Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio. I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m. Thanks!
Seeking portfolio advice. 23 years old- 95k comp, 20k currently in market through the most basic Schwab index funds and Vanguard ETF’s, already max out 401k & IRA. My returns over the past year have been meager. I want to take on more risk and pick more concentrated investments. Whatever I go with, I want to hold them for the long run with no intention to sell. Any advice?
Considering a move to KPMG for their pension plan. Can anyone give me details for their plan? Also any other advice regarding KPMG.
Anyone heard of Ontario Teachers’ Pension Plan? Thoughts about culture and progression there?
Anyone else nervous about the future and not being able to retire at a reasonable age. How do you determine how much you need for retirement? Late 30s family inc. is $200k planning on kids as well
For people who have changed companies what is the best company to move your 401k, I am thinking of Vanguard are there any other better options
My income is $6 away from the next tax bracket(32%). Any ideas on how to lower my taxable income? Last year, my additional source of income(cd accts, robinhood) net out to be 8k. So i know this will take me over to the next tax bracket. Currently, I do put 6k in ira, 3500 in hsa, do roth contribution 14% towards my 401k. Also, pay ~30k/year tuition for my grad schooI(dont think this helps lowering my tax?) anything that I am missing to lower my taxable income? What else do you do?
First time leaving firms - not sure what to do with my 401k. Should I keep it as it is, transfer to an IRA, or a Roth IRA. If it is the latter, I know Roth IRA has a 6k limit but my 401k has ~17k. Will it exceed the limit and if so, what should I do? 22 here, not too familiar with the process. Thanks!
Do any other firms offer pension like EY does? And what are the terms? I know EY recently changed the retirement plan but we are still fully vested after 5 years
401k or Roth ira which is better
I’m a lazy investor and don’t want to think about my money, so I invest my Roth IRA and 401K into a Vanguard target fund (2065). Should I be doing more with my money?
Got an offer for 145k with a 10% bonus no 401k though. Currently at 110k with same bonus. Worth the move?
We have it worse than our parents. No real pension( defined benefit plan) which pays you an amount per month til death. 401k are at risk of the market.. while ceos and partners....make millions
put 6K into my roth IRA, just want to dump it into a few ETFs and forget about it until i’m old and wrinkly - what should i go with? VOO? QQQ? thank you in advance for helping me retire!!
I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?
What’s everyone’s best passive income strategy? Any tips/suggestions to share? Currently only relying on salary and looking to build more sources of income to retire early if I can!
How is everyone handling the closure of Roth conversions and Mega Backdoor Roth IRA? Does this render After tax 401k useless?
Any recommendations for good Personal Finance help books (investing, 401k, passive income) for beginners? Thank you in advance!!
Doing the writing assignment for Lyft operations interview, I feel like I’m over thinking this. Any tips?
Have interviewed big 4 company and got a offer around 25% bump and expecting better assignments than current firm. The partner in my practice reached out and is doing everything he can to make me stay
Anyone at RSM or any other midsized firm know what the average pay for Senior Transaction services is? I would also assume the hours are a bit better than big 4 FDD? Looking to decide between industry or give another few years to public accounting. Also for the Chicago area or any MCOL area
Accenture hiring for following skills Exp- 2.2 yrs to 14 yrs. Location PAN India. If interested for referral, pls share your resume at email@example.com ASAP. P.S. if already applied or interviewed in last 12 months, pls ignore. Thanks.
Beginner and trying to get my finances in order. Income: $200k+. Maxed out 401k for the year. I have $60k in my savings account (just paid student debt off this year). I’ve searched the bowl… Are next steps: (a) invest (maybe $30k?) in ETFs and add to it each month, (b) open a HYS at HMBradley to hopefully get a high interest next quarter? I’m not convinced about the mega back door Roth (whether it makes sense for my situation) so putting in only a small amount there. Any thoughts? TIA!
Anyone have any recommendations on companies with good benefits in Austin (other than FAANG)? Looking to move
There are multiple platforms that provide data science interview preparation courses? Are they really worth it for someone who is trying to switch to a data science career or self study is more beneficial. Please share your opinion and recommended platforms you have been benefited
I don't understand the Deloitte cell phone expense policy. $200 for equipment? Doesn't Deloitte pay for our work phones anyway without having to expense? I remember just being given one when joining
I am mid 20’s in consulting type role and I get very conscious of my voice and how I speak in a male dominated industry. Anyone relate? Any tips to gain executive presence?
How do people study for case interviews? I have case in point but am curious to how people approach practicing them in person?
If I'm forced to use my vacation, floater, etc. towards my study leave for CFE but I have vacation booked for right after CFE, will PwC still let me take that vacation as a "leave of absence"?
Hi all! For an experienced hire as a Human Capital Consultant at Deloitte, what should I expect the salary/sign-on bonus to be at a MCOL city? I have approx. 3.5 YOE (non-consulting), MBA and MS degree (non target school) and also SHRM certified (which is probably irrelevant for the role but thought I’d share anyways). Already did my research but the range is kind of all over the place for experienced hires so just want to have a ballpark. Thanks!
Hello folks, I am about to join IBM and company offered me a joining bonus of 1.5L . Any idea how much company credits the amount after tax deduction?
I work at a nonprofit in Washington DC. I'm two years out of law school. My salary is $65K. Am I making more, about the same, or less, than I should be? If less, how much should I ask for and when?
Hi there! I’m curious if anyone has tips for approaching a case interview or a framework to follow for a consulting internship?
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