Anyone here like Zcash or Monero as a long term hold? and for anyone who is keen on holding BTC, why not just invest in either of those alts mentioned above?

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Because something has to be a store of value before it’s used as medium of exchange.

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Stay away from Monero, they had a pretty bad hack a few months ago, lots of their coins were stolen. If you’re going to do a privacy coin, Zcash is better and more accessible. Otherwise stick with BTC if you’re not going to do an enormous amount of research

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In and out coin means you only hold it for the time it takes to complete the transaction, not holding or trading for any other purpose.

Blockchain isn’t a great currency yet, but it’s does have uses as a distributed ledger. I like it for IOT, supply chain, digital certificates, licensing, identity, maybe smart contracts. Currency is its least exciting use case. Keep looking. Look for uses where no one even knows they are using blockchain. No one cares about the Oracle database. They just want to trade value for goods easily. At this stage. They need something like DNS for payment addresses. There needs to be a layer that makes the coins transparent. I should be able to send money to jondoe.zc not random strings. A bank that allows both USD and Crypto transactions would be key. I shouldn’t have to transfer money to an exchange. It shouldn’t take 10 minutes to settle a transaction. Blockchain should make sending money anywhere in the world as easy as sending a text. I think we’re in 1990 of blockchain. It could mature in 5 or 15 years, or a new technology could replace blockchain. Tangle is interesting over at IOTA. Just some random thoughts I thought I’d share.

Ripple appears to be a decent company. XRP is always promises and then the truth comes out. In the early days I made a fortune off of it. Since early 2018 it’s been useless for an investment. All the big news always falls through. Last one was money gram was going to be a big user. Then they built the software without XRP. That was their shining use case. Good ideas aren’t this hard to get adopters. It gives me pause. I only invest what I’m willing to lose on crypto. At one point I put in 7k and left with 225k. Mostly made from XRP. I’ve also lost 75k in one night shorting with leverage.

Big fan of both

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