{ "media_type": "text", "post_content": "Are we looking at a stock market crash soon?\n\nI have a decent amount of money (over 50k) just in cash, and I don’t know what to do with it. Normally, I would consider investing in the market, but I hate the feeling that it seems more likely it could crash any minute than usual.", "post_id": "5f2045d4af1e2900295298f1", "reply_count": 48, "vote_count": 3, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }

Are we looking at a stock market crash soon? I have a decent amount of money (over 50k) just in cash, and I don’t know what to do with it. Normally, I would consider investing in the market, but I hate the feeling that it seems more likely it could crash any minute than usual.

likefunny
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Never invest money you’re not willing to never see again. Even if you invested a fraction of that, I presume you mean for a long term (variable). You also need to bring more to the table in your question. Are you looking at V2X, levering, UPPRO? What’s your portfolio of interest; water, weed, emerging markets, FAATMAN (FAANG)? How do you want to diversify? Are you more interested in commodities; silver just broke its highest in quite some time? Are you interested in treasuries? Have you filled out forms for bond auctions and following dates of release?

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I’d just invest in index funds probably. Not into trying to pick specific stocks, I just don’t want my cash to get destroyed by inflation.

I’m a Nigerian prince with a very lucrative business opportunity and looking to partner with a trustworthy person in the US. I will make you very rich with returns of 140% YOY. Send me your account and routing numbers if interested.

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I guarantee that a stock market crash will occur at some point between tomorrow and 20 years from now. I just don’t know the exact date.

likefunny

Literally no one knows. Statistically speaking the most likely outcome is that the market will go up 7% in the next year. That’s why you invest and forget it for long term investments. Trying to time the market is luck.

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EY1, yeah, what you’re saying is honestly what my general thought has been before making the post, but wondering what people who are extra concerned about the current state of the market are doing. If it were 2019 I’d have already done exactly as you mentioned.

helpful

Invest a portion and proceed with caution. When it dips, double down. At least that's how I've been approaching it.

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Thanks for this post D3. This may be the approach I go with.

https://www.personalfinanceclub.com/how-to-perfectly-time-the-market/

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No one knows. We could see hyper inflation, which would drive the market up and would make cash very risky.

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They've been saying hyperinflation since 09'. Still waiting

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Same. Following

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Tough times haha

Nobody knows when or if the crash will happen . You can deploy 5K every month in the investment of your choice and avoid timing the market. That’s what I usually do.

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I’m not as rich as you so 5k a month would lead to 100% being in the market eventually haha. But I could do it temporarily since I have the 50k+ of cash stashed away

likefunny

Buy FGAM and forget about it for a few years. You’ll never be able to time the market but you can see that market forces at the moment strongly favor large firms.

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Put it all in SPY today. You will thank me in a year or so.

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You have decided. Buy an equal weight S&P 500 fund and leave it there until you retire

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4-8 years depends on your risk tolerance and how flexible you can be with the dates. Maybe 50% in a HYSA, 25% to a CD, 25% to safe assets such as a bond fund or etf if you’re willing to take on more risk and can delay what you may need the money for. The amount of potential growth you would get in that short time frame that you give up by not investing all of it isn’t going to be that much and I’m sure you’d much rather be able to spend the money on a big purchase.

No, there may be a crash in the dollar or an exchange may lose influence but most major companies are diversified across enough economies where they could withstand this. The “stock market” no longer measures the economic health of a country or a society.

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A “typical American” was never involved in the market in any meaningful way until 401Ks. Even with those, I’m betting most Americans don’t own stock, and it hasn’t been until the last 20 years that regular stock trading was easily available to the “typical American”

Invest in GOLD

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No thanks

If you believe the polls, joe Biden will be the next president. If it’s Joe, corporate taxes are likely to increase resulting in a bit of a dip in the market. I am personally waiting for that dip as this may not fully be baked into the market pricing. I am admittedly making a ton of assumptions and trying to time the market (which is not great advice)

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I mean... Assuming Joe makes it, there's still ways to play it. Cannabis, infrastructure comes to mind.

Following. Im in the same boat

Buy the dip

f

2nd quarter earnings under way... not that bad so far... market trading a bit side ways... then the next round of stimulus will come and the markets will continue going up... but let’s see when October comes...

If you are actually worried about this then you should hedge with some long term options

Can you explain further?

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Testing at 9am EST

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test on 1.1.5!

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Do you see this post? 12:59am

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Courteous or a slob when leaving your hotel room especially the bathroom?

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Is it accurate to say that everyone has a boss? Associate has a manager Manager has a VP VP has SVP SVP has CXO CXO has CEO CEO has board of directors Board has Investors Alternatively, Partner has Senior Partners who have more senior partners etc

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Just being grateful.

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Anyone know if KEEP collective is an MLM/pyramid scheme? One of my friends from high school has started blowing up my Facebook feed with her "products".... should I be concerned? Reach out?

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The moment you realize your DU room is better than the upgraded hotel suite you're currently in 😀

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Saturday team calls should be illegal. 🙅

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When you're already running late for a 6AM flight and the lady in front of you starts taking off her shoes in the TSA Precheck line...

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What’s the equivalent of IBM “Associate Partner” in big 4s?

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I realize that the whole world is in rough shape at the moment, but my wife and I had a baby today and my heart couldn’t be more full. We’ll get through this, friends. Keep your heads up.

likeupliftinghelpful

First week of no travel in a while. No real idea what to do...

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When your client says "groping" three times in a 30min touch base...

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Health issues, car issues, relationship issues clarity of mind has gone for a toss

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You know there’s something untoward when your watch tells you you’ve been active for 12 hours at 1:15 pm. On a Saturday. Without any crazy travel. :(

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