Anyone start a consultancy on their own? How was it? Looking at my rate, partner pension definitely soaks up all the winnings (not complaining, we are paid well), but I’d like to be the captain of my own ship and take more of the earnings.

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Recommendation for a tax person to help with complicated taxes - husband and I lived in NJ for part of 2021, he worked remotely for an nyc and then Long Island co., I worked in NJ and for a MA firm. We also both took parental leave and taxes weren’t taken out of some of that pay. Also, need child credit for said child who the IRS doesn’t know about yet.
Help!

thoughts on nexo as an exchange platform? heard they payout interests daily

What are benefits like at Accenture?

Does anyone regret joining a boutique consulting firm? I signed with a startup out of college (spring 2020) whose founding partners were all partners/Sr leaders at a few T2s. Our firm is super small (dozen FTEs) but does really good work (we charge premium rates and work super cool projects). I’m just having second thoughts as exit opportunities aren’t as prevalent as I thought, the pay/benefits don’t match industry/risk of joint a startup, and I’m not getting the network of a Big4 or MBB

Have to take short term leave due to current health condition, can I claim short term disability benefits while on H1b visa? Thanks in advance for any info.

Thoughts on Canadian budget? $354 B deficit in FY-20, additional $154 B deficit in FY-21, additional $60 B deficit in FY-22!! High time to stop partying using debts?

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Anybody know what's up with QS?
Good to buy the dip? They down 40%

What options trading level do I need to do cash covered puts at fidelity?

Best resources/books on getting personal finance in order?

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How hard is the path from lit to GC?

CSM or PSM 1?

Just found out I got put on an out of town job for 3 weeks when I just adopted a dog. What’s better for the dog, a dog hotel or finding a dog friendly Airbnb? Not fully sold on letting someone stay at my house to dogsit

I only have limited time in Copenhagen, and can only choose between Glyptoteket or National Gallery of Denmark. Which one would you recommend and why?

Interview for a Data Analytics consultant role and have been told there will be white-boarding exercises. How would you prepare for this? I’m guessing it will mostly be SQL but don’t want to assume.

We're always looking for new ways to make things easier for our customers and clients, but sometimes I just want to take a step back and breathe.

Where’s the fishbowl hangout in BOG?

How difficult it is to transfer from private service compliance tax group to ITS or M&A tax? How long does it take for the transfer? Any insights on how does day to day life look like for ITS or M&A tax?

Therapists and MHT/BHT's in this bowl, anyone feel like your leadership does not understand anything about how the job works? Or how much effort goes into it? There's next to no compassion for the well-being of the techs where I work, and the strain has caused a few people to quit.

What is the TC of a Senior Data Scientist (PhD/MBA hire) at BCG Gamma? I was told It is the same as Consultant at classical BCG but was wondering if this is still true.

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

Almost 18 weeks pregnant with no end in sight for fatigue and nausea. This week, my brain has added the stress of who will watch my toddler while I go into labor. Husband I have no family nearby and don’t want them to fly out and come stay with us either. What’s everyone else in similar situations doing?

What can I have delivered in India to a household where a funeral is happening? Is it white flowers there too? I don’t know if they will want a bunch of fruit. What is the custom?

Where to go with kids and grandparents during cold season in Chicago or Northshore? Moved to Northshore recently with 2 kids and parents visiting soon.
1. Restaurant recommendations.
2. Play areas.

At the donor egg phase and just not dealing with it well. Having all kinds of regrets if I tried hard enough. Maybe should have ate better, tried all these different things. Did I do IVF too quickly? Some say IVF makes your eggs worse. Is this true???

New grad students have started asking about my experience in the program. Should I be honest and tell them how horrible it was? Or avoid the question and let them form their own opinion?

What’s a good for performance/non iron travel shirt for under $80?

Salam brothers and sisters, I need help approaching a certain situation.

I'm in the early stages of talking to a girl and we really like each other. It's taken a long time to find this "click" with someone. And as much as I hate the term "halal haram ratio", I would say we're pretty similar (I.e only eating halal, not drinking, fasting, family values, etc.)

However, there is one specific thing that bothers me....... (cont)

New Yorkers (Manhattanites): Travel to Tyson’s Corner from NYC - fly or train (High speed train 3 hr) for commute?

A first for me, after 1.6 million miles. Thankful for a delay. The delay on the connector saved me a night at ord Hilton after the ludicrous delay on the first leg.t. Truly grateful united

Got a role at FAANG that would be $5K more pay than mine, similar bonus and around $15K per year stock for 4 years. Same location. Is it worth pursuing? I'm in Big 4 Consulting.

Would love to get your input on this but how do you guys feel about consulting, especially with a STEM background? I have worked on studies where we make recommendations that anybody with a basic scientific/engineering knowledge will say “yea, no f-ing sh*t. We want to do that too. But it’s impossible to achieve from technical perspective with the money we have. You don’t think we already thought of that?”

Who’s running diligence for this TikTok deal?

Any Bain folk willing to connect?

Bain & Company

Any book recommendations on handling office politics?

Can Bama just not win for once? Already annoyed that they’re in the CFP without a conference win.

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

What would you do in this situation?
I have my last day at employer A right before thanksgiving and will be covered on their health insurance through 11/30. I am taking some time off before starting a new position with employer B in mid January but their insurance wouldn’t be effective until 2/1. I have 60 days to elect COBRA under employer A, which leaves me with 2 days where I wouldn’t have coverage (Jan30/31). What would you do in this situation? (Cont)

How did you frame going back to your old firm? Was it awkward?

Anyone from SDG group would like to have a quick chat about the company, roles, and interview steps? I have an interview coming up

Hello,

Currently, in accenture. I have had very bad billable hours and not much achievement this fiscal year. I am worried of getting fired, so i applied for another job. Got offered may be 5% above my current pay with 5k bonus, but in lower level at Deloitte. I think working lower level will give me more opportunities to learn as i think i have lot to learn. I made decision based on my gut and accepted the offer. I have not talked to anyone on accenture side yet. What you think?

Hi everyone! Idk if I need advice or I’m venting but I’ve been looking for jobs actively right now and want to make a switch soon. There’s a gap in terms or compensation for the jobs I’m being approached for. These jobs offer the same compensation I’m at or slightly higher (5-7%). This is demotivating and I honestly don’t know what to do. I don’t make an awful lot (105K in NYC) and I’m looking for a 20-30% bump in terms of compensation. Am I crazy here?

Any recs for CIPM study books?

What do you think is the best to do in your Twenty to build a great carreer for the future?
(ERP consultant)

9 pm on Sundays are not same anymore after Succession finale last week. What y’all doing to fill this void?