Approved to ReFi home w/good rate BUT my covid deferment of pymts totaled 10K & is now reflected as a 2nd line. Am told I have to pay 10K off to finalize ReFi bc can't roll into new ReFi loan. Does this sound right? I'm able to pay it but was annoyed Wells Fargo considers it a 2nd lien.

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Yes that’s consistent. About to apply for a mortgage and was asked several times to make sure I don’t have anything in deferred payments.

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Thx for reply.

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