At what amount of money would it be dumb to throw into an HYSA as an emergency fund? (Above 5k, 15k, 20k, 50k?)

Anyone have a recommended tax person in Chicago?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Is retail quant trading on a massive rise?

Do we get a hyatt or metlife legal plan? Also whats a good investment activity i should do before joining D? Can i still invest in personal side like rental or non consulting gig after joining D? Does investment notice get updated yearly basis?

Any success stories with EB5? Who did you use? How were the investment terms? Been on H1b 9 years now and no end in sight with eb2 wait. Concerned with risk of outright fraud not 500k investment amnt.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

I’m going to lose my marriage if I stay in my current job.

I can’t quit because I’m the only income on the house.

I don’t have a new job yet.

Hard times.

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Does it make sense for me to acquire a portfolio of small margin-rich businesses but currently in duress due to COVID? I have $1.3M liquid earning 2% in a HY savings act - offer cash to owners for eq?

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

What do you think is a record time for a beginner to sell their first home? I just started in the company and I was lucky that the people I took as my first clients were the people I worked for as a nanny for their children. I made the sale 3 days after starting in the agency, and everyone congratulated me. I think I broke a national record.

How do you sell the benefits of managed money to your clients?

Admin - Thanks for setting this group up.
If there are active investors / traders - Feel free to share your strategies or learnings

Hi fishes,

Is it worth studying REST-assured automation. I have 2+ yrs exp as a QA engg particularly in UI automation using Java and Selenium.

I’ve been practicing for 6 years in-house at a media company (was a startup when I joined and is now more established), straight out of law school. Due to the small nature of our team (3 legal members), I have been involved in all areas of our business and even advise c-suite frequently about legal risks. I received a promotion, with another title bump on the horizon this year. I have an opportunity to go to a start-up media company as the sole attorney. Anyone else have experience doing this?

model 3 vs the model s? I drove both and actually like the handling of the 3 better. I live in a city so the 3 would be much easier to park and move around. Cargo space seems fine. And it’s so much cheaper. What am I missing? If I wasn’t that concerned about the $ would I be silly to go for the 3?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

It’s Friday 🙌🏾 Any big Labor Day plans?

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

Volkswagen bowl ki sab machli marr gayi hain kya? Koi reply nahi karta yaha … ya sabko Soumi Alphons ne muh band rakhne bola hai

Hello everyone! I hope you find good matches and meaningful conversation on this bowl.

Wife is 35 weeks pregnant and recently tested positive for Covid. Symptoms are mild to moderate. Doctor’s say no impact to baby if symptoms continue to remain under control. We are vaxed and boosted so not as worried about our recovery. More worried about the baby at this point. Anyone with similar experiences to share? TIA

We were not trying to conceive. And I was drinking alcohol like twice a week.
Now I missed my period and pregnant. I am panicking a lot, not sure if I want a baby right now. Definitely i cant deal with pregnancy constantly knowing how much u drinking could have affected the fetus and if i could ever endure the consequences it would bring upon the baby
Help me understand if my baby will be fine or not.

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Accepted offer to leave consulting (3 YoE, no previous lab experience) to join corp strategy team at biotech, any advice on what to do during the first couple of weeks?

Have you ever went for a job and new u we’re getting the job but then see the person they picked isn’t even better than you?

£200 for WFH equipment , what are you fishes getting

Guys anybody from Verizon have received the hike percentage for performing rating. I think this year also they won't adjust the package with market standards. ? Can anyone throw some light on this. For last 2 yrs i am receiving performing and also manager haven't initiated the mts 3 promotion. Please share a way to get a hike than getting only 10 percent

If you’re a GSAPper who has left already for an externship, how do you get notified about your comp? An email?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

What do you want to do when you reach FI?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Do you count your car as part of your NW on Mint/other trackers?

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Can people working side gigs as consultants receive deferred compensation? Or has anyone seen other creative, legal ways that consultants can work now and get paid later? I have a side gig that could end at any time, and I don’t envision it going into 2022. Good problem to have, but the side gig is bumping me into higher tax brackets this year, while next year, I envision I’ll be back to lower brackets, so I was wondering if there’s a way to delay some of this compensation to next year.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all