Anyone know how to properly calculate DTI with rental properties?

Home office tax deductions. Any tax experts know if this possible even though I have an EY office in my city. I am on the road 90% of the time with 10% at home.

Toronto Consultants - How do you use your TFSA contribution room? Given that as consultants, we have so many restrictions on trading stocks. Just looking for some advice, been 1 year in Canada.

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Hi folks, I had a quick question around remote work. My office is in San Francisco but I worked remotely from NJ for clients on the WC. How should I answer the question, “did you earn income working remotely by providing the services in a different state than the state you originally engaged employment with it”? If it matters, I never set foot in CA.

Are profits from selling Accenture shares, bought on ESPP, subject to capital gains tax?

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

Anyone who worked in FDD and then decided to pursue an MBA - was the investment worth it?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Both my wife and I work for FAANG companies. As the stock has recently gone through the roof I was wondering if we should try to protect the gains (covered call/put options). Understand we will be giving up upside but we might need to liquidate in about a year or so for a down payment. Any one ever done that? How would you think about the strategy here?

I always help my friend out with his finances but now he's on the verge if getting rich should I expect any favors in return or just live my life as it is

Top LMM funds?

Hi folks, on topic question

Anyone using KOTAK Credit card, can you pls help me know the bill generation date and the due date for kotak credit card?

New to kotak banking ... !

For homes that need major updates, should there be an added discount in the offer since it will take time and effort to fix up or am I not being realistic ? Ex homes in the area that don’t need to be fixed are 500k, the home that needs fixing needs 100k worth of fixes. So would offering lower than 400k makes sense?

Hi all,

Does barclays allows change of pf amount or any other allowance change according to tax benefit

Turbotax or HR Block for taxes and why? First time filing without my parents. Nothing complex just taking the standard deduction

Can we talk more about crypto currency’s?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

What does anyone know of real estate in Web3? I keep hearing about it but it feels so foreign that I wouldn't know where to begin.

Spouse and I max 401k and just started maxing back door Roth IRA. We’re still not close to putting 15% of income into retirement savings each year which I’ve been told is a good target %. Any other tax-sheltered retirement options we can consider with any additional savings to get closer to 15%?

Client: “sorry I’m too busy to have a 30 minute meeting with you this week”. Also client: *starts work at 9am, takes hour lunch, leaves at 4:30* 🙃

What tech companies in Chicago have in-house agencies?

Hello guys I am an interior designer in Milan, italy anyone who is working in a interior design studio, please DM would like to have a chat.

Can I stay beyond 6 years / max out date on my H-1B visa if my I-140 is approved and the H-1B renewal petition goes in before my max out date?

I have been in a relationship with my bf for 3+ years. In the beginning of our relationship, he said he does not use social media anymore but we connected on FB anyway. Recently I came across his feed and saw his history with his exes are still on his profile. Tbh it's bothering me. His friends know I'm his gf, so I don't know how to bring this up to him and ask him to delete it. Has anyone had a similar experience?

I am looking for Salesforce supporter

If any one can support please ping me
Or can provide any references would be very helpful.

Thoughts on thank you notes after interviews?

Hi Everyone, Can anyone confirm the avg pay for SaaS marketing manager/ Sr. Marketing manager in US?

Are all federal clients miserable? Every federal project I’ve been on seems to have unhappy and miserable federal folks. Is this just me or am I missing something? 😔

Hey Guys 💖
I have recieved mail from Acquisition team for interview on 29th July.
I have filled all required information.

Will I get interview invitation link in one day or do I need to remind?

Anyone in consulting and doing OE? Using bench time for J2+ seems like a good opportunity in this environment, considering it wouldn’t look out of place to remain on the bench for quite a while

What is something your government could implement to make your work easier/more productive?

Toronto Consultants - How do you use your TFSA contribution room? Given that as consultants, we have so many restrictions on trading stocks. Just looking for some advice, been 1 year in Canada.

Anyone have recommendations on firms that specialize in intellectual property and hire recent graduates? (Living in NYC but not limiting myself geographically)

Are any privacy and data protection attorneys willing to offer suggestions on how a junior attorney can get into this space? I am taking the CIPP/US exam this week and have privacy internships, (cont)

Do you provide FMLA eligibility info anytime an employee has been out sick for 3+ days? Do you designate the leave if it's been more than 5? Just curious how others administer this.

I want to learn as much as possible about digital marketing as I can. Can I get pointed to your favorite resources to learn from? I’m open to free and paid options, I want to get the most up-to-date and future-proof knowledge I possibly can

Recommendations for good CPAs for rental property? Currently have 1 in PA but trying to grow and buy more in other states . I also have an unrelated business I'm trying to start (LLC). I'm located in NYC but open to a non-local CPA.

In your experience, how accurate is Credit Karma? I’m looking to buy my first property in the near future and am basing my mortgage rate estimates on my TransUnion / Equifax scores.

We are about to put our earnest payment down for a townhouse in Morristown, NJ in 2 days. Any thoughts on the place? Anything I should research before we make the payment? Heard water quality isn’t great throughout NJ but is Morristown bad too? Also have a 2 year old. Any insights will be helpful. Thanks!

Commerical Property investment opportunity.

You can pool as little as 25K to be part of it.

$450k purchase price
11% cap rate
Atlanta Metro area

DM me if interested and want more details.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Rental property AC just went out. Home warranty is refusing to pay for the repair/replacement due to rust and a leak in the evaporator coil. Anyone have any advice or suggestions on what to do?

When closing on a home and you've gone through underwriting a while back, does the lender pull the credit again when you're close to closing? And if so do they do it without informing you? I see one check today, and I haven't applied for any other loans so I'm thinking it must be them - we're about 1.5 months from closing. Should I ask them to confirm if they did it?

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

About to be a first time home owner, just had my offer accepted on a townhome. I got pre-approved right as I started searching back in June. I’m am looking thinking about potentially switching careers/jobs, but don’t want it to affect this purchase and the bank giving me a loan. Is there any implications with switching jobs right around, before, or after the closing date? If so, when is the best/earliest time I should switch jobs?

Any good recommendations on financial entities to approach for a pre approval ? First time home buyer with credit score in 770’s looking to buy property in $600k range. Still learning the ropes and not sure what a good deal looks like. Thanks in advance folks

Where do you typically post your rentals? Looking to list my townhome in Class A.

I get 2-3 offers a week on one of my rental properties. People just call up begging for me to sell 🤦🏼‍♂️ in Austin. Happening to you guys too ?

Anyone have experience in new construction homes, especially in NJ? We're working with a builder who's already mostly built the home but are worried we're getting nickel and dimed on the finishes. It would be great to understand realistic expectations given the price point we're paying for the house.

Anybody know of a website where I could see rental vacancy rates, historical trends etc. if I am willing to invest in a specific zip code?

Are there any items that you see as low ROI or unnecessary during a flip? eg if there are some dents in the gutters, or a few small siding issue, or upgrading insulation, etc?

Moved into first home and planning to flip in couple of years. Does not want to spend much on blinds.From where I should get the cheapest blinds?

Real estate crash coming following the tech layoffs? Thoughts?

It’s escrow review season where we all find out our property taxes went up 🚀🌝

How long does it usually take for a seller to respond to an offer. (Currently looking in nyc at a condo)

Being a first time buyer, what would be the entire process in buying a house?
What would be the very first thing to do?
Any advices are also welcome