{ "media_type": "text", "post_content": "Anyone take a mortgage within the last 30 days? What rate did you get?", "post_id": "628942acca3bb0002281fcd4", "reply_count": 19, "vote_count": 2, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }
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Anyone take a mortgage within the last 30 days? What rate did you get?

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I finished my 30 yr refi in January at 2.875% for a jumbo.

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I did and got 4.75

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These rates must be paying points, right?

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Talking about the people who responded to op about within 30 days

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Holy cow! Didn’t realize the rates have gone up that much!

I refinanced last year at 2.5% for 30 years. I’ll probably never sell my house.

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Avg is currently 5.25% for 30 year conventional. It’s pretty bad, but if you zoom out and look at the last 50 years it becomes a bit more palatable

2.875 on a 10/1 ARM at the beginning of May, 15% down

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You might if the housing market crashes with interest rates ballooning. At least another 2% increase coming this year.

Home inventory is already increasing, prices will come down, and your equity will be diminished. Based on that trend, I don’t see how selling in 5 years will make sense…but keep us posted.

5.25

4.6

How? 🤔

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Holy cow!!!

4.5 with a 100% loan.

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