Applying for loan for investment property - how much above the downpayment should I be able to show the lender?

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Depends. If you declare it a vacation home (has to be a specific distance from your current primary home) you can put down 10%. If that doesn’t apply then it’s 20/25%

You’ll want to show at least 3 months worth of expenses above the down payment.

Depend’s on the financing company, standard is around 6 months of reserves.

I’m a private lender. Let’s talk when you are available

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