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Depends. If you declare it a vacation home (has to be a specific distance from your current primary home) you can put down 10%. If that doesn’t apply then it’s 20/25%
Subject Expert
You’ll want to show at least 3 months worth of expenses above the down payment.
Depend’s on the financing company, standard is around 6 months of reserves.
I’m a private lender. Let’s talk when you are available