Desi Consultants

Anyone here has hsbc savings account It is offering 2.01% APY

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Let’s say u send 10K last year when dollar was 65 ... that’s 650,000 INR. Wit interest it becomes ~700,000. But when u try to bring it back, it will ~9500$ - Transfer Fees.

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Yes...go for it

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Why don’t you open NRE account. It is 7% or more

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NG1 - which account offers 7%? Also, when you send money to India you lose $ on the conversion to INR and also lose when you convert back to USD. So it's not the same. INR is depreciating every day too.

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I have a yesbank nre. It gives be 6 percent. Fixed deposits give me 7.5 percent. How do you lose dollars transferring to india? You gain money. On transferring back sure.

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Check kotak mahindra NRE. I am not planning to convert in USD and conversion was almost 74 rupees and it was a win in my book. Plus it is a tax free account

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