At what salary/point in life did you feel like you have "enough" money? How do you overcome anxiety around financial stability? I worry that as I get older I will continue prioritizing wealth over doing things that make me happy, or new experiences.

like
Posting as :
works at
You are currently posting as works at

I feel the same way as you šŸ˜­ I want to prioritize treating myself but itā€™s hard when Iā€™m worried that Iā€™ll suddenly lose my job and not have a steady stream of income/not be financially stable. Sometimes I think I save too much and it hinders how much I can invest

like

My husband and I make $220 together & we felt comfortable at $150. We live frugally. Have a kid and another on the way. We make sure to prioritize having jobs that allow us to focus on our family, not working too many hours or having too much work stress. My parents were not super stable financially and it makes me super super nervous to not have enough or be prepared enough for emergencies etc, but I try to just ignore those feelings so I can focus on the now. Because truthfully we are very secure and can handle a lot of unexpected things etc. Just always working to build that savings more so when my parents need us more or something happens we feel comfortable

like

I felt like we had enough before kids. As DINKs (that rented), everything we made was disposable income - lots of vacations, michelin restaurants, luxury purchases. Now, with 2 little kids, even though we make way more - the expenses get crazy. Between daycare, saving for their college, and mortgage on a house with a big yard (which honestly was a lifesaver this past year) - letā€™s just say my last purchase for myself was sweatpants from Costco

likefunny

Hey OP - I feel the same way as well. I grew up poor and went through a long period of unemployment that put me in crippling debt. I am so afraid of ending up where I was before that I prioritize making money over just about everything in my life. Itā€™s not healthy but I canā€™t help myself. I do make about $120K now, so I can save quite a bit and am slowly building financial security. But still canā€™t help the little voice in my head that says ā€œsquirrel away those monies before you have nothing again.ā€ šŸ˜­

like

70K, married, split everything in half with husband who makes double what I make, but I have no loans and debt ! I donā€™t eat out often and opt to cook because itā€™s my hobby. Pretty happy and comfortable.

like

I think lifestyle creep is the biggest problem as we grow older. I felt more financially secure once I paid off debt, built up savings and paid for good health insurance. Have always kept my overhead low.

Raising a family though is a different ballgame. Childcare and education seems overwhelming but I havent gotten there yet!

like

600k with husband and no kids. Still dont feel like it's enough since we support immigrant parents

like

I was thinking about this too.. between getting married, saving for kids, buying a house.. wonder if I'll ever be able to take care of my parents like I want to..

Related Posts

Promotion & salary increase question.

Im a project manager with 8 years of experience & currently managing 3 major projects that bring in minimum 10 million in licensing each year (before adjustment).

Currently I manage 15 developers & BAs + external teams & roughly a 6 million $ budget in professional service fees. Iā€™m putting in 55-60 hour weeks and my job feels more like program management than a project manager.

What should I really be asking for here in a raise & comp cycle?

likehelpful

Iā€™m a new associate to a T&E group, partner goes away on vacation and leaves me with a 706 to review and sign. The family is very wealthy. Decedent married for 60 years. Partner says itā€™s ā€œjust a DSUE election, decedent was ill for years, no assets.ā€ Provides no records. Not even an admission the decedent owned a toothbrush. So I looked up the decedentā€™s home - itā€™s a joint asset. Partner was ā€œsurprisedā€, and still insists ā€œno other assetsā€. I found file references to art and antiques.

like

Reasonable base compensation expectations for regional general counsel position (direct report to CLO)? From what I can tell, company revenue is $500M - $1B (privately held company, so tough to know); construction industry (infrastructure / energy / mining); midwest headquarters. Iā€™d be at the lower end of the experience requirements. Looked at MLA report, but looking for additional thoughts/opinions. Thanks!

like

MBB Salary accross locations

Hi all!! I got a great job offer from a recruitment specialist to a management recruiter in a corporate.

Itā€™s almost a 40% hike from my current salary!!!!

Iā€™m excited and thrilled but HOW DO I HAND IN MY RESIGNATION AT MY CURRENT WORKPLACE? Iā€™ve been there for 6 months but I love the company and people, I really wanna leave on a good note. I just donā€™t know how?

Could you PLEASE help me?

like

How much to expect for tax manager salary in Denver?

like

Question of the day: would you still refer people to your firm if referral bonus was $0?

like

Thinking of moving to pwc, what is the wealth builder? Like why dont they just use a traditional 401k? What are important facts about it?

like
like
like
like

Hi Fishes,

I joined Accenture in Nov,2021 in CL 12.2
I received compensation revision in Sep (sub level change to CL 12.1)
Will I be eligible for annual hike in Nov cycle..? If I'm not, then in 2023 when will I get annual hike.? Sep or Nov 2023...?

Thanks..!

like

Hello guys
I'm a software eng with 4 yrs of exp.
I got 2 offer, one is for sen software eng for 23 lpa and another is for sen devops eng 21 lpa.
Since I have interest in devops, I thought of moving into devops and also ppl says that devops have good future.
I agreed but I have a doubt here, whatever the scope u have in devops, in future if I want to change job, the organisation is going to fix the salary based my current package at that time right? Then what is mean scope is good in future??

In your experience what certifications have led to an increase in compensation? Currently a BI Analyst but open to exploring more programming/IT. Current language knowledge is python, sql, some R. Also, what are some roles that I could transition into with said certifications?

like

Salary for director position in NYC IPG mediabrands?

like

Insurance question. Change to husbandā€™s insurance which has higher premiums but no deductible and 100% coverage for certain services. Or stay on my high deductible plan with large deductible but I have the HSA? Other option would be just to move kids to my husbands, they use a decent amount of healthcare between doctors and therapists, and keep myself on high deductible so that I can contribute to HSA (although firm match may be lower).

like

What's a typical salary increase from senior 3 to manager at a Big 4? I'm up for manager and want a general idea of what the increase will be. Assume a 3 rating in tax.

like

As I'm moving to a new role in a small company, I have a doubt about my salary structure like the Basic salary part is only 20,000 while my take home is 62k after all deductions.

I'm concerned because the leave encashment & other things totally depends on the basic salary.

Are there not any rules for the Basic salary to be at a certain % of CTC or it depends totally on the company?

Also PF deductions they are offering only 1800 p.m but considering 20000 basic it should be 12% of 20000 right?

like

More Posts

Hello, currently looking ideas and mentoring to start up a business to import coffee from the Caribbean. Any suggestions for agencies or non profit companies that help new entrepreneurs with this kind of project?. The main idea is to import coffee to sell to retail stores or an exclusive market for coffee lovers.

like

Anyone taken the business class on Air India from JFK to BOM? Worth the upgrade?

Halloween is here again... here's to hoping that since it falls on a Monday this year, people will avoid getting too out of control... Good luck everyone!

And Happy Halloween!

like

Ladies- just curious, I see women in our industry who seem to do really well, but donā€™t have much depth of knowledge. Perception by some is that they use their looks and charisma? Would you?

uplifting

Portfolio is coming along nicely... I think

like

Hello Guys,
I hope you all are doing great!

Lets keep the same momentum and help each other in this group.

#datascientists

like
like

Good time to get in on ICP?

like

How much are you willing to spend on clothing (for example for a summer dress that you can wear at work) as a big law lawyer?

like

Anyone got any strong leads regarding the midterm promotions in January like last year? Please tell if you got strong leads.

like

I am looking to pivot from Engineering Manager role to SE, I have 16 years of Infrastructure experience heavily on Telecom, Unified communication and Contact Center. Can someone recommend leads or referrals in Canada.

like

I need a job fishbowl family

like

I have a job interview for a process chemist position later this week. What are some interview questions that are likely to pop up? Any advise on what questions to prepare and how to answer them?

like

I'm having total 7+yrs of exp and I've been offered 10LPA As Lead Engineer by HCL but now I'm having an offer of 17.67 LPA as senior associate from some other company shall I ask for a counter offer or what do you guys suggest.

TIA.

like

I canā€™t stare at this SOW anymore, but I have 24 pages left and itā€™s due tonight.

likehelpful

Anyone else have an influx of kids who were virtual coming back because they were failing? Weā€™ve seen a 30% increase in class sizes in the last week.

like

Has anyone ever transitioned from commercial litigation to working in house on employment matters? Any helpful insights on how to make such a transition?

like

I have no interest working today. Work Wife is on vacation so I have nobody to flirt with to pass the time. Who's looking to text flirt today to help the time pass?

funnylikeuplifting

What will be the case if client doesn't like my performance.

Will they release me from there project before contract ends or any action in terms of termination from job will be taken by client or Nagarro.

Just wanted to know, has anyone went through this kind of situation???

like

Best beach vacation destination that still has interesting culture/museums/site-seeing?

like

Additional Posts in Women In Consulting

Trying to get a 45 y/o sibling in to consulting (was an entrepreneur prior in the restaurant industry). No college degree but willing to bust his butt to learn. Books/online courses recommended pls

like

Is it me or does jcrew and madewell running big now?

like

Iā€™m a 25F and just took up a Manager position in a consulting firm. I have 6 people reporting into me- all my age or older. Iā€™m having trouble making the team take me seriously as a boss bcz of age

like

Started dating a surgeon I really like, but find conversations dry sometimes. He talks a lot about his work and idk anything about medical field so I just listen most of the time. What are some good topics to talk about?

like

Any book recommendations for managing post grad depression? I am really upset seeing myself losing friends and then having a hard time navigating full time working life during a global pandemic. Or any advice is appreciated!

like

How to handle living in a ā€œnoisyā€/old apartment? I can hear my upstairs neighbors walking and talking at all hours. Even w/fan on high and headphones in at 75%, can still hear them. Itā€™s almost 2am šŸ˜­

like

Work from home has made me super lazy and not a morning person. When I go to my evening workout classes, I barely have energy. Any tips to increase my energy and make me a morning person!?

like

Iā€™m pretty reserved and quiet. I do good 1-on-1, but I tend to listen more than talk. Has anyone had success in opening up more or becoming outgoing?

like

Hey ladies, how to make 2019 less toxic and more of self love in this consulting world? Suggest your own ideas.

likehelpful

I joined my current firm in the middle of the pandemic and I feel like Iā€™m struggling so much to fit in. I was immediately staffed in the sector that I know. I just donā€™t feel like my growth is being enabled. I feel like a content monkey doing work I donā€™t like, and overwhelmed by the volume of work I have to do. I canā€™t seem to join any biz dev, low visibility internal activities, and my work is not visible to the people in my group. I feel so incompetent. I try to find out whatā€™s going on in

like

Started dating someone recently and just got staffed on a travel project through end of year. We both want to make it work. Any advice about being a relationship while traveling all the time?

like

Do any of you ladies have in-laws who live close by & insert themselves into your lives ALL THE TIME? I feel so overwhelmed by them, but my husband thinks itā€™s NBD. (Continued)

Any self help books for women who donā€™t have good relationships (and possibly are depressed and jaded)? Maybe something for courage to lead a life without depending on others

like

Any tips on insomnia? I have trouble falling and staying asleep. I was up till 4am last night and 3am the night before and here I am wide awake again (and iā€™m not on my phone the whole time, iā€™ll pick it up after a couple hours bc Iā€™m so bored). It doesnā€™t help that my husband can literally fall asleep in seconds and snores so loud. He is even sleeping in the guest room tonight bc I have an impt meeting in morning but I still canā€™t fall asleep. Even took a melatonin a couple hours ago. Help!!!

likehelpful

How do you know if your emotions are real or theyā€™re just hormonal symptoms? Iā€™ve never really experienced pms much but Iā€™ve been really irrationally emotional lately. Like crying

like

Anyone buy an inversion table? Results?

like

Ladies summer is approaching and that means itā€™s time for a comp thread! What is your base compensation, years of experience and education level? We have to stay competitive!!!

likeuplifting

My mother isnā€™t the smartest cookie and letā€™s people take advantage of herā€”to the detriment of her health. Itā€™s absolutely infuriating and she refuses to acknowledge the problem. anyone dealing with something similar ?

like

Recommendations for a good therapist conducting virtual visits? Particularly interested in someone who specializes in stress related to work and family. Female preferred. Thanks, ladies

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a previewā€¦
Sign Up to see all discussions
  • Discover what itā€™s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See whatā€™s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal