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For HRA u need someones pan card and home loan u required the interest component of house loan paid in that financial year.
I can provide my father's pan but he does not have any home on his name.
1) house under construction
2) for the metro city where your house is too far from the office ( not sure what distance required, check with CA ) ,
And the rented house is near the office.
You cannot declare both, if the address of your home loan is near to your office or in the same area. It's as simple as that.
If your home is too far, IT is allowing both, but you have to check distance/ rules
Chief
If your house is still under construction you can claim both.
You will need Provisional Certificate for Home Loan Interest of under construction property and can claim under Sec 24. And principal in Home Loan can be claimed under Sec 80C. HRA - Rent Agreement, Rent Receipt with koi toh stamp(I forgot the name), Landlord’s PAN
U can only claim the home loan under ur name or joint ones.