Anyone working on a real estate portfolio and have advice to share ? I currently own two cash-flowing fourplexes in Texas and am considering selling my SFH to house hack a fourplex in SA, but...

Posting as :
works at
You are currently posting as works at

(Continued) there will be some sacrifices I have to make including moving away from friends in a more expensive city, but I’ll be able to dramatically lower my living costs and save more for the next endeavor. Has anyone ever made any serious sacrifices for financial goals, and not regretted it?

Well done. Where are your fourplexes in Texas? I’m considering making similar personal sacrifices to house hack a duplex and am really debating.

We own two in the Killeen area. Cheap there but certain areas are very rough, and the rents and issues you’ll run into reflect that.

Related Posts

I’m 24 and have 135k in cash savings. I don’t know where to start. Any advice?

like

If Fuqua worth taking on serious debt (150k) to pivot to Finance? Wondering whether it should be M7 or bust

like

Is it possible to make a million in any sales position? I see so many classes and books on how to be a millionaire by selling. Seems like BS.

likehelpful

1. What‘s your wallet brand?
2. Thoughts on money clip

like

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

like

WOW this interest group is so small. We are still so early. I guess I will ask something: Are you buying the "dip"? Also thoughts on DCA vs Lumpsum in btc.

like

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

like

What are we buying today boys and girls? (Got 5K to play with)

like

How much would a Toyota Corolla 2020 LE with around 30K miles sell for in 2023?

What percentage of your clients are choosing to permit the CARES Act provisions into their 401(k) Plan?

like

California tax question. I moved overseas in November 2020 establishing a rental agreement in a different country. I sold my California registered car in May 2021 (my ONLY California asset). In total, I spent ~36 days in California during 2021. I use my mother's California house as an address to receive packages and letters. I don't intend to return to California, as I want to buy a house in Texas. I have a potential $70,000 CA tax bill due to capital gains from a long-term investment.

like

Hi all, my wife and I are looking to house hack in Seattle. We would like to Airbnb part of the property in an ADU or like an almost detached basement. Does anyone know which area or suburb could be good for this? Thanks in advance!

like

What do you buy when the entire market is at an all-time high? Even gold, digitial currencies, and bond ETFs are at highs so what’s actually undervalued and worth putting money in?

like

Just looked at my 401k and already lost upwards of 25K. I know I should keep my money where it is-But really thinking hard about not contributing to my 401k and putting that money into savings account

like

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

like

Anyone ever considered declaring bankruptcy to get rid of student loans? I see that even if they are private, you still have to show undue hardship.

like

Ye dukh kahe nhi khatam hota 🥺.

Oracle shares going down ....
Oracle

like

Just moved from US to USI, do you guys know the preferred banker for Deloitte in India? I need to open a bank account but not sure which bank to pick

Hi. Does anyone remember the provider of our 401k and wealthbuilder? Trying to rollover accounts but benefits express is closed!

More Posts

Hi my IBM sharks..

So I joined IBM five months back and just a week back I got a project.

Since my shift is 11:30 am - 8:30 pm, I started clocking in my hours in Workday from previous Monday for shift allowance and its pending for approval with my people manager.

Guys, should we contact our manager by the end of every week or by the month end to get the entered time approved on Workday?

Secondly, does the people manager approve it or the project manager?

Any inputs are appreciated :)

like

Flights cancelled and delayed; spent the whole day in the airport/flying. How do I charge my time?

like

Hi guys can someone from Accenture give me some idea on Delivery Learning Framework?
Like what it is about, how's the assessment difficulty and any thing I should know?

like

Hi fishes!
How much in-hand salary i can expect with 14 LPA fixed?

Should Strategy& hire a consulting firm to fix their misaligned incentives and improve culture? Seems like a lots of area of opportunity there...

like

Anyone married and file their taxes separately? Wife and I make about the same amount above 250 combined. Not sure which is better option.

like

Hi fishes,

Looking for job change
My skillset - informatica power center, Informatica IDQ, SQL, UNIX
YOE - 3.4 YEARS

like

How many of you are signed up with Zigup?

like

Hi,
Currently working as a assistant systems engineer in TCS. Current experience - 0-1 yrs.
I want to switch to sde, frontend roles. I am not getting responses. Can anyone help in this what i may be doing wrong?

Thanks

like

Has anyone gone through Pathrise? What was your experience?

Any government or gov contracting positions in the public health space anyone can recommend? Any direct hire positions if gov? Looking to make $115-125k.

likehelpful

Have a 9 year and 3 year old, is it worth subscribing to Disney+?

likesmart

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

like

Anyone has expected salary range for a MD/GM in American Express in singapore? Having early discussions, so want to have a ball park view before I ask them. Thanks a lot

like

Thoughts on how to structure a 70-minute sixth grade ELA block?

Is the grass greener on the client side?
My agency work is feast or famine with nothing in-between. Is this still a problem client side? Im sick of having to chase down work during slow times.

like

How much an be Expected for SDEt role of 8 Years
Ctc -31 lpa

like

Do deloitte Usi provide shift allowance?

like

Hi Fishes, I am considering a Senior Engineer role with Alteryx (previously Hyper Anna) Sydney. If it's not too much trouble, I was hoping if anyone here could share their experience of working at Alteryx Sydney in terms of Culture, work life balance, politics, work pressure, people, Leadership and product. Thanks.

like

Hi all, I've been working in PM for nearing 10 years. I've worked myself up the ladder to senior PM, I feel I've done all I can within the company and really have itchy feet and want to move into a new industry within the UK.
I'm good with a mix of HW & SW, any suggestions from the cool folks on here on some forward thinking awesome manufacturing/tech companies who deal with both HW & SW?

like

Additional Posts in FIRE Financial Independence Retire Early

Hi all, my wife and I are looking to house hack in Seattle. We would like to Airbnb part of the property in an ADU or like an almost detached basement. Does anyone know which area or suburb could be good for this? Thanks in advance!

like

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

like

For those of you who are recently married - how did you FIRE and pay for a wedding?

like

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!

like

Mega Backdoor Roth IRA question/After-Tax contributions

Crosspost from a thread in the KPMG bowl discussing Mega Backdoor Roth IRA/After-Tax contributions. I wanted to ask a quick question for a “mistake” I may have made.

I forgot to change my contributions from after-tax to Roth + Traditional. A few paychecks went through as after-tax and hasn’t touched my $20,500 contribution limit for the year yet.

How will those funds be used/taxed? What are the implications here.

like

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?

likefunny

Ally or Marcus? What’s best for HYSA?

like

Fire friendly car? I have a bmw and it’s paid off but it’s a ticking time bomb. I want something more reliable. Should I trade in and get a Toyota? For purposes of fire, I could get an older model since they last forever. But the new ones are tempting and I would pay maybe $200/mo. Worth it or just keel the bmw?

like

Will have a kid soon. Are 529s a good investment or better put that money in something else like ETFs? Has anybody done something else other than 529s. Would love to get some perspective. State offers tax savings

like

What’s a reasonable fee for an accountant? Single filer, W2 employee. Simple investments but just need some help filing correctly given a move between states, a recent start to investing in more tax advantaged accounts and more etfs. Otherwise pretty simple. Should this be a few hundred dollars?

like

I don’t think I have enough saved (80-100k) to justify a financial advisor. But I also was never taught/learned about money management and planning. Are there any good resources or books in which I could learn about how to invest in my retirement?

like

Is it possible to live off 12k/year?

like

If I roll my old employers 401k into an IRA this year, am I correct in thinking that what I contributed this year in that 401k still counts against my 401k contribution limit?

like

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

like

Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

like

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

like

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

like

Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼

like
<