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CRED Vs Razorpay offer evaluation
I Received offers from Razorpay and CRED for a product role.
Razorpay: 50 LPA fixed + 45 Lakhs ESOPs.
CRED: 60 LPA fixed + 75 Lakhs ESOPs
What should I decide between CRED and Razorpay?
How are appraisals at Razorpay? What's the average hike percentage? Can we ask for more ESOPS during the appraisal before vesting the current ESOPs?
YOE: 6 Current Current CTC: 35 Fixed.
Razorpay software private limited Cred
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Rising Star
They are withheld at the highest level.
Unless you’re already in the highest bracket, you will get refunded the difference.
This is firm dependent. Our bonuses are taxed at 25% (federal) regardless of tax bracket.
Chief
Federally, it's usually 22%.
They are withheld at 40% but taxed at your regular tax rate when you do you file your taxes
Rising Star
Withholding yes but then once you file your taxes you’ll be taxed/refunded according to your actual income tax bracket etc