Anyone take up daytrading to supplement and/or replace income? How successful (or not) have you been?

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

Can anyone share their buyback experience, how did you manage the double deduction of tax

Hi, I currently rent at a place in Vancouver paying $2k monthly. Buying a new place in Vancouver costs $700-$800K for a townhome easily. Do I buy a place so I can stop paying my rent or do I invest in a rental property so I can build assets and a business? Any recommendations?

Hey Fish - looking for some input on the following: I bought a beach rental property early on in the pandemic for 365k. In the current market, I could sell for 585-600 based on my agent and recent comps in the area. I initially bought as a long term hold but am considering cashing out for a quick buck. Otherwise I’m set to gross about $60k and net 30 this year through short term rentals. Anything I should be thinking about other than taxes and commissions?

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Any good follows on Twitter for trade recs or just long term holds?

Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

I have 3 rentals and one primary, all rentals and primary are single family homes, all have 50% to 60%. in equity, I want to buy another property, this time a triplex or fourplex but I don’t want to refinance to pull cash out, what’s the most effective way to get a loan for a down payment to a another property. All suggestions are appreciated. Thanks!

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Are Certificate of Deposits (CDs) getting popular again with the rate hikes? Thinking of putting some money in since I’ll need to buy a house in 2 years.

Please help! I have always wanted to live in NYC (currently live in the Midwest). I have the opportunity to move in with a friend to an apartment in NYC for about 2k/month. Currently my salary is 95k, I’m maxing out my 401k, Roth IRA, and contributing to employee share plan. After all of that my biweekly take home pay is $1650. Is it stupid for me to move to nyc and pay 2k in rent with that take home pay? Is it worth while for me to decrease contributions to live my dream out for a year or two?

I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

What percent of your paycheck are you investing? I want to start regularly investing but honestly don’t know what I’m doing.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

I have two kids and expecting my third - a 10 year old and a 5 year old. We live in NJ and work in NYC. We currently dont have a 529 plan for our kids; also not sure whether 529 is a good option for college education savings considering NJ doesn’t get a deduction for it; what other options are out there for college savings funds. My hubby wants to save 50k each for our older two kids in next two years but we are completely clueless where to put this money for a good return and get tax benefits.

Let’s post the screenshot of stocks we have along with the profits they have made. Love to see what we have across the fishbowl community!

I’m finally able to max out my 401k and Roth IRA, and I will be opening a taxable account. I’m just confused on what to put into it. I’m 26 and open to being more risk tolerant. I was hoping some of you could share what’s in your taxable accounts and offer some advice based on my current allocation.

401k:
- 80% Vanguard Institutional Total Stock Market Index Trust
- 20% Vanguard Institutional Total International Stock Market Index Trust

Roth IRA:
- 50% VOO
- 25% VUG
- 25% VGT

With all the talks about GME, AMC, NOK, a smart investor gets out before the music stops. If Chamath was on our side he would have exercised his options and held the stock and not sold the next day. He is not one of us, he is just anti-WallStreet. Do not put money you cannot afford to lose and no margins.

I am currently working in CitiCorp as Java Spring Boot Developer YOE - 6+ Years CTC - 12.6 LPA I am looking for a permanent wfh as its boon for women employees, i felt this will help to manage both family and work,pregnancy times, post maternity i feel WFH will give lot of support. I need all ur helping hands to guide me with good companies. i am scared about "Job Security" for wfh employees though i am very workaholic and work for almost more than 15hrs per day. Does HCL gives permanent wfh?

Addressed? Should this go to the previous owner?

I have 7 years experience in ETL testing and can join in 15 days. Please let me know if there are any referrals.

Can you please share the senior manager salary range in FSO -DET practice Dallas -TX area for 14 years of experience

How is the J&J project in LTI?

Anyone a nurse/ nurse practitioner or work with one your team? Interested in hearing your onboarding process into consulting. Are there any companies that have extensive/supportive onboarding specifically for clinicians? Or alternatively companies to steer clear of due to poor support/onboarding.

What changes did you make that improved employee retention?

Best apartments in MDR? Price range is up to 2400 for a studio or one bedroom

Hi Fishes,
I need your advice, I joined TCS as a fresher in Nov 2021, and i am unallocated till now.
I had my basic traning in java,springboot.
I got intrested in python+ai & machine learning and thinking of learning through Scaler.
Should I pursue python or stay on java?
The problem is if I get allocation most probably it will be on java.
And learing two languages will be tough.

Hi, I changed my job like 3 months ago, it was supposed to be a lead front end engineer position, but after and awful onboarding I’m just a regular dev in a project that is not yet live but requires a lot of refactor. It was supposed to be a project to get familiar with the company but at this point I don’t know what to do. Give them some time, talk with them about my situation or just look for another job. What do you think about it?

About to start a 6 months gig out here. What part of the city do people recommend to look for rentals or houses. Won’t be commuting much.

Why is it so hard to find a relationship? Is it a corporate thing?

My husband never reads and wants to start reading as a new hobby. What is a good book that you would recommend for a 40 year old man? Not self help books, but maybe something with action. I think he would like the Bourne series, but he saw all the movies so he's not interested, but something similar.

When will the layoffs in consulting start? Wondering when they’ll hit hard and trying to mentally prepare myself 😢

Every weekend feels more and more depressing as this pandemic goes on. I've been social distancing strictly since early March but I'm starting to care less because I'm so inefficient & drained

Best books on entrepreneurship? Trying to find a good birthday gift for a friend thinking of starting his own company and exploring business ideas

Getting tired of my kitchen chair. I’m 195cm (6ft5) and need something ergonomic. I’ve heard mixed cases for/against gaming chairs. I’ve also heard Herman Miller is the way to go on the office end. My budget is $500 as of now. Any suggestions? Tall fish perspectives appreciated!

I have one comment about the protesters. Most just lost their jobs, their savings, livelihood. They are gravitating towards people in a similar position. It’s hard for us to judge them when we havent

I made a bidet commercial for my friends company and really hope it doesn't piss people off. Wanna see it?

Instead of forgiving student loans. I have a great idea for the govt to spend money. Give free AirPods and ashtrays to all the people on the subway who don’t seem to have neither.

Anyone else having a hard time justifying Botox and expensive hair coloring since we’re not traveling or seeing anyone outside of our screens? Can you see my wrinkles though your screen?

Considering that social distancing seems like it will be with us for a while what do we since we are working in open office cube farms?