{ "media_type": "text", "post_content": "Anyone using a bond ETF approach for their savings vs high yield savings account?", "post_id": "5d3ceead2a7316001d04e492", "reply_count": 3, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }

Anyone using a bond ETF approach for their savings vs high yield savings account?

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Tell me more - I currently have a high yield savings account with Marcus (GS bank) that pays something like 2.25% APY

Bond etf can lose value, so higher return but also with more risk

Marcus has a one year fixed rate CD at 2.6% if you need liquidity. Permanent life insurance typically grows at an annual dividend rate of between 5-6% and checks the death benefit box, but it’s expensive and you won’t want to take a policy loan out for years (10+).

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