Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

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You should also ditch the 1.5% Capital One card and get the 2% cashback Citi DoubleCash

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By ditch, I mean stop using (assuming you get the DoubleCash). Agreed that there is no reason to cancel a card that doesn't have an annual fee

Reserve. Fyi, the travel credit can be used for gas station and grocery purchases (including instacart) through at least December 31, 2020. Overall, I spend enough on food to make the card worth it. And each point can be redeemed for 1.5 cent value in food and grocery spend anyway, vs 1.25 for preferred.

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reserve. may i rwfer

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I like the preferred just bc I wouldn’t use the travel credit (FYI- it can be used for Uber/Lyft so that’s a big plus). Happy to refer you!

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Thanks D1 :)

Why not get both if you're eligible for the signup offer?

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Cool, I also have a ton of their cards too.

What is your goal?

TBH, with travel not really viable, go with CSP and bank as many points as possible. After you hit you minimum on CSP, consider opening a cobranded Chase card. After you make it through the Chase lineup and hit 5/24, move on to Citi or Capital One. Then eventually go towards Amex. The game is won by churning sign up bonuses.

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