I buy a few times a month and just index funds and seemed more of a nuisance than a big impact to me. can’t speak for others
can anyone suggest me best plan to save tax. Currently Im in 30% tax deduction slab
Hi, I am staying with my parents and my home is in my mom's name. Can I claim HRA by paying rent to mom to save tax ?Accenture
New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started
Thoughts on buying Roku stock?
Has anyone used the EY tax Chat services to file their taxes? Considering using the service to save myself the time of doing my taxes and the $150 discount seems like the service is reasonably priced
Left my Big 4 job a while ago and just got my pension package and not sure whether to get it lump some or monthly. Total pension right now is ~15k. I’m ~30 years from retirement. If I leave it for retirement, it’ll accrue interest at 3.8%. I’m indifferent on whether I get the cash now or later...thoughts on how to proceed?
New to crypto , want to sanity check 2 things: 1) Going to put 10k into ETH (despite dip). My attitude is treat this as money I plan to part with; don't think about it until 2-5 years and don't get scared with more dips... right? 2) Coinbase vs Robinhood: I still don't get the "ownership" element. I can avoid fees by using RH, but I don't fully "own" crypto. Apart from security, is there a financial consequence? Will fewer people buy my crypto on RH in the future bc it's not "owned"?
What’s everyone’s favorite office chair and desk? And how much did you spend?
Any thoughts on the future of the housing market? Prices are so high. Discouraging as someone looking to buy my first home.
I’m looking to buy an investment property in the next 9-12 months. When applying for a mortgage, do they only look at my ability to repay based on my salary alone? Or is historical (or projected) income from the property considered as well?This will be my first property.
Hi fishes,I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?Other options I'm considering are SBI life, HDFC life which offices are available in my locality.Please guide
I'm praying the 2k I spent minting NFTs last week will make me rich - so I can quit my job...
Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?
Conversation Starter
Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?
Crypto party over?
Does EY provide any kind of loan facility to employees? If yes, is the interest rate minimum or high?
Has anyone bought their first home in a city where they didn’t live in? I’m looking at some potential investment properties in MCOL areas but not sure how that would work considering I don’t live there. This would be my first real estate purchase too
As a property owner, is there any way for me to build another house on the four acres I own, or would the property have to be subdivided?
What do you like about Philly? I’ll start - affordable housing
Can anyone offer up advice for someone who wants to start investing in real estate?
So Many. So Few. Sorry for the layoffs.
I’d appreciate book recommendations that would help someone in a technical delivery role improve their soft skills to aid with business development. I’d like to do more solution sales architect work and do a better job at driving growth with my clients.
Hey friends, does anyone have recommendations for alcohol delivery in Brooklyn?Also wondering about pastry shop recommendations!
Any mm IB folks wanna refer me for an associate position? I’m a current big 4 FDD manager. Thanks!
Would you quit and switch firms for either a senior position at another firm or for a financial analyst position if you did not get promoted in 2 years while others in your start class did?
Which is better Cognizant or Persistent Systems in current situation for 10 yoe? Please help got 5 days to decide.
If you were to recommend only one finance book (for a beginner) what would it be?
How long do you wait since the last interview to hear about next steps before reaching out?
Looking for procurement jobs any lead??
I find it hard to concept when it comes visual direction and execution. How can I get better at this? And how much should I leave it to my art partner and just focus on the copy/messaging?
I have a big question and I hope someone would adress this.I have read, BOSCH (Bgsw) is a product based company while some other websites classify BOSCH as a service based company.Please help me and provide clarification Bosch Engineering and Business Solutions
I am offering referrals to Silicon Valley Bank - Send me your resume if you see any position that you are interested in. If you look like a good candidate I will pass your resume internally
Office manager salary for an OBGYN and OBGYN surgical practice 5 providers and a staff of 17? $65,000-$70,000? With 3% bonus. No degree 20plus years of proven experience
Hi fishes, what is the salary slab for L4-program manager selection monitoring role at Amazon
Trying to transition internally into a Product Manager role. 2+ YOE in Engineering and been working on product for the last month with good success (my work has been vetted). Any suggestions on how to negotiate compensation when moving from engineering to product?
On a big zoom call this morning. Child walks in fully naked and COVERED in marker. I mean face, legs, hands, everything. Even better, I didn't hear them right away and a coworker had to let me know they were there via chat. Turned around and my kid looked like a soldier in army paint. Not my finest parenting moment since I just pushed them out into the hallway and continued with my meeting. Sharing the shame here
PwC is hiring and offer their US employees work from home option. DM me if interested. Can help search for openings and refer for all locations in US. Fast response.
Which consulting firm is involved in these Ontario government decisions 🙄
Hi ,Can anyone please refer me for frontend role.Skills: html,css, javascript, React js, jQuery Overall experience: 3Immediate joiner,,,,i left infosys and got one offer from startup now they are saying they can't take me as they are in loss,any referral would be highly appreciated
Anyone work with AI at a macro level? I am trying to understand how AI is consumed today within software? I would guess software companies use cloud providers AI solutions followed by open source and then maybe through smaller providers, proprietary AI and APIs. Anyone has deeper understanding of this?
New college grad just started working FT and I’ve been reading this bowl for awhile and want to make sure my saving plan is on track/best way to prioritize.1) 6 month emergency fund (target $10k which is more than I need, but I want the peace of mind)2) Roth 401(k) up to employer match (6%)3) Roth IRA ($500 monthly)4) Brokerage account and 401(k)Plan is to split extra cash between these to have better tax advantage from 401(k) but also have access to funds if needed from brokerage acct
Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!
After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.
I have invested in pharma stock and have gains over 200%. Should i sell these one now MRNA and NVAX?
How much would be a reasonable spend for accommodation for a weekend trip 3-5 hours away from home? I'm trying to calibrate if every AirBnb and Hotel options I'm looking at is expensive or am I being a cheapskate? It was me, my SO + a pet.
Does paying off all of my student loans hurt my credit score?
So I have the CSR & have a good few points that I haven’t used. Is the statement credit at 50% additional value as good as it sounds? Other than the opportunity cost of not using those points on travel, aren’t you getting a great deal in cash back?
Anyone buy into any of the marijuana ETFs? If so, which one and why?
Really dumb question, but how can I invest in an ETF?
Considering opening a Roth IRA account and evaluating ETrade vs. Schwab due to no fee options. Any suggestions on which broker is good?
Anyone have a Sofi referral code? About to sign up and would like a referral code
The broiler on my 20 year old viking range went out and the machine is making funny noises. Any advice for most cost effective way to handle this? I’d rather not buy a new $6K oven
Any inputs for visitors medical insurance for parents visiting US from abroad?https://joinfishbowl.com/post_7h41jrk1g9
what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.
I want to draw up a budget for the coming year, but I’m moving to a new city/state and getting a new salary, so I have no idea what my net income will look like. Are online tax calculators like SmartAsset reasonably reliable? Thanks in advance :)
Would it be a smart idea to put 80k on a investment property in today’s marketOr should I wait for the conditions to get better? Today, house prices are relatively high and properties are selling ~20k over listing price. I am not sure if waiting will help though. Property in Maryland Gaithersburg, DC commute. Return would ~11% on 80k accounting for taxes, insurances, 5% vacancy and 10% emergency fund.
I've just received an inheritance of $25k, and moved it to a Fidelity IRA Beneficiary Account, which means I need to withdraw it all within 10 years (gains taxed at that time), and cannot contribute more $ to the account. I'm only 27, so I will need to withdraw before retirement (may still reinvest in a brokerage account at that point or use on a home even before that) - given current market conditions/projections (slowing/recession soon), how would you recommend I invest?
So does the executive order mean we won’t have a second stimulus check?Or they can still vote on that?
I’ve always filed my taxes, but forgot to file a 1099 for a $50 odd job in 2018 (still filed for my regular w2 income). How screwed am I?? How much should I expect in penalties?
Rising Star
I assume most in this bowl don’t escrow taxes, insurance, etc. Where do you park those funds until the payments are due? HYSA? Brokerage?
I prefer their UI and since most of my investments in my brokerage are buy and hold, doesn’t really matter for me
But if you can’t buy..
I buy a few times a month and just index funds and seemed more of a nuisance than a big impact to me. can’t speak for others