Aside from Fidelity, which other brokerages are there? Interested in changing. Has anyone switched?

Which brokerage do you currently use for your IRA/401K?

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I have Fidelity and Vanguard, I love Fidelity for the amazing customer service.

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I have those two too. Putting more in Fidelity since they allow fractional shares

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You don’t get to choose for your 401(k), it’s whatever your employer uses (unless you have a rare case of being self-employed, but I’m assuming you have a regular job).

The other big names I can think of are Schwab and Vanguard.

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Yes you can roll an old 401k into your current one if that plan is better or you really want to consolidate.

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Schwab and Vanguard. I use Schwab because I get a checking account with free ATM withdrawals globally.

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Same. Brokerage account is tied directly to the checking account, which also supports Zelle and bill pay, and they reimburse ATM fees anywhere. They’ve been great and I recommend it.

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I have brokerage account, IRA, HSA and 401K all at fidelity. Have a small account at Chase

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Just use fidelity since it’s free and just buy any of the following mutual funds: VOO, VT, VTI

You’re welcome. Don’t pay somebody to choose funds and stocks that likely won’t beat the above.

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That’s great if you can put away money and retire in decades. I’m gonna YOLO to try to retire early

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I use ellevest for my Roth IRA and my company uses Fidelity for 401k. I’ve considered switching my HSA from the default Optum bank to Fidelity, but that seems like a hassle to keep moving money to another broker

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I use E-Trade for personal brokerage and IRA mostly due to having been on the platform forever and inertia (it's fine.) My company uses ADP for 401k which i generally find pretty poor. 529s are with JPM which i like.

My wife is a tech consultant who used to work on the fidelity account. Her experience working with them was so incredibly bad that she refuses to let them touch a penny of our money. One person's anecdotal experience, but maybe a useful data point.

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The website was the main reason why I wanted to change, then came the uncomfortable call I had the other day with customer service.

I had to move money to a rollover account within Fidelity and suddenly I hear multiple people in the background from the rep’s end.. and ZOOM saying “You are now in a breakout room.” …. My initial thought was, they take calls through Zoom?? Is that even secure? Why is he in a breakout room..? After 15 minutes, the rep couldn’t complete the task and kept saying he had “technical issues” … but turns out the rep was new and he was basically performing a training session while others watched him on Zoom, without informing me that my account has 27464839 looking at it. Ridiculous.

I felt virtually violated at the moment

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I happen to love fidelity, but maybe that’s because I’ve used them so long.
I’ve also used various others because the employer used them - E*Trade, vanguard, Schwab… E*trade was the best of those and I still have an account with them. I ran from vanguard as fast as possible.

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I use Interactive Brokers because of the low margin rates

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Fidelity’s website is the worst. The beta version of the iPhone app makes them liveable.

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My 401k is at Voya. Fidelity’s app is a dream compared to Voya’s clunky one.

I use fidelity for 401K and think it's pretty user friendly, especially because you can use Fidelity BrokerageLink to expand your investment options.

I have another Vanguard account for personal investing in funds and a separate 401K account. I think it's archaic, very difficult to see basic stats like growth of specific investment over a time frame. 401K investments are also very limited.

I also use Ally as a personal brokerage for buying individual stock names. Their platform is very user friendly plus their high yield savings accounts were pretty competitive pre-pandemic. I closed my Chase checking and savings accounts in favor of Ally.

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I've had Schwab and currently have fidelity which I prefer (slightly). When I started a new job I rolled over an account from Schwab and from Empower so all my accounts would be with Fidelity.

The fee structure for Schwab vs Fidelity are almost identical, except I don't think fidelity charges you to transfer assets which Schwab did (fidelity paid the fees themselves when I transferred out of Schwab).

Alternatives to fidelity and Charles Schwab (which I think are arguably two of the best), include E-Trade, TD Ameritrade and Vanguard (good for low cost funds/buy and hold accounts)

I use chase because I already have accounts with them. The interface is clunky but all I need is to buy qqq, Voo, and vti with my Roth IRA so a clean interface doesn’t matter.

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