Related Posts
This is why we need Universal Healthcare
More Posts
TCS friends
C4 and C5, please share YoE and CTC.
Need 11 like 🙂
Thanks
Additional Posts in Personal Investment Chatter
Anyone going in big on gold/oil ETFs?
Where do you go for stock market news?
New to Fishbowl?
unlock all discussions on Fishbowl.
It is not really your salary but your marginal tax rate. Generally lower salary will put you in a lower bracket and Roth makes more sense in a lower bracket. If you have other non-salary income that needs to be considered
Conversation Starter
I would prob do a mix of trad and roth at a certain rate.
I'd you're not planning the be spending 100K+ a person during retirement and you're already around that 24% bracket, I would just go traditional. I was heavy ROTH until I started making 90K, then I switched to half and half allocation. I'm now fully traditional and have large buckets of traditional and ROTH 401K to use strategically for optional early retirement with my ROTH IRA and taxable accounts.