At what salary level did you stop feeling like you were living paycheck to paycheck? My roommate works at Mck and makes 400k+ and still complains about saving enough

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That insecurity will not go away with increased compensation.

likesmart

It seems like similar to the traits that came with the children of the Great Depression. That insecurity at a formative age translates into adulthood.

https://shec.ashp.cuny.edu/items/show/525

At about 120k. Bay area. Couldn’t easily buy or own a home back then but super comfortable renting

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$400k and a roommate? Miss me with that.

likefunnysmarthelpful

Imagine making 400k and having a roommate

likefunny

Yes well I mean non-family/non-SO roommates 🤣

I make ~115k TC, live in Chicago.
I stopped living paycheck to paycheck after I paid off my student loans and accumulated an emergency fund.

Every paycheck is about $1.2k increase to my net worth.

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I was fortunate enough to get a relatively high paying job right out of college for my city. And I didn't invest or save much until my loans were paid off.... Managed to pay them off in 12 months. Been saving since

What’s wrong with having roommates after $400k? I do it. Granted she’s my wife but still

likefunny

This is a good joke.

likefunny

My private jet is very expensive so never

likefunny

Why does he have roommates while making $400K+??

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Could be SOs

I live paycheck to paycheck because I pay myself first through savings. HHI is 350k and we save 58k before taxes and 11k of the 15k we bring home every month.

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Living off of 4k a month when your net is 15k (after retirement) seems quite…Spartan, but to each their own

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Roommate ?? Lol time for them to buy some property. Seeing equity gains in your home and rentals helps with this. I don’t care too much about what I spend on a day to day basis since I own my home and rentals in a HCOL city and my equity gains over the past year alone is $500k. I still live within my means and max out 401k, don’t have a car loan (car is 2014), etc.

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The level in which you become financially literate and responsible. Could be 40k, could be 400k

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$15k. I always lived within my means.

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$15K ?

I would recommend not including your roommate in this question considering they make 400k have a roommate and don’t save. I make a 4th of that and save like 22% of my income no problem I drive a new Lexus…

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You’re making the assumption they don’t save. I know plenty that find security in money and hoard it. He/she could be saving 250k yr and still feel vulnerable, not saving enough.

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My megayacht can’t dock at the slip because it’s too big. Therefore, my helicopter costs are super high since I have to fly back and forth nonstop. I’m tempted to buy a smaller superyacht so I can use it just as a transport vessel between the dock and my mega yacht.

funny

I’m at $150k and I wouldn’t say I’m living paycheck to paycheck but I’m also much much much closer to paycheck to paycheck than ballin.

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115k in NYC with no debt and an emergency fund. I was at 85 with debt 6 months ago. Now I feel much more at peace.

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60k

I’m kind of like your roommate but I make way less. I always feel like I’m paycheck to paycheck cause I try and save as much as I can. If I made 100k more today then I would still be the same way

Location makes a big difference. In NYC you can feel this way making a million bucks. If they have this issue in the south somewhere that’s a bit more concerning.

You’ve provided little info but in NYC it was after $200K and moving in with SO where things felt more relaxed. Easily maxed out all retirement, maxed ESPP, and put away a lot. Random crypto and stock bets etc.

180k TC and living relatively paycheck to paycheck. If I could keep my Amex bill below 5k each month I’d save something but that just ain’t no fun.

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