Anyone try and get out of their lease during COVID? What was your tactic and how did the landlord respond? Did you have to pay the remainder of the lease or lose your security deposit, etc.? Thanks!

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Im a landlord in NYC — your landlord is legally obligated to make a “good faith effort” to re-rent your apartment as soon as you provide notice to vacate. When they inevitably rent the apt you’ll only be responsible for the difference until the end of your lease which they will deduct from your security deposit. For ex, If you’re paying 2k a month and your landlord is only able to get a tenant for 1800 bc of the economy they can only charge you $200 / mo for the remainder of your lease.

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Most people I know had their landlord post the listing, note it’s a lease break in the listing and offer that current tenant will pay X amount up front. You’re liable for the term of your lease you can’t just leave and hope they only keep the deposit.

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Hey Guys, off topic question... My mom has a savings account in a Punjab National Bank branch. Recently while trying to do transaction branch manager is informing her account has been blocked as per SEBI directive, he is not showing any proof for the same. Now my mother does not even have a DEMAT account, nor does she have any dealings with stock market. Any suggestions on what to do regarding this? Please help with suggestions, we are completely lost as to what to do. Punjab National Bank

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Technology reimbursement - who gets it and what are your buying with it this year?

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Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

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Hi tax 🐠,

I have a question for those who prep individual tax returns. My parents claim my grandfather as a dependent on their tax return and due to their low income, receive PTC for the premiums they pay on his insurance (not eligible for medicare). However, would it be advantageous to have him file for his own tax return (he stays with my parents and doesn't have his own proof of residency via bills). If so, can he get PTC if his income is 0?

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I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

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Curious about thoughts on on discount points (I think I’ve already read every article on Google). I am refinancing my personal residence (future rental) as well as a rental property. The mortgage brokers discourage me from spending a ton on points (rolled in, not up front). In some cases, it’s a 16 year break even. I get that’s a very long time to break even, but I have no intention of getting rid of the properties and doubt rates will drop much below current. Max breakeven point for you?

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(1) What firm allows mega back door Roth 401k? (2) which firm matches 401k contribution and up to what %?

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Hi all, I am looking for feedback/advice on if I am approaching investing right? I know it may seem like I have an idea but I am self-doubting and would appreciate any pivots/advice.

Savings: $14k

Emergency Fund Saved: $12k (on top of 14k in savings)

Stock Portfolio Worth: $70k (Only $5k in ETF, rest in various Stocks)

401k: $12k (I have only been working for 1.5 years out of college

Debt: Thankfully none

Majority of my portfolio is Apple, Microsoft, and about 15 other stocks...continued

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Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

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Anyone know of anyone hiring for a remote position (post COVID)?

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What % of salary does everyone invest in their 401k?

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Had a therapist who encouraged me to quit my job to be happy. Also encouraged me to not settle with my girlfriend because I’ll regret it (like how he regrets getting married). Ended up quitting my job and became more miserable, poor and suicidal. Haven’t seen my girlfriend due to long distance and COVID and we might break up soon. Did I just find a bad therapist or is it normal to project your own regrets to your patients?

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Does McKinsey do organization/talent/leadership development consulting? How does the practice compare to firms like Deloitte or more specialized firms like Korn Ferry?

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Wednesday Daily Quordle 128
2️⃣5️⃣
7️⃣4️⃣
quordle.com
⬜⬜🟨🟨🟨 🟨⬜🟨⬜⬜
🟩🟩🟩🟩🟩 ⬜🟨⬜⬜⬜
⬛⬛⬛⬛⬛ ⬜⬜🟨⬜⬜
⬛⬛⬛⬛⬛ 🟨⬜⬜⬜⬜
⬛⬛⬛⬛⬛ 🟩🟩🟩🟩🟩

⬜🟨⬜⬜⬜ ⬜🟨⬜⬜⬜
⬜⬜⬜⬜🟨 ⬜⬜⬜⬜🟩
⬜⬜⬜🟨🟨 ⬜🟩⬜🟩🟩
⬜⬜🟨🟨⬜ 🟩🟩🟩🟩🟩
⬜⬜⬜⬜⬜ ⬛⬛⬛⬛⬛
🟩🟨⬜⬜⬜ ⬛⬛⬛⬛⬛
🟩🟩🟩🟩🟩 ⬛⬛⬛⬛⬛

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Hello Fishes,

I have got an offer of 20 LPA from TCS. And i got a better offer from this.
Just wanted to know, if I reject the offer of TCS, will they put me in blacklist or something?
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Has anyone taken a leave of absence for mental health/suicide/depression? I’m getting there but I’m also the primary earner in my house.

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Ps: More than a week since the discussion

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Alright fellow creatives: where do you get your plain black tees from? Asking for a friend...

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And the rest is history 😅

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A coworker at non-work HH said something antisemtic to me. Do I talk to him about it or should I tell my manager and HR? I'm nervous about retaliation because I've experienced it before when reporting something to HR.

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Moved back to the city post-COVID. My friends have become hermits and don’t really want to do anything. I’m the opposite - after being stuck inside for two years looking to meet new friends and experience new things. Just feel like I don’t know ppl to do it with. Any ideas on ways to cultivate a social life here without friends who are excited to do so as well?

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Maybe it’s just me, but I do not understand this mindset at all and I’ve only encountered this from NYC natives. Every city is deserving of criticism no matter what lol

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