Are annuities really bad? I was playing around with an annuity calculator and it seems like you might as well just manage your own money

Thoughts on secondary market shares for Palantir? I know this is a forum mainly dedicated to public companies but I have an opportunity to buy at a discount from the $20B valuation

I am thinking to start putting money in some stocks for long term
Please suggest .

How much should one pay attention to after hours trading? Not sure whether to sell these at open or keep holding:
NET C $35 5/15
UBER C $29 5/22
DBX C $20.5 5/22 (probably the one I’m most disappointed in) any advice would be appreciated!

Is it a good time to buy bonds now?

One of the few days I wish Canada had as many people as China... Canada crypto news <= China crypto news (even when it is clearly rhetoric)

Why are energy ETFs (like VDE and FENY) so low? Possible opportunity?

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Can anyone recommend how to get into mining with current shortages of graphic cards? Want to set up something for my parents as thy are getting older and I am afraid Gov benefits will be erased...

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Are we allowed to invest in bitecoin /litecoin?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

MBB offices for tech cases, low COL?
Currently working in tech, leaving for MBA ideally followed by MBB. Thinking ahead because of pre MBA events and long term partner. Paying sticker for MBA with loans, partner in school for 2-3 years after MBA. Which offices should I consider to build quick NW/pay off debt, build strong network in tech in/outside the firm, provide QOL similar to my unconstrained choices (LA or NYC)?

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Thinking of buying a Cape Cod investment property. Want to ask opinions from renters. What towns do you prefer? Distance from beach? How much are you willing to pay for a weekly rental for up to 6 people (2BR)? Any amenities that are must haves? Thanks in advance!

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Last of us part 2 is so scary

Anyone consulted a psychiatrist for lack of work motivation? How was it and is it worth it? I'm in a slump and not performing at the level I want to. I feel I'm running on half throttle.

Not having the right opportunities to nurture my ambition has made me Depressed/Sleepless/Social Anxiety. It is killing my spirits.. Looking for a therapist in ATL, any suggestions?

I am 18 weeks and see watery thing coming out after peeing. It has weird smell. Google tells me that it can be amniotic fluid too... now I am freaked out... anyone gone through this ?

Anyone gets migraine as soon as you start to work?

Off topic sorry : can we mention house property monthly maintenance during ITR from exemptions and deductions

Does a relationship with an AI chatbot like Replika appear to be a viable alternative to an IRL relationship?

Working from the last 4 years and less salary hike what to do?

Any good restaurant reccs around $50 range?

How much should be the python automation engineer CTC with 6YOE as per the current market standards

Are there any remote positions for 30 years medical experience but only possess an Associates? Our office closed after 16 years and I’m not sure that I want to do Ultrasound anywhere else (believe me, the case load has severely increased since I started and I don’t want to injure my body this late in my career)… looking for suggestions of case managers, etc. (Thanks in advance!)

My benefits at the hospital are so bad! I pay so much for them and don't get anything back!

What east coast business schools are ideal for people who want to grow into creative strategy in the entertainment industry?

Hello everyone,

Ive been in an intermodal logistics cordinator for my company for 7 years now and just this last year, i recieved no salary increase because i had reached the "salary limit" for my possition which is 50k. I want to see what else is out there and keep my options open. Do you have any recommendations on where i can start as i have not had to look in over 7 years and seems like alot has changed. For reference i recieved salary increases of 2.5% a year.

Engineers with anxiety, are there any changes you’ve made at work that have helped you cope with job stress?

Are BAs comparatively safer than Dev’s when it comes to layoffs?

Hi, how many days before the joining, do VMware send laptop and other IT equipment?
Or do they send after joining?

Is anyone annoyed that accolades has oddball pricing like 106 for a gift card and you need to pay $10 for 10 points. You can’t just get 6 points?

Can someone please explain a “backdoor” ROTH? When its required/why? I’m very new to all this. I keep seeing this mentioned but no idea what it means.

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

Getting a fat bonus > 50k. 401k will be maxed, already dump 3-5k in each kids 529 and have more than six months of emergency fund. Already own a house at 2.85 etc. not flexing or anything just want to know what folks would do with a sizable bonus. Need ideas please. Otherwise dumping in VTI lol

Despite making on time payments from last 8 yrs my credit score is still below 750. plan to buy house nd worried my score won't give me best rate. How do i raise my score. Looking desperately 4 advice

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

If I roll my old employers 401k into an IRA this year, am I correct in thinking that what I contributed this year in that 401k still counts against my 401k contribution limit?

Is it possible to live off 12k/year?

Woohoo someone created a bowl

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What’s your recommendation if my new 401k does not accept pension rollover? I think the only 2 roll over options left are traditional/Roth IRA, right? If I first roll over the pension to traditional IRA, and then immediately roll over the traditional IRA to my new 401k, will I still trigger the pro rata rule when I do backdoor Roth in the future? I have never contributed to a traditional IRA or done backdoor Roth so far.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Which Vanguard products are you investing in? I want to open a Vanguard account to contribute to (after maxing my 401K and HSA) but there are so many options. Suggestions on for “set it and forget it” products? Planning on contributing annually but not touch it for the next 30years…

Can you start this if you’re 34? Kind of late to the game or nah?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

NY state took my tax refund because of an outstanding liability. Is there a way to get my money back?

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!