Are equities currently overheated? I’m looking to invest a sizable amount, but scared that we may be at a local max. Any thoughts / ideas on how / where to invest given current uncertainties?

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Bitcoin

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Bitcoin is pure speculation. Upside is 99% luck.

choose your risk tolerance

low-VTI
medium-SPY
high-individual stocks/options (BTC, TSLA, AAPL, AMZN, PLTR)

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This right here is sane advice

No one ever got rich being cautious... absolutely do not dollar cost average. Stocks only go up and you don't want to be sitting on the sidelines. Pump it all in at open tomorrow.
Also give yourself the gift of leverage. Buy TQQQ and SPXL 🚀🚀

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Dollar cost average in over the next 3-6 months

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To a market ETF?

Don’t throw money in at once, build a small portfolio to start and track. Adding at lower points if you need

Nah. Time in market wins. Nobody knows how to consistently time the market

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Yes but they will continue to run up for a while. Buy a Bitcoin. Even at $25K, it might pay for for years of college one day. Might also go to zero.

⚖️

There are always undervalued stocks even when the composite indices are at all time high. I suggest you invest first in yourself and read up a few books before diving into equities / bitcoins. In the mean time you can park your cash in some bond ETFs.

^This is great advice, especially if the amount of money you have to invest is sizable and you have concerns about an overheated market. Once you educate yourself, you’ll be able to identify investment positions that match your risk tolerance.

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