
- Chase is running 1.5x points to transfer to Bonvoy right now.
- Amex has basically the same deal as Chase - every 2 pts transfer to Bonvoy for 3 pts (am I doing the math right?)
- Amex also has $200 FHR/Hotel Collection annual credit for one of the hotels I'm considering
- Could also transfer points to Hyatt, but not as good hotel options where I'm headed

CONT...

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I'm remodeling my apartment and am debating on heated floors (kitchen and bathroom). Worth the spend?

Has anyone worked as a P2P Specialist in a crypto firm? Is that a part-time job? Is it a good way to make money on a side? I’ve heard they even pay in crypto

General tax filing questions - I am filing two state returns, one resident and one nonresident (was working remotely in the nonresident state for a bit over a month). My tax filing software has me getting a refund of the nonresident state income tax I paid and no change to my resident state income tax return. Does that seem right? I would expect a credit on my resident state return and no change to my nonresident state return but admittedly not my area of expertise at all

The number of vacant properties around the city is awful and clearly contributes to our high cost of living. An unused property tax is ideal, but probably a longshot. What's the best thing we can do to better this situation? What's the best thing we can do with them?

Currently have CSR, and just got corporate Amex Green card as I just started at the firm. Are the Amex points worth the Amex personal points fee? And should I upgrade to Platinum for these points?

Does United have something similar to SWUs (American)?? Would trade American for United if it’s similar!

Kicking myself for not buying more of the dip. My deposit clears tomorrow. Too hot to jump in now?

Need advise on IRA. I have an IRA (less than 200k) with American Funds through a financial advisor. Recently joined Big4 and I can't have American Funds and all options through my financial advisor are not valid. Any recommendations on which brokerage to transfer my IRA into that has decent options?

Do we know when is tuition due?

I have a Roth IRA account with M1 finance and it is down by 8% since last year. Just want to check if it is something that I am doing wrong or it’s just the market? 📉

Moved to Denver where I’m just doing more hiking and walking. It’s great, but I am noticing more pain and stiffness in my ankle and calves. Any tips specifically for recovery? Im already looking into possibly new shoes and exercises.

Dad of War ragnarok looks great. Our son has hit puberty his voice is deeper.

Hi People , Need an URGENT and a very IMPORTANT advice. I have received offer from @zs associates and Deloitte. (Cloud Stack)
Salary almost the same at both place , year of experience 4. Where should i go?

I’m so glad I found this bowl. As an intern, I’m seeking guidance on how to take on this industry while still being true to who I am. Thank you all for your daily encouragement.

God I hope Tesla bounces back..

@walmart What is the salary band for senior manager II at @walmart for a position based in Bentonville, Arkansas ?

Do we have the power as directors or leaders to stop overworking? 45-50 hour cap per week. If an employee goes over. Agency pays a penalty or reward to anyone who does so? Why is this a bad concept? Or earns vacation hours instead of payment? Without equity or sales commission what motivation does one have to work more then 50 hours per week? “This is not 2010-2017 media culture anymore to justify long hours”

Hi everyone. Can anybody let me know about the culture, work life balance, compensation growth and career growth at HDFC Ltd.

Is it essential to have a website if you want to work at Coinbase? I've applied for multiple roles and have been unable to get a first interview. I've been applying for customer facing roles since I have experience working IT support and I am still working on my CS degree. Open to having someone look at my resume if that could be the issue.

Has anyone joined a tiny startup company and had to buy Obamacare? How easy or hard is it? Is there a different route I can take? Budget for health insurance is $500 or so a month.

Hi CGI,

Currently holding an offer with cGI.

What are the benefits and work culture ? Does cgi give stocks to lateral hires or is that we purchase from our package ?

How is learning and development, Job security in CGI.

Hey Fishes,can anyone help me understand how much would be GSK willing to pay for Grade 6 ? And how’s the other benefits that come at this level

Anyone work in family office? How are the hours? I like investing but hate the hours at a large, global shop

Any new(ish) RPG recommendations? I haven’t gamed in years, but I used to love fantasy styled ones like elder scrolls (oblivion and Skyrim) and warhammer age of reckoning + sci fi ones too like Star Wars knights of the old republic and mass effect. Open to any system

I am so conflicted and not sure what to do. A company I wanted to work for was not ready for hire when I first reached out in Sept. Since then I have accepted a job at a outpatient oncology clinic, starting in Jan at a renowned hosp. Having said that the other company does more of what I was hoping to do when I left my previous job. The company is a vessel for new ideas in healthcare helping their community specifically with seed funding, & launching their own programs. I have no idea what to do

What are peoples current mortgage interest rates in the US and when did they start?

I'm from the UK and looking to move the US sometime soon with a view to buy and currently on a 1.4% interest rate on my UK property secured about 12 months ago for the next 5 years (so a good time to do it).

But seeing much higher interest rates mentioned on here so curious to get a temperature check on people's current deals.

Any book recommendations on how to tame/work with being an overachievers? I'm assuming a lot of us have a hard time switching off the problem-solving voice in our head (I know I do!) and wonder if there anything good to read about this.

Does Deloitte have a list of approved universities for Day 1 CPT? How to get started on the process? Any documentation available on DeloitteNet to review?

Hi I have 5+ yrs of bedside clinical research nurse experience and have been trying to pivot to the CRO world. I have applied to over 40+ positions and keep getting rejected. I have reformatted my resume to ATS but that doesn’t seem to be working either. Why is it so hard to get into the CRO industry and why is my hospital experience not translating? Thanks

Any freelancers out there who had a significant decline in income this year compared to last year still manage to refinance? If so, with whom?

Any good, free, sources to study for the Real Estate exam besides Quizlet?

Any bad experiences with rocket mortgage at closing ?

Planning to buy a house in the rage of $400k-$450k in next 4-6 months. No outstanding debts and loans. I make $145K year and max out 401K. Planning to put $50-$60K as a down payment and still have enough cash left for home appliances and other expenses just in case. Curious to know if I am heading in the right direction? Single here.

This housing market is insane and I’m struggling to justify paying $100k-150k over what people paid less than a year ago (SoCal). To anyone who bought during the last bubble, did it turn out OK or did you have serious regrets?

My wife and I are buying our first home. Our realtor pretty much has us look through Zillow and Zenlist and send her what we're interested in. Is this how it normally works? She's with a larger firm, so wouldn't she have access to listings before they go to everyone else? Been looking for months and it's getting frustrating.

What’s your ROI threshold/target to consider an opportunity a worthwhile real estate investment?

Any experience investing in motor home park (manufactured home community). New to this. Potential pitfalls? Biggest concerns?

Did anyone go through OneTrust Home loans for pre-approval? With a 710+ credit score and 171K annual income and over 223K in brokerage+401K and 60 cash, I only got pre-approved for 410K condo.

Im interested in purchasing a rental property. I have the money saved up, but not sure where to start.

Looking to invest in a duplex or bigger to have generational wealth for my daughter but just don’t know where to start. Any advice is welcomed.

What is a reasonable price to insulate approximately 800 sq ft of a third floor? I would say attic and it likely doesn’t make a difference, but there are actually stairs and that go up there so third floor it is. For context I’m getting quotes to finish it as an office and entertainment space. Builder has put insulation but apparently it’s minimal. Don’t want to get ripped off by contractor. Thanks in advance.

Hey 🐠, I’ve been very interested in starting to own and rent out properties, I’m in NYC but willing to look other places. I currently own my first home, have two kids, partner and I work mid manager

About to list my townhome for sale in a Chicago suburb. Any suggestions on how to price it right? Should i get a property appraisal? I have done alot of renovations recently and don’t want to price it lower. Realtors i have spoken to suggested based on the recent home sales in the area but not too many similar homes were sold in the zip code to get a good idea. Appreciate ur responses.

Anyone want to help judge my first flip opportunity for me?

Do Plumbers generally charge a fee just to come look at the problem and provide an estimate? I called a couple of plumbers and they are asking for a 50$ or 75$ fee just to be at the door and give an estimate, the fee will be adjusted if I give them the job.