{ "media_type": "text", "post_content": "As an H1b visa holder what is better - Traditional IRA or Roth?", "post_id": "5efb5c648bd178001caa62f4", "reply_count": 4, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

As an H1b visa holder what is better - Traditional IRA or Roth?

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Roth

Why not both if your firm allows it? I max out my TIRA and do mega back door rollovers to my own Roth. Invest that the way I want. TIRA, on the other hand is pre-tax money, helps in reducing income and for long term planning.

Huh? Your employeer has nothing to do with IRA.

Does anyone know if EY allows backdoor Roth? How to go about it ?

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