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Saturday team calls should be illegal. 🙅
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Never invest money you’re not willing to never see again. Even if you invested a fraction of that, I presume you mean for a long term (variable). You also need to bring more to the table in your question. Are you looking at V2X, levering, UPPRO? What’s your portfolio of interest; water, weed, emerging markets, FAATMAN (FAANG)? How do you want to diversify? Are you more interested in commodities; silver just broke its highest in quite some time? Are you interested in treasuries? Have you filled out forms for bond auctions and following dates of release?
I’d just invest in index funds probably. Not into trying to pick specific stocks, I just don’t want my cash to get destroyed by inflation.
I’m a Nigerian prince with a very lucrative business opportunity and looking to partner with a trustworthy person in the US. I will make you very rich with returns of 140% YOY. Send me your account and routing numbers if interested.
I guarantee that a stock market crash will occur at some point between tomorrow and 20 years from now. I just don’t know the exact date.
Literally no one knows. Statistically speaking the most likely outcome is that the market will go up 7% in the next year. That’s why you invest and forget it for long term investments. Trying to time the market is luck.
EY1, yeah, what you’re saying is honestly what my general thought has been before making the post, but wondering what people who are extra concerned about the current state of the market are doing. If it were 2019 I’d have already done exactly as you mentioned.
Chief
Invest a portion and proceed with caution. When it dips, double down. At least that's how I've been approaching it.
Thanks for this post D3. This may be the approach I go with.
https://www.personalfinanceclub.com/how-to-perfectly-time-the-market/
No one knows. We could see hyper inflation, which would drive the market up and would make cash very risky.
Rising Star
They've been saying hyperinflation since 09'. Still waiting
Same. Following
Tough times haha
Nobody knows when or if the crash will happen . You can deploy 5K every month in the investment of your choice and avoid timing the market. That’s what I usually do.
I’m not as rich as you so 5k a month would lead to 100% being in the market eventually haha. But I could do it temporarily since I have the 50k+ of cash stashed away
Buy FGAM and forget about it for a few years. You’ll never be able to time the market but you can see that market forces at the moment strongly favor large firms.
Put it all in SPY today. You will thank me in a year or so.
Rising Star
You have decided. Buy an equal weight S&P 500 fund and leave it there until you retire
4-8 years depends on your risk tolerance and how flexible you can be with the dates. Maybe 50% in a HYSA, 25% to a CD, 25% to safe assets such as a bond fund or etf if you’re willing to take on more risk and can delay what you may need the money for. The amount of potential growth you would get in that short time frame that you give up by not investing all of it isn’t going to be that much and I’m sure you’d much rather be able to spend the money on a big purchase.
No, there may be a crash in the dollar or an exchange may lose influence but most major companies are diversified across enough economies where they could withstand this. The “stock market” no longer measures the economic health of a country or a society.
A “typical American” was never involved in the market in any meaningful way until 401Ks. Even with those, I’m betting most Americans don’t own stock, and it hasn’t been until the last 20 years that regular stock trading was easily available to the “typical American”
Invest in GOLD
No thanks
If you believe the polls, joe Biden will be the next president. If it’s Joe, corporate taxes are likely to increase resulting in a bit of a dip in the market. I am personally waiting for that dip as this may not fully be baked into the market pricing. I am admittedly making a ton of assumptions and trying to time the market (which is not great advice)
Chief
I mean... Assuming Joe makes it, there's still ways to play it. Cannabis, infrastructure comes to mind.
Following. Im in the same boat
Buy the dip
f
2nd quarter earnings under way... not that bad so far... market trading a bit side ways... then the next round of stimulus will come and the markets will continue going up... but let’s see when October comes...
If you are actually worried about this then you should hedge with some long term options
Can you explain further?