Are there any apps/sites that consolidate points balances across a large number of credit cards and programs?

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Excel. Update it once or twice a month.

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AwardWallet

Yep! There are certain features locked behind a subscription such as showing when your points expire, but for the most part the free version works quite well.

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How useful is financial due diligence experience for PE recruiting? I have about a year FDD and a year in M&A IB mid market. I’m planning on making associate in banking first but wondering if that year extra gives me any brownie points for MM fund recruiting down the road

Is that possible to select different regime while filing ITR?

Example: For FY Apr 2021- Mar 22, I selected new regime in the company portal and hence more tax deducted. I have submitted the rent receipts to the company for tax exemption. Hence during filing ITR, can I select old regime and get tax return?

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Here’s how to withdraw your funds from FTX

Hedge Withdrawals

Open a position on FTX and an opposing position on another exchange (perhaps Binance for the irony) for the same financial exposure. If the position on FTX profits, keep trading. As the position on FTX experiences losses, the opposing position on the other exchange profits. Keep it up until you’ve depleted the funds on account at FTX the close your opposing position. You’ve successfully withdrawn funds using a hedge. You’re welcome.

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I’m expecting to receive an offer for a Principal Product Manager role for a Bay Area mid-size tech company. Can anyone please share some target comp data points to help with my negotiations with the recruiter?

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I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

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I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

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Would you refinance mortgage in this situation? Current rate 3.25% 30 yr. New rate 2.625% 15 yr. Interest savings of $257/month. Closing cost of $4300, so 17 months to break even. Long term home.

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Thoughts on daily recurring investment of $100 on SPY and $50 on VOOG.

Also, what are people's thoughts on doing daily $10 recurring investments in AAPL, GOOG, and FB

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Does anyone have experience with a prenup/postnup? I have been wanting to get a postnuptial because I did not think about these things when I got married. We make the same salary, have separate accounts, but I have been building my wealth and working hard at saving my money while he has a mountain of debt and doesn’t save. It scares me to think if anything happens, he could just take half of my assets.

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Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

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Just finished the last of FIVE video interviews for a new position and have to share a tip that helped me every step of the way: taping talking points to the wall right above my screen. I carefully considered my answers to the top ~4 questions I thought they might ask and wrote large bullet points for myself. It kept me on track, focused, and eloquent. Highly recommended for anyone else doing video interviews!

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Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

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So I just got my first corporate job and as everyone else I want to start a savings account. My idea is saving 10% of my paycheck per pay, how would you guys go about it/how do you go about it?

Engaged, and beginning to do joint retirement planning. I’move got IRAs, 401ks, the usual. My fiancé says she’s never opened an IRA because her parents started a program for her under New York life. Went to the website and it seems like it’s completely different - some annuities, some life insurance that you can withdraw early (?). Anyone ever go this route or have insight into it?

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Looking to get life insurance now that we are about to start a family. Mid 30s couple,(I history of cancer, but healthy for last few years since treatment was successful), we have $1.5 in net worth, 60% equity in 1M Home(10 yrs left on a 2.0) ,HH income ~350k annually. Looking for advice on what to consider.

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My mother has $80k she’s had on the sidelines for years in a money market account in her 401k and she’s asked that I put it in the market for her. Should I put this in the market now or DCA over the next few months? FWIW she’s in her 60’s and will retire in 5-10 years

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Spouse and I have a combined income of around $300k and about $250k of savings. What price house can we afford in the Bay Area? Looking for at least 3 bedrooms and totally ok with the burbs!

I came from China, you know why I came here? Because I hate being told they do things for my protection. Stocks there halt for the rest of the trading day if it moves more than 10%, because everything else must be too much risk for us little people to handle.

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I’m planning to do an international trip next year with a child under one year old. Accordingly, my husband and I would like to get business class seats. What are your best hacks or recommendations for booking business class seats to France? Should we pay with points, pay with cash, or book economy and hope there will be spots for a cheap upgrade closer to the flight date?

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Anyone could suggest me a source to learn python?

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Hi .. I got offer from hcl with 26 lpa and serving in NP With this counter offer i start negotiation with capgemini HR after one round of interview with 28 Fixed and she asked any negotiation on this i told 26 fixed i am ok and she didn’t giving timr she saying i am get back that’s it Now after second round also completed she is ready to release 26 LPA again from capgemini i asked fixed but she is releasing lpa .. Can any one help how to negotiate or any inputs to get 26 fix not lpa for 10yoe

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How many BAs does Mckinsey LA hire out of undergrad compared to Seattle and SF?

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How is your WLB balance as an SE? Are you at the mercy of clients and deadlines all the time? What are the avg hrs you work per week?

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When does infosys gys get salary increment?
From April Or Jan?
What is actual procedure in infosys?

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Transferring H1B to Deloitte and currently BAL portal shows DOCS stage, does this mean BAL has submitted case to USCIS and waiting for receipt number?

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Hi guys, I am due to start working at EY soon within audit.

I will be commuting to the office by train when in the Birmingham office. This will be from Leicester.

Usually if a commute is about 1.5 hours+, Mazars authorises hotels. Is there a similar policy at EY?

When not in the office I would prefer to drive to clients, not sure if me being in Leicester affects whether they will tell me to suck up an extended commute? Would a mileage claim be from the office to the client?

Thanks!

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Hi Fishes,
Can u please tell me which company is good to join from below.
Infosys - 16
Wipro - 19
Tech M - 23
Birla Soft - 25

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What is bench policy of mphasis?

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Hi All,
I recently joined KPMG Global Services, Bangalore. In the Offer letter It was mentioned that I will be part of the TE-DL-DataPlatforms team. Any idea on how the team is and how the WLB and projects will be?

YOE - 2.5 years
Tech Stack - Informatica Developer

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How much does MMB pay to a recently MBA grad?

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Hi, I am looking for a job change. Can someone from Novartis please refer me for a position of Senior Analyst or Data Engineer role. Any help would be appreciated. Experience - 2 yrs Skills - AWS, Snowflake, Databricks, Tableau Lang - PySpark, Python, SQL.

Thoughts on Executive Assessment?

How old is your car that youre driving? I know folks here try to save extra by driving older cars, so just curious. About to upgrade my 2012 car for a 2018-2020 when 2021 models come out.

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What does SOX work involve?Other than testing controls and walkthroughs?How can I get a better understanding of scoping and risk assessments if I work at a private company doin more operational Audits

What are everyone's thoughts on resume services/coaching? I am a leader/exec that was laid off (first time) and have spent over 15 years in various roles such SVP Operations, Senior Director Product, VP Solutions, etc. at different companies.

I am struggling with putting my experience/qualifications on paper...

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I'm trying to think of a good present for my physics instructor who's retiring at the end of the year, any ideas?

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Hi Fishes @ PayPal. How’s the job security at PayPal? Are there frequent layoffs till L25?

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Additional Posts in All things points

have rollover miles just not posted yet?

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Spending the next couple months in Pittsburgh. Any recommendations between the Renaissance and the Westin?

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Thoughts on WF propel? Looks like it’s the best no fee rewards card

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Currently on track to end the year with 47 SPG nights (I already earned Platinum through stays). Worth it to burn 10,500 on 3 free nights just to get the 50 night gift?

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Actually saw other folks using Fishbowl on my flight for the first time. We are catching on!!

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Car rentals - should young driver fee be waived when booked through your firm? I book National through Trips this morning and there’s a pretty big young driver fee

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What is the deal with paying to get more points? Ex: Paying X amount to get Y points to fully cover a hotel stay/flight/reach next tier status. Is it worth it monetarily?

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When I arrived to my hotel tonight tonight (Mariott) they told me that there were no rooms available and gave me a voucher to stay in a hitel nearby. Being Platinum, I know they should (cont)

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Flight on American got cancelled. Got bumped to the next flight, but from main cabin extra to literally the last row of the plane (FML). How many points?

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CSR - hold or cancel? Firm has cancelled expenses on personal cards

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For United Explorer card holders that have to use their corporate card to book flights for work, do you still get the perk of priority boarding on your flights?

Do platinum elite marriotts get upgrade at cosmopolitan in Las Vegas?

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Best way or platform to sell systemwide upgrades?

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Hi! I’m thinking of getting the Venture X or CSR, but does anyone know if their annual 300$ travel credit expire?

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I need to earn a few more EQDs to keep AAdvantage Platinum. If I pay for one of these upgrades, does it credit me with EQDs for the upgrade cost?

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What is the best cool / trendy hotel in manhattan that I can book on SPG or chase points?

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Is it possible to gift AA SWUs to a person not traveling with me/on a separate trip? What’s the process? I have a couple SWUs expiring in July so want to make best use of them

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Booked a Delta-codeshared flight that is on Virgin Atlantic. I’m Platinum Medallion, but looks like there’s no way to get complimentary upgrade from economy. Any tips?

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I have $630 in SW vouchers expiring early next year. DM if you’d like to take them off my hands

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