Appraisal came in 200k short.
Location : Bay area
Waived all contingencies

Appraiser did not use recent comps. We're appealing. Did account for appraisal gap but not by this much.

Please share recommendations for local lenders who can do 10 percent and can close quickly.

Have you ever felt defensive about your work? I put my heart and soul (with no guidance) for a client work product which was praised but all but one partner who suddenly had all these critiques but never provided any comments I while I solicited feedback during my progress. I’m having a WTF moment but I can’t say anything though I’m really pissed off.

A book/website/podcast/any other resource on personal finance and best practices for spending/saving money? I'm in the 1st year of my career and want to make the wisest money decisions I can make

Okay, no bullshit, honestly: is anybody working on anything youre excited about?

I dont mean tweaking comps in a deck to present/re-present it, and “maybes” and “could bes.” I mean you personally, currently, PRODUCING something you like, you think people will like, and you will put on your site. Anybody.

Plaintiff side question - comp is base plus % of fees. Firm has non equity split % with associate working on case. This normal for a non equity partner? Normal associate comp is full % when working with an equity partner.

Are you friends with your coworkers on social media?

How do you open up messaging?

Top book recommendations about the world of tech? Not looking for academic textbooks.

What would you if you held Alibaba? I’ve held it for 2+ years at this point. 10k that is now $7k

Are Any NYC Am Law 100-200 firms hiring Junior Level Associates in Tax Group with LLMs from Big 4? Im looking to lateral. DM. TIA!

While I was on mat leave last year, we hired a contractor to be me and he’s still with us even though I’m back. I recently started approving his hours and just found out he’s getting paid $65/hr grossly, while I make $35/hr. Is this normal for contractor to make more than FTE?? I’m a little upset right now considering he’s doing like college entry level tasks and I’m over here doing a lot more.

What is on your Christmas wishlist this year? I really want a Roomba.

Hi Guys, Need help
Opentext - 12L + 1L
Deloitte USI - 13L + 1.3L
YOE - 4, ABAP
Please guide me as its my first job switch

Looking for a planning associate director for a Fortune 500 client. Shoot me a message if interested!

As a new joiner.. is micromanaging the culture at all Big four firms ? Or does it depend on what service line your in?

Can anyone please refer me to Business Analyst position @Mckinsey?

TIA.

What is the best way to position myself when trying to make a switch from litigation to transactional?

Hi all,

Can anyone suggest which is good to join. Informatica or S&P Global .

informatica CTC: x lpa(fixed)+10% variable+ 1.5l jb+ 1000$shares(BGC completed)

S&P global - (x+3lpa)+ 6% variable+ 1l jb(BGC not yet started).

Tomorrow is my LWD.
Sep 2nd is my joining date in informatica.
S&P Global has yet to release offer letter and BGC will take atleast 20 days. Is it fine to loose informatica offer.

please suggest which is best in terms of WLB,work culture, Job security & hikes

I’m getting my feet wet with the first rental. How do you find and screen tenants? Do you ask lawyers to draft the rental agreement? TIA!

Wanting to get in to mid-term rentals but HOA requires 12 month minimum lease. Has anyone done a work around where you allow your renter to break the lease after 2 months for $100 or some nominal amount?

Bay Area, CA fishes- any good lender contact in First Republic for rate shopping?

I’m looking at buying an apartment as an investment that is down the street from my house. Newly renovated, Good location, close to shopping and a soon to be opened light rail station.
Challenge is that with 25% down and almost 7% interest, the all in costs (mortgage, taxes, insurance, small HOA fee) would have me breaking even or maybe negative $100 a month vs rent roll.

I am thinking about being slightly upside down for a couple of years until I slowly raise rent. Is this a crazy idea?

Hi all, looking to buy a fourplex in Austin TX. Off market they will accept $625k “as is”. My only financing option is fha it seems since I don’t have 15% down. Current rents are $4300. It’s in south Austin part of 78704 but a really bad street. My thoughts are it’ll gentrify and I’ll condo regime it. Any major concerns, am I buying at the peak? Are there other financing options I should entertain? First house so a bit nervous. Thank you!

Anyone involved in private debt investments for land purchases? I’m working on a project in PR, minimum 10% return for short term bridge loan ($10MM for 6 months). Sponsor will personally guarantee.

You can have any mentor you want, dead or alive, who would you pick?!

For investors, at least two takeaways from this are more people are buying pricier houses. A second is the less expensive houses in the $100k to $250k range is appealing for those less qualified.

Hi everyone! I would like to start investing / creating a business in real estate either in UK or Spain, but I need some mentorship / coaching before embarking on this important decision. Do you have any advice on how to start on this ? Where to look for coaching? Etc… I have in mind short term rental properties and house flipping. I have good theory background but I need someone with empirical experience. Thanks !

Best way to pay for home improvements if you can’t get a HELOC (too soon) and rates are too high for a refi?!?

0% credit cards (15-24 months) and then a HELOC?

About to put an offer of 540k on a home that’s 525k, but just found out that roof is 25 years old. Comps are around 525k. Is this a wise offer or how do I manage it? Note- Roof is composition roof which lasts 20 years. But home is also in Texas where it does not snow

I received a background/credit check today from a woman who had an eviction, poor credit, a (minor) criminal record and barely made enough money to afford the unit. I feel badly for her as she needs an apartment in like a week or so but at the same time I’m not a charity. Sigh.

How important is it to get a land survey before closing on a house? Can you wait until afterwards?

The lot is 0.5 acres and neighbors are a good distance away - the home was built 2 years ago and I have what appears to be a map of the property lines, etc. however there is no fence so still not sure of where my land begins/ends.

Hi, need some advice because very new investor when it comes to owning personally versus LLC. Currently own my home and planning to purchase two lots of land sooner rather than later. With three real estate assets under my arm, getting a little worried about having them all under my personal name. Should i create an LLC and purchase the lots under that name? Should i transfer my first home?

Hello real estate 🐠 - this may be a silly question/mindset, but my husband & I are trying to purchase a house next year but the thought of asking a realtor to show us house after house is stressful. I know it’s their job, but I wish there were more independent ways to look at houses on our own as I want to just tour many, many houses to get a sense of what’s good or not.
Anyone feel the same & any strategies you’ve used (like using multiple realtors)?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Do any fish here work in RE for a PE firm? I'm looking to pivot. I had some prior RE experience before going into Transactions/M&A at Deloitte but I'm looking to break into PE. Which firms have you found to be the most rewarding in terms of growth and opportunity? Do you prefer smaller firms or larger firms, why? Thanks in advance. - One fish just trying to decide where to swim to next.

Where did you find the best mortgage rate? First time buyer with 800+ credit score and lost where to start

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?