Managing Student Loans - a Q&A

Are charter school teachers covered by loan forgiveness programs?

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Depends on the state I believe

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Yes, if it meets the requirements. The one I work at is.

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Yes.

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The requirements vary depending on which loan forgiveness program you’re referring to, but for Public Service Loan Forgiveness (the primary federal forgiveness program), you need to work for a government organization or a 501(c)(3) nonprofit. So if your charter school is a registered 501(c)(3) and you are employed directly by them (and not a third-party contracting service, for example), you would meet the employer requirement for Public Service Loan Forgiveness.

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