I get there is no such thing as optimal 401k contribution as it varies by person but is 20% too much for someone just starting out? No ROTH offered
Deloitters; is pension vesting tracked by your start date or a certain time of year? And is an all or nothing vest? I might be leavening barely a month from my 3 year vesting mark.
Road to retirement at 60 (45 now). -VTSAX and FNILX for tIRA. -FZROX for Roth IRA. -Large (45%), mid (35%), International (20%) for employer 401k/Roth 401k. -FBGRX for taxable index fund.
I understand that traditional vs. Roth 401k depends on tax bracket now vs. expected tax bracket in retirement. And of course there is the risk of changing tax laws. But what if you just don't know? Do you just split 50/50? Or once you're making over a certain amount, does it naturally make more sense to lean towards traditional? Not sure what other people do and what income level they make the shift to traditional, if at all.
Let's say I have 100k invested in a SaaS startup that went public. I'm 28, employed, have another 35k invested in ETFs/dozen other stocks and have maxed out my 401k and roth contributions. I'm bullish on the startup for the long term. Would you: 1) Recoup your initial investment pre-IPO and let the rest ride 2) Sell the full 100k, pay capital gains tax, and diversify 3) A mix of both, and if so what allocation
Considering a move to KPMG for their pension plan. Can anyone give me details for their plan? Also any other advice regarding KPMG.
I saw a Harvard? study circa 2013ish that said effectively “be most conservative when you retire and get more aggressive as you age”. But can’t find it now. Anyone seen this and know where to find it?
Setting up our first small business 401k! Should we be an ERISA 3(38) advisor? What are the pros and cons?
State your firms retirement benefits...401k and so on. Accenture is 100% match up to 6%, but only after year 1.
Do we owe taxes when we buy and sell funds within 401k or 403b? Asking because I want to take over management from fidelity and adjust my portfolio and begin managing myself. Also 403b for spouse with Transamerica
How is Roth different from IRA and different from 401k? Recently moved to US so trying to understand how all this works, thanks!
I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?
401k or Roth ira which is better
When rolling over 401k from ACN, did y’all have to call Alight to mail the check? I tried doing it online and they are sending me to a rollover central site that is asking for a lot of info.
New to investing, but want to make sure I'm doing this correctly. I've maxed out my 401K and am looking to open an IRA. I know everyone recommends backdooring this into a Roth IRA, but if my plan is to move/retire to a state with no state income tax, wouldn't traditional make more sense? Or am I overthinking this? Also, if I go the backdoor route, how do I make sure I don't get taxed again, when i convert to a Roth? Thanks in advance!
Is it a negative to get rolled off your first study about halfway into a 4 month engagement, due to not having the necessary skill set for the next phase?
I have just recently taken a contract position as Director of Compliance at a Fin-Tech company, while my past 17 years of Compliance experience have just been in the financial industry. Does anyone know what the average salary is for Director Of Compliance in the Fin-Tech industry? I’m making next to nothing and have a sinking feeling that accepted the wrong salary.
So we hired our own doctor to be on a firm wide WebEx about how COVID is ok. When pushed on whether the Dr would travel, he says “No.” LOL @ the idiocy of my firm.
Trouble networking virtually; I started recently, 3 months ago. I am not sure how projects/internal moves work but I was wondering if anyone has advice on networking virtually? I am finding it tricky because I don't know anyone apart from my team & I can't view Talent Marketplace because I am on a billable project, not sure how long it will go. I enjoy my work and not looking to move just yet, I wanted to see what else is out there and looking for opportunities to network with more people.
18 months into my first role at a Big 4, had a great first year, but recently my PML has become a stressed hot mess and is treating me like garbage (+3 weeks). What are my options if this keeps up?
I am going from C to SC in a very short span of time in my career, assuming I accept a job offer. What are some major changes that I will face? WLB? Responsibility? Leading a team without concrete prior experience in leading? Will I survive in that role so young into my career?
Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.
I hate the anxiety and overthinking of everything after a final round interview. Fingers crossed and might have an early start to the weekend so I can clear my mind
Time to sell Zoom? Or hold long?
Final interview with Salesforce today for a demo engineer position. Any tips? Already made it through the technical portion so feeling pretty good.
Got offer from a top 10 PE firm, but it’s a senior position in Corp accounting. Base comp increased by 13%. Currently M1, not sure if should I take the job for money or should pass because it’s a step down on title. Hours are about 40-50/wk
Has anyone here interviewed for Accenture’s product analyst role? Have an interview coming up tm and would appreciate any last minute advice. I really don’t know what to expect but have been studying the cracking the pm interview book
Further confirmation why Accenture Strategy sucks. Leadership just announced $4K “raise” for M and SM to “close gap” vs market pay. After lousy raise and bonus in Fall, this is a slap across the face!
I used my corporate AMEX for personal. Haven't paid my portion to AMEX around $3000yet. It's been 6months and AMEX hasn't charged late fees neither has it come on credit report. How long can I delay?
Let’s make a Creative Complaints bowl. A bowl dedicated to venting about what the client/account/pm did today to piss us off.
Hi guys...Can anyone pls refer me for the position of UX/UI Designer at Robert Bosch ...there is this opening I want to apply for...Thanks in advance:)
After talking to other designers I realized that I’m accepted a job offer with a low salary. Is this the end??
Question for those who know the exit process at Deloitte: If you leave Deloitte (put in your two weeks) do they just pay you for your already earned unused PTO or do they ask you to take it instead of working your last two weeks?
Interviewed in industry and expecting an offer. If they said the role is currently filled by a EY Senior Manager, can I use that to negotiate a higher salary?
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