Anyone tried investment platforms like crowdstreet? How is the rate of return?

In the market for an affordable car. Should I buy a used car?

About to give a go at negotiating a price for a used ‘21 Mercedes’ GLE 350 - 7k miles. I know it’s a tough buyers market but any tips on ways to negotiate? Dealer is 100 miles away and priced competitively at $64k but another dealer is 200 miles away and priced at $60k. Features are about the same but the more expensive option has nicer wheels so maybe that’s worth ~$2k. TIA

Which brokerage allows (or come close) automated investment into a portfolio of fractional shares? (For eg: Split $500 every paycheck into - 10% to appl, 5% PayPal etc. )

Best options for a 30 year fixed rate mortgage at a small bank in MA.

Partnership tax question/scenario for all you Subchapter K fishies. Partner A is a 100% owner of a SMLLC. A sells 50% of their interest to Partner B for $5M, creating a multi-member LLC. The LLC owns a fixed asset with a 5 year life that has a FMV of $1M and a net tax basis of $400k. For simplicity, this is the only asset with a FMV/tax basis difference.

What is the proper treatment/reporting for all of this? Is this a sale of a partnership interest or formation of a new partnership...(cont.)

Why do people not just use the option wheel strategy on S&P 500? Is there something wrong with this if the returns are >15% in a year as opposed to buy and hold which averages 9% every year.
Is there something I’m missing?

Paywalls 👎 could someone share the full list of Ad Age’s 2019 A - List? Obviously WK is at the top but then what?

Any idea when will the tax declaration for 2022-23 open on ADP?

Would love to get everyone’s thoughts on investing in emerging psychedelics and specifically ketamine clinics? Been reading that this is the next big boom as soon as it’s FDA cleared (most likely 2022/2023). Thoughts?

Hi, any lead for 1 bhk in HSR layout or Sarjapur side (HSR is preferred as office is in HSR layout)
Should I also keep Bomanahalli as one of the option area and is it possible to cycle from there to HSR (near BDA complex).

Also, what will be the probable rent & deposit?

(Used to live earlier in Bangalore but wfh till now, and now I have no idea of Bengaluru rent market)

Anybody have a 5/3 bank mortgage? On my credit report, there’s a remark that says payment deferred, but I’m not under any such plan. It’s also showing certain months without check marks but doesn’t say late PMTs. Ive paid ahead one month. Any suggestions why?

Has anyone traded pre-IPO stocks on the secondary market? Eg Equityzen? Any experiences?

Amex is offering me a complimentary Gold card along with Platinum ($550). Is it worth it?

Need to vent out something

YOE 3.5 in Cybersec GRC and technical
Age 28
Package: 14 LPA Sr con
MBA
Current savings: 5L

I have started rigorous savings since last month. I feel I am underpaid. Anyone else in the same boat?

Looking for suggestions for buying a 300k home in chicago. Single and no family yet,
should I do a rental allowed building in downtown or house/ townhome in one of suburbs?

What’s your age and asset allocation?

How do y'all budget on how much it should cost to furnish a new home / townhome from scratch? I have a 3bed, 3 bath about 1,600 sq ft. Trying to not break the bank and set a realistic budget.

Will states start imposing sales tax on NFTs?

How do you all handle smart (light) switches ( or other similar smart home features) and accounts when handing over a rental to a tenant? Do you give them the account so they can use it and control smart home? Is there a good way to do this?

Ok so not super travel related-but does anyone have any tips, tricks or codes for renting a moving truck?

What is the best way to review for the FAR? I have gone through everything and have 11 days until my exam.

How is it okay for Asian nightclubs (Mission) to get away with not letting non-Asians in? Saying it’s “closed for private event” or contrived dress code to non-Asians

Curious what other international sales engineers make? Been with my company 8 years (it was my first “big kid job” and I’ve put-survived my last 3 bosses to firing/quitting. I’ve also inherited all their sales duties and went from a sales team of 2 to 4 to 3 and now just me! I make $75K plus $25K at target. Target was set when there was myself & two managers. I’ve hit target against all odds.

I am looking scrum master job can anybody help

Any recommendations for a good developer available this week to help me with my marketplace website backend hiccups currently happening? The platform is Shuup so not a simple WordPress situation.

What is the latest in your pregnancy you would feel comfortable with your husband traveling? My husband is planning out his travel work schedule and is asking me and I’m honestly not sure!

With this pandemic, and the way it’s changing the economy (destroying companies), can a company afford to turn down business over moral objections.

10.8 Fixed + 1.2VP - Infosys or
12 Fixed + 45K VP - Cognizant ?
Tech - SAP ABAP 3 YoE

How is the job security in Rakuten?

Hi Deloitte India Folks,

Soon I will be joining Deloitte India as PowerBI Consultant. May I know how advanced are the projects. And also, I see many people are saying here that there are limited projects and few are on bench. So worried a bit.

Can anyone give me a glimpse. Thank you.

Hi all — any ideas on how best to find part-time consulting gig?

Is it just me or are the people who come in everyday to buy lottery tickets just a different level of crazy? They should put a limit on how many tickets a person can buy

In 2023 I'm wanting to help make my management more effective. So, I'm looking for a book or a couple of books to gift my team this holiday season. I would like books that focus on communication and taking ownership. Any recommendations?

Hey, new to the Fort Worth area & looking for jobs inside education. I have worked in education for several years as a teacher and some administration experience. I have taught various levels and subjects. Last year I worked with student teachers through their internships.

Do you guys do two a days when traveling? I.e. AM cardio and PM lift?

Lost sense of maximizing points/mileage value for int’l flights. Why is Detla redeeming so much more for some routes than Chase UR and even other partner airlines? E.g. non-stop economy btw Detroit-Seoul // Delta redeeming 160k on its own route while Chase UR 123k & Korean Air 80k for same route (code share)... I get it all depends on timing but still weird directly using Delta Skymiles on its own Delta route is more expensive than going through other methods....

Hi…I am an Ex employee of Accenture..I need Employment verification letter for RFE For H1B visa.. Accenture has provided the letter, But in the letter the purpose Was written as “ for procuring Lawful Permanent Residency “…. Now I am not sure if I can use this letter as Employement verification letter

Has anyone invested in TIPS (Treasury Inflation-Protection Securities) before? I’m considering opening an account for my children and have read something about interests from TIPS can be exempted from federal income tax if used for higher education. What’s the pros and cons of investing in 529 vs TIPS? TYIA!

Anyone living the dream DINK lifestyle to help reach FIRE earlier? Still very single myself but would love to hear success stories!

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

What are some jobs you can do abroad to earn US money while living abroad? Haven’t reached FI yet but I always worry about running out of money after early retirement.

Mega Backdoor Roth IRA question/After-Tax contributions

Crosspost from a thread in the KPMG bowl discussing Mega Backdoor Roth IRA/After-Tax contributions. I wanted to ask a quick question for a “mistake” I may have made.

I forgot to change my contributions from after-tax to Roth + Traditional. A few paychecks went through as after-tax and hasn’t touched my $20,500 contribution limit for the year yet.

How will those funds be used/taxed? What are the implications here.

TL;DR: Social Security matters.

My wife & I are 35. If we quit working today, at 70 we are entitled to a combined $50k in annual SS in today’s dollars. (Source: SSA.tools)

$50k real is significant. Let’s be conservative and say that a 70 year old couple spends $100k per year. That’s SS meeting half of your required expenses.

Current law with current demographics shows that SS can fulfill 79% of benefits into perpetuity.

Assuming SS will disappear means working decades longer than needed

I believe there is McKinsey user in this bowl trying to scam people and teach them about crypto…please be vigilant

I recently passed the 1 MM NW mark and originally was planning on diversifying into REI once I hit this mark. However, with the pandemic I'm a little hesitant. For those Real Estate investors out there, how has the pandemic impacted your portfolio? Have vacancies risen noticeably or rents dropped dramatically? How has the moratorium on evictions impacted you?

Despite making on time payments from last 8 yrs my credit score is still below 750. plan to buy house nd worried my score won't give me best rate. How do i raise my score. Looking desperately 4 advice

Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼

Is a 1 bedroom apartment big enough for a couple, especially if one primarily works from home? Thinking about moving in with my SO.

Any good articles or some other related fire posts talking about how the year 2020 has impacted them?

When did you start investing in real estate? Was it based on reaching a level of income or net worth? I’m 26 and about to start a new job where TC is ~200K. Thanks.

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!

My husband and I aren’t FIRE but take retirement and savings more seriously than our friends. 9 month emergency fund, max my 401(k) and his match. Will pay off school loans in 2 years and then invest more heavily (paying those loans first is important to us). We have a small mortgage (under 270) and drive modest cars, but we otherwise like to live and travel while young. TC 180 in LCOL area.

Can anyone relate? We do hope to retire, but I never hear about people following a similar path.

I am in my early 40's and have about $300K invested and some in cash. I have $70K in credit card debt (no lavish lifestyle, just 2 bouts of unemployment and some major medical expenses, even after insurance).

I live below my means, LCOL city, used car, max my 401K, save my bonuses, etc.

I am going to get a large bonus where after tax, I'll get a couple hundred thousand.

Should I prioritize pay off all credit cards or pay down half/some of the cards and use the rest for a house down payment?

New to fire, started my first year in the workforce last year putting 13% + 1.5% employee match into a Roth 401k. This year I upped it 1% so 14+1.5% total now. For reference I made in the mid 80s in year one. Is this a safe contribution early in a career? Any tips, or suggestions on how to allocate my savings?