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Just buy an i bond that gives 9% on 10k

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HMBradley, 3% on 100k

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Honestly I don’t think HM bradley is worth it anymore because of the credit card requirements unless you are very prescriptive about following requirements and are putting in a large enough sum of money where you can’t do it elsewhere

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OP I set up an account and am currently using. PWC1 is mostly correct, I would start with I-bonds unless it doesn’t work in your case (e.g. need to pull money out within a year). Otherwise 4% is solid and I haven’t had any issues with it yet

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I'd love to get involved with and help develop/support more of the ecosystem and community on Austin's far west site.

Like it or not, the city is booming and that means sprawling. Most of the mature tech, older companies, and frankly, capital, is north and west, yet we don't have much of a home and hub for this part of town.

The old 3M campus, Nate Paul's investments there, comes to mind as a perfect spot... In time?

Who's over here with me and interested?

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How much are equity partnership buy-ins? Not counting my chickens, but don’t even have a frame of reference for how much it could be.

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Anyone who worked in FDD and then decided to pursue an MBA - was the investment worth it?

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I’m a 5th year. The unpredictability of this job (constantly canceling on your friends, unable to go to dinner with your partner without worrying about getting emails, etc) is making me rethink my priorities. I’m the kind of person who is ok flying economy, staying at Airbnbs and not 5* hotels, I have no loans. I could live well with half the money. What are the reasons to stay, other than the fact that I like being a lawyer and the practice I work in is not something done at small/solo firms?

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I am just wondering, because my husband and I just started looking for houses based on schools. Why is this kind of data published? How is it useful to anyone? Isn’t it racist?

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For people who dont currently own a lot of crypto, what is your crypto portfolio goal?

For me, if I can own 2 bitcoins and 10 ethereums (and small bit of others) over the next few years, then I think I’ll be set.

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Has anyone filed for partial unemployment as a first year and getting money from their state in NJ, if so is it close to what you were making before flex ?

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Will ETH ever hit 10k or is crypto dead?

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Do any of you use Uber Eats or Door Dash regularly? Any tricks for not having the fees nearly double your cost? I live alone and have a car. I have a hard time justifying the spend unless I'm sick.

So cred will find out if we are paying any hidden charges on our credit card. But it needs access to my emails and my personal info!
Why is that?

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Hi guy,
Need your help, in Oracle we have FBP (flexible benifit plan) option in our salary structure so apart from NPS nad HRA is there anything we can use to save tax? Like food meal card or preventive health check or broadband internet pay?
Please advice any oracle employees here

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keep renting or buy a condo? 24F, planning to end up in Chicago long term and looking along the stretch of LSD from Old Town to Lakeview but the HOA fees & taxes make me question if it's even worth it... but also great interest rates right now. biggest reason I'm looking to buy is to have my own space and hopefully not move for awhile lol, also hate thinking of how I could put the $ I spend on rent toward a mortgage or something. anyone else been in a similar situation or have any advice?

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Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

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Hi all
I'm prepping for a final discussion with a fund and need some help with a few questions.
1)Where would you put 500m now ?
-logistics real estate in airport cities (roll up and upgrade storage units)
-tech infrastructure (data centres, dark fibre etc)
-D2C consumer
-industrials (cement, plastics etc) - as esg kicks in money will get pulled out but prospects will grow as the big infra boom kicks off
-agri commodity owners and producers

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Need one urgent suggestion. My rent owner is providing PAN of his wife although the flat isn't on her name and I paid the rent on owner's account. The rent is approx 25k per month so 3 lacs per year. Will it land in to any trouble during ITR? Please suggest. TIA

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Just got 100k AMEX points. Any recs on trips to take or things to do? Preferably 2 people and originating in the Northeast US. Thanks!

How do you and your significant other split expenses such as rent and eating at restaurants? We are in our late 20s, not married, she works in tech and makes ~$150k while I am an Associate making ~$400k. We split our $4500 rent based on income so I pay 70% rent and I pay for all meals at restaurants (we eat out ~4 meals per week lunch or dinner). Interested in hearing how you all split these expenses and how your income splits between your partner

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New to Fishbowl 😁👋 Hello everyone!

Quick question for y'all! Who is the youngest holistic financial planner that you know and/or youngest person you know that's started their own RIA?

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I work with small business retirement plans and the profitability of different companies is amazing to me.
I have a small dog food company and a local flower shop, each with 2 owners, who max out their 401k every year for both owners, plus 25% profit share.
Who knew there was that much money there?

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I understand DIJV is a SBU within Deloitte India only. But whybisbit created if DI was there?? 1. Does it only cater to foreign member firms or Indian clients too?? 2. When did it get form? 3. How many people are within DIJV?? 4. Its hikes, progressions etc. are separate or in line with DI? 5. Why do we have IT (Tech.) DD, FDD, Forensics etc. teams under both DI and DIJV?? 6. Does it have clientele/work? Deloitte Deloitte USI Deloitte Digital Deloitte

Current supply chains in a nutshell

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Any investing roles that don’t fully focus on just profit when making investment decisions. Have heard impact investing might fit this but curious to see if there are others and whether impact investing actually sticks to their mandates

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Currently working in TAS but received an offer at a small PE firm in a MCOL city (extremely fast growing city but no NYC/Chicago). Any experience/feedback from new employees in LMM PE?

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Guys - what are the best men’s lululemon pants? The ones that everyone swears by for comfort and can wear to work? I want to buy a pair for my brother for his birthday. Thanks in advance!

4 AA system wide upgrades (SWU) for sale, expiring 1/30/18. Anyone want to take these off my hands and apply them towards upgrading to biz or first class seats? $100 each.

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"Just make it beautiful toothpaste porn."

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"If 4 people die in company B they will break down, but it doesnt matter cause company A owns them"

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🚨 Arriving home to Ohare and was approached by a guy offering taxi rides and handing out business cards in terminal 3 baggage claim. DO NOT ACCEPT RIDES FROM PEOPLE OFFERING THEM!!! Whether they ‘can do cash or card,’ don’t buy it - they’ve got you once you’re in the car. Told airport emergency hotline and they are investigating.

Stay safe and don’t get got!!

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Is anyone in the interview process with jet2 travel technologies and received offer?

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It's all about planning and time management!!!

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What is partner pay like? Assurance vs consulting.

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How is living in the city right now? I moved back to my parents house in another state, but want to move back soon

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Is it possible to change forums? Curious to see what the mgmt consulting forum talks about...

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I’m a newly barred attorney in Atlanta, Ga and I need two things: (1) a mentor who has time to be a mentor; and (2) a job opportunity. I am open to being a staff attorney or junior associate. CAN YALL HELP ME PLEASE.

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We are looking for a CFP candidate who has completed the CFP Program but not yet licensed. Preferred that they have their licenses and a book of clients and 3-5 years experience. Call us 6789946448

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What should be the CTC for associate analyst profile in hcl regarding banking operations process for bank of ireland?

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Additional Posts in Personal Investment Chatter

Do any of you save specifically for vacation every year? Husband and making a case for saving about 10% for yearly family vacations. We currently save or invest 40% of our income. Thoughts? Best practices for yearly vacations?

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How much % or $ you think is safe for margin debt or borrowing from fidelity. I am tempted to take margin debt to buy stocks on fire sale. Generally I don't like debt and keep it zero or 1-2k. Want to avoid margin calls in the event stocks goes down more.

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What’s everyone’s $$$ for “I’d retire if I had “x” in the bank.

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Newbie question- to open backdoor Roth IRA, do the IRA account and Roth account need to be the same brokerage firm? (Regular brokerage accounts charge fee if you rollover your units to somewhere else)

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What’s a better way to earn slightly more in savings than high yield bank account? Any short term bond funds, munis, or money market funds at brokerages worth considering?

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DM me if interested in referral for Chase Sapphire Preferred 100K bonus points offer

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Has anyone tried using air bnb to rent out their property daily versus finding a long term tenant? Curious about the pros and cons to consider. I’d rather do air bnb so that I can use it also when I come into town, however not sure how big of a headache this can turn into. Appreciate any tips.

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What security system do you use for your home? What is the average monthly cost? Is TBI security system good? They are asking $35 a month

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For my marriot members. Which cc do yall have for marriot?

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Best option for old pension? Cant roll it into current 401k, and don’t want to roll it into a TIRA because it will cause pro-rata issues when doing backdoor roth for the year. Any other options?

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I have a debit balance of -$5 in my Vanguard traditional IRA money Market fund that I want to clear. How can I pay it off without “contributing to IRA” - don’t see any other options available for paying off the balance.

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Bought Boeing today 🥵🙉

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I’m 26 - should I be paying ~$25 per pay period for long term disability?

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Looking for the best ways to handle my capital gains.
Who should I be talking to, a financial advisor or a CPA?

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Where would you put 25k right now?

(Have 8-month emergency fund and no consumer debt)

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Hi!!! Is btc lpath idx 2060 n diversified enough for 401k?

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Have my fathers Ira passed down to me due to his passing a few years back. Can I transfer the assets into my own account or can I move them to my own Roth IRA (pay taxes on the gain)? Want to simplify and have less accounts

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Netflix bingers - I'm betting HUGE on them this afternoon. Thoughts?