Anyone here live in Manhattan or NJ and invest out of state that would be willing to answer a few questions through DM? Thank you!

What is the difference between FSA and HSA? Can one be used for investing?

Hey guys anyone living in Abu Dhabi, can you please tell approx cost for 2 living in a 1 bhk apartment?? Is 8k aed sufficient for monthly expense?

Freelancers- how do you set your “business” up for the most tax savings? LLC vs. inc, etc

Do Indians think 15 crores is reasonable for a flat in Mumbai? I know how much it is in dollars but I can’t get a sense of whether that’s expensive in Mumbai or not

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

I’m considering taking out a mortgage for a 500k 2BD-2BA condo in Arlington, VA. I have 130k in my savings account. Is it worth putting down 20% for the mortgage to avoid PMI or should I put down less? Monthly cost for the mortgage payment, taxes, insurance, HOA fees, etc is estimated to be about 3000 a month. I will have a roommate to cover half the monthly expenses.

I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

Hi All. I moved to a new company , I just got my take home salary and my current pay is less that previous pay ,because of different state and other taxes. My new company is better but the pay is demotivating me . It is almost $500 less per biweekly pay check . What to do get out of the demotivation? I wouldn't have minded the same pay , but $1000 less /month is a lot !

Getting 1.5L INR in India or 2.4L (12k PLN) in Poland per month after taxes.
Which is better?

I’m lost, please HALP. If you’re a Category 1/3 5471 filer and dispose your entire interest at some point during the year, do you include whole year numbers on schedule C and D, or just through the date of disposal? Any authority on this would be greatly appreciated.

Am I the only one that never felt as poor as when I started working? I have more money than I ever previously have, but it feels like I can afford nothing I want. I am a staff 2 in the southeast

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!

Hi guys,

A random guy contacted me, he is from Nepal He has 0.9 BTC he is saying like he need my help to convert his money to liquid and offering 20% 😄and rest I will have to handover to him.

Post your comments guys

https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

So I'm a millenial thinking of buying a house, but I've been reading/hearing things about the housing market being in a "bubble 2.0" already. Would it be smart to wait for it to happen? Is it silly?

Can anyone give me a referral code for a Charles Schwab One account or the Charles Schwab Platinum Amex? 🙏

Anyone investing in Fundrise's IPO today?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Debating when to have the first baby… would you say having a baby is totally worth it ? Worth all the struggles and sacrifices? Or should I wait an extra year just to save more money and enjoy life now without the extra sacrifices… (female 27 & want to have 2 kids)

Staying at an SPG property and found what appears to be dried blood on the sheets. What's an appropriate ask for points?

Has the left completely devolved into identity politics at this point? Can’t read a single political article without race or gender being mentioned when talking about the candidates

Hi all. I’m looking for advice on how to transition out of my Econ consulting role. I’m afraid that I’m stuck here - over 10 years in antitrust litigation/regulatory economic consulting. I have done a little bit of everything: quantitative and qualitative analysis, coding in SAS/Stata/SQL and recently taught myself some Python, client relationships, project management, & managing small teams of analysts. I initially thought I could get into data science but might not be technical enough for it.

Anyone know what is the job n responsibility of application owner in mumbai

Infosys Hi All, Is there any chance that we can move to Onsite Australia through Infosys.

I have my frozen embryo transfer next month. I just got my “schedule”. Coming in day 2 and day 12, again day16 and a few other days here and there. All I could think about was how in the world am I...

If you got one chance to do something at the office (just to see the reaction) and then rewind time so there were no real repercussions, what would you do?

Welcome all to parents in Consulting bowl, please post a little bit about yourself, number of kids and their ages!

Question for my fellow fish, thinking about buying a new home and putting 10% down instead of 20%. Only because I want to have some extra money laying around for new home items I’ll need. Then after 3-4 months of PMI my plan is to call and drop the other 10% in a big payment to remove PMI. Is this something I can do? I also think if I do 10% down instead of 20% I can get a lower rate as a first time home buyer.

Fishes, I need some advice. After 8 years in aviation I like to pivot back and work again in Real Estate Investment, preferably for a REIT. All my education is international in legal, RE, taxation and I have 8 years work experience. I started about 6 months ago to apply, and either I get a no thank you we need someone with more current experience - or no thank you, you are over qualified. 🤷🏼‍♀️

How much time does DBS take to release an offer letter after sending requested documents?

I just joined JPMC. Having worked previously on a mac machine in my previous organisation I am feeling a uncomfortable working with VDI. Is there an alternative to that ? How do you guys manage to work on it?

How long does it take for the transport admin to verify the address? I can't use moveinsync without their verification.

About to make a big move to MBB in London inshalla but worried about work-deen balance (long hours, time pressure, social events). Any folks got tips / willing to discuss their experiences?

Did anyone disappoint their parent(s) when deciding to work in advertising?

Rafael(Ted) Cruz might actually become a supreme court judge .. you know turtle man is gonna do it.

F**k 2020.

We probably want to sell our house in the next year or two. What are all the things to do before it goes on the market? E.g., repaint interiors, have handyman fix all the random small broken things? Get windows washed? Touch up landscaping? Any guidance on what you really have to do vs what you can skip? As example, if paying $10k to repaint the house means I can charge $10k more then it doesn’t really seem worth the effort (nets out anyway)....

In a long term rental, is it common to put in a clause that says the tenants should get the place cleaned quarterly or something?

I'm renting out my place, a new construction that hasn't been lived in, and want to mitigate it being a total train wreck at the end of the lease in case they are messy.

Thoughts or suggestions on how you all handle this?

Anyone know where is a great place to live in the West these days? I’m 35 F single and want to buy my first house or condo. Looking to stay under a monthly payment of $2300 at most. And ideally would be somewhere close to a dating pool my age.. and dog friendly. Thanks in advance! Also, are there realtors that would help me with this kind of search/question? I know they usually work in a local area..

Which states are landlord friendly?

Anyone know of any new construction listings or can recommend builders in the greater Boston area? Looking to get into the market for my first house - thanks

What interest rates are yall seeing for a fixed 30 yr mortgage? My broker just quoted me 4.6% and usually she's lower than most. I about fell out of my chair.

Do Plumbers generally charge a fee just to come look at the problem and provide an estimate? I called a couple of plumbers and they are asking for a 50$ or 75$ fee just to be at the door and give an estimate, the fee will be adjusted if I give them the job.

We have a house that we pass by often that we said would be a dream house. We found out yesterday via MLS that the owner has filed for bankruptcy. Anything we can do to increase our chance of getting the house?

I’m considering taking out a mortgage for a 500k 2BD-2BA condo in Arlington, VA. I have 130k in my savings account. Is it worth putting down 20% for the mortgage to avoid PMI or should I put down less? Monthly cost for the mortgage payment, taxes, insurance, HOA fees, etc is estimated to be about 3000 a month. I will have a roommate to cover half the monthly expenses.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Question for my fellow fish, thinking about buying a new home and putting 10% down instead of 20%. Only because I want to have some extra money laying around for new home items I’ll need. Then after 3-4 months of PMI my plan is to call and drop the other 10% in a big payment to remove PMI. Is this something I can do? I also think if I do 10% down instead of 20% I can get a lower rate as a first time home buyer.

Fishes, I need some advice. After 8 years in aviation I like to pivot back and work again in Real Estate Investment, preferably for a REIT. All my education is international in legal, RE, taxation and I have 8 years work experience. I started about 6 months ago to apply, and either I get a no thank you we need someone with more current experience - or no thank you, you are over qualified. 🤷🏼‍♀️

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Do you use drone photography and videography more frequently? What kind of prices are you paying per property? Do you guys use matterport virtual tours?

Any tips for buying a house in Massachusetts? Starting to look into the process

Any benefits of paying home insurance premium through escrow account? If I pay in full I am getting a discount

Planning to bid on a house - 1.3M, with a base salary of 210K - in Seattle.. Worth it?
Don’t have any other debt - however this expensive mortgage would take half my monthly salary (post tax)..
Really nervous

Folks, we recently went to a new construction showing by appointment and it completely slipped my mind to let the showing agent know beforehand that I have a realtor. We like the house but now the selling agent is saying the NJ law doesn’t allow us to work with our realtor but with this him. Ofcourse this guy will have his vested interest in selling the house. What are my options in this case? NJ market