{ "media_type": "text", "post_content": "As someone who grew up with parents who provided for us on $35k a year, I’m so sick of people who post things like “I’m 23 with $200k in savings and a $150k job - is that good?? 🥺🥺” y’all are annoying", "post_id": "6186bb9189e1cb0039de75af", "reply_count": 59, "vote_count": 742, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }
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As someone who grew up with parents who provided for us on $35k a year, I’m so sick of people who post things like “I’m 23 with $200k in savings and a $150k job - is that good?? 🥺🥺” y’all are annoying

likefunnyhelpfulsmartuplifting
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While I get what you mean but don’t really think it’s a negative thing. My parents made modest but comfortable money, I don’t think it’s comparable. My lifestyle is completely different. They made it work because they had to. They were focused on survival and the near term not savings and growth. My husband and I make a lot more than but we also are also thinking about retirement and savings, being able to fully pay for our kids educations, taking care of our parents if their health fails and being able to enjoy life and give our kids more emotional support (my parent never traveled or had vacations, never went to therapy etc) Each generation wants to make it further and improve/create legacy and that takes money. My definition of a quality life is completely different than theirs. I see the impact and they are exhausted, don’t know how to relax and focus on self growth even though they are retired.

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To add another perspective to this - grew up with your classic educated but financially struggling immigrant parents but have spent most of my life surrounded by people with far more generational wealth. I’m 24 with a 100k+ job (probably 2x what my parents made combined) and a good amount of savings considering the amount of time I’ve been working and it doesn’t feel like it’ll ever be enough even though logically it is more than I need in the immediate sense and I recognize that’s far more than most people have. Compared to friends who have the option of moving back to their parents houses if they lost their jobs, parents gifting them deposits/entire houses/acting as guarantors (increasingly common the farther into my 20s I get), not worrying about funding further education I don’t feel like any amount I can make will compensate for parental advantage. To put it into context a friend on half my income (different field) was gifted 20x what I saved last year for a house deposit - it’s hard to feel like it’s possible to catch up to that. I suppose comparison is the thief of joy but psychologically no I do not feel like my income/savings are good - but also I would never post something like that lol

likesmart
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For real. Posts like that make me wish for a downvote button.

likesmart

Thank you OP. Legit have a mental breakdown anytime I read that stuff

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I grew up below the poverty line and watched my parents regularly decide which bills to pay every month and make very tough choices on things that I never think about. Definitely agree that a lot of people have no idea how secure they are financially and the level of financial insecurity that others face. While it’s frustrating to hear how out of touch these people are, I also take comfort in the fact that I know how to grind, I know how to be scrappy and make things work on very little. Most of all, I have a level of gratitude for simple things that I don’t see in many friends who grew up very privileged. Now trying to instill these values in my children who are growing up in a very different and privileged environment.

likeupliftinghelpful

My children live a level of privilege that I never had as a child - simply by all of the things we provide to them as a standard. So I’ve decided to focus on different things that money cannot buy.
- Be kind to people. Even when they aren’t to you.
- Spend some and save more. Everyone is one mistake away from a different life.
- Dream big. Nothing is out of your reach.
- Work hard and put an effort in everything you do. And if you fall short - you can always try again.
- Always say please and thank you.
- As siblings, always look out for each other.
- Sometimes you will make mistakes and need to learn the lessons from them.
- And most importantly, I will love and support you unconditionally forever.

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Always make them feel behind. "Wow I made double that when I was 23"

likefunny

KPMG1 😂 personally I go for the uncomfortable truths
No matter how many zeros - you can still live check to check especially in expensive markets
You’re broke if you can’t budget
You can’t guarantee or quantify success, happiness, or available time, via payroll
As long as you’re collecting payroll instead of interest, earnings, or dividends you really don’t have 🤬

likefunny

They’re roaches

likefunnysmart

God Bless America, and that we can move social classes. Lived my childhood in poverty. Used government benefits thru college raising my son. Now a much better life due to hard work. My son knows the value of work. I don’t forget where I came from, and my son knows it too.

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Money makes us delusional. Work hard earn well and enjoy life - but also give back and help the universe. Your success is measured not based on how much you make but how much you give. You came empty you will go empty. Help the world with what God gives you.

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That comes from the need for constant validation.

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I grew up with my parents making less than that and I’ve made one of the posts. Don’t hate because some of us managed to get ahead

likesmart

Success is not the same for everyone. For someone's who's goal is to be an Olympian, not making the pre-olympics training team despite years of hard work is disheartening because you feel like it are falling behind other would-be Olympians.
For those who grew up with more than $100k, success isn't defined by 'is this enough' monetarily, but 'is this enough' in terms of progression. Everyone knows $100k is enough to eat and live. But it's it competative, is it top bracket, is it enough to make the team when you come of age?
That's what these posts are. A measuring stick against where one should be in terms of progression towards an ultimate goal. Not a measuring stick against those less fortunate or those less motivated by the same values.

likefunny

Lol I grew up on food stamps, section 8 housing and thrift store clothes. People are ungrateful

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The same 23 year olds posting that they received these highly inflated offers and have banked 200K in savings are also the same ones who are posting about still being on their parents’ health insurance, auto insurance, cell phone plan, and living at home with their parents.

likehelpful

Same. I'm almost 40 and see these 21 year old grads talk about how their parents have a ski chalet in Switzerland or how they've paid golf at courses that are £1000 a round.

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Most of those posts are meant to generate validity and are posed from bragadocious intent. I once saw a thread here asking if a seven figure brokerage account was a good thing…. Several people posted screenshots of their accounts. Ridiculous.

likefunny

To each their own! I had similar, actually worse. And I didn’t make 150 at 23. Made a lot thereafter and losing rapidly. Roll with the punches and work on what you can control.
Looking up (you’ll feel belittled),
looking down (instant gratification).

Do what works best for your goals, purpose and capability

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Well said.

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Right there with you. And, I was one of 7 children.

likesmart

Thank you

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📠

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AMEN 🙏

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Agree. But know what half of them are empty shells of people. Ignore them and stay true.

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