Apple Card or Citi Double cash? Apple Card does 2% cash back on all purchases made with Apple Pay. I live in a city where most places take it. Citi Double cash is 2% flat cash back. I current have a Chase Sapphire Preferred and a Capitol One Quicksilver (1.5% cash back, plan to use less once I have a better card) Probably depends if I get approved for citi double cash but I have a good credit score

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If you have a Chase Sapphire Reserve, you get an automatic 1.5 multiplier on the value of points, which means the Chase Freedom Unlimited effectively gives you 2.25% back on every purchase. Depending on your spend profile, may be worth upgrading the CSP to CSR.

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Second this decision, with the sign up bonus you get 20,000 point for spending $500. It’s also offering 5x on groceries right now which is nice.

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If you can also get the citi premier/prestige get the double cash

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Ohhh I’ll look up the other citi ones and see if I would be able to apply for those

Double Cash. I’ll take guaranteed 2% over needing to remember Apple Pay every time (especially for online purchases where it’s not often an option). I’m not sure about the other Apple Card perks, though.

I run CSR and Citi Double

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Yeah you can’t get a Preferred and reserve sign on bonus within 48 months of each other. I was thinking the same thing lol, Jamie Dimon is onto us

I use Apple Card strictly for apple purchases - 3% back and 0% apr financing for 24 months I believe

Chase freedom flex. Much better card. Plus it earns UR points to compliment your CSP.

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