Backdoor Roth IRA question - I have 1.1M all in traditional IRA. Should I even consider doing a backdoor Roth at this point? What’s best way to evaluate? All was from pretax earnings

Does anyone have any links to essay-to-understand explanations of back door IRAs? I think this is something I should be doing but I honestly have no idea where to begin…

My 12 month lease started in September. I am realizing that I signed a pretty bad deal — seems like I may be overpaying by ~$3-400 per month. Definitely my mistake, but any suggestions on how I can make this situation better? Any advice would be greatly appreciated!

Newbie to investing. What are good online courses / books to get smart on investing?

Is there a way to make sure landlords won't raise rent by a ridiculous amount after the 1 year lease?

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

Best high risk high reward investments to retire early?

What’s the best real estate shop in Dallas? Not including Winstead or Jackson Walker.

Anyone have any leads on openings in the Boston area. Just out of undergrad with a mechanical engineering degree and crushing student loans. From the area so greater Boston area works too.

Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

My current home has $200,000 in equity. I plan to only put $100,000 in the new house when I move this spring and put the other $100,000 in a brokerage account. Any drawbacks to this plan other than PMI? What would be smarter and why?

Stock market melts down.

If Fuqua worth taking on serious debt (150k) to pivot to Finance? Wondering whether it should be M7 or bust

How many different stocks you have in portfolio? I have 30. Is that too many?

I needed to share this milestone with people who get it…for the first time in my life I maxed out all retirement accounts and deposited money into a taxable brokerage account!

Looking to buy a place in the city under $750k, can anyone recommend an agent?

How do you ignore all of the white noise in the stock market world? What do you pay attention to and stick to?

Hi is anyone doing coliving anywhere in the US and can recommend houses? I’m looking to move fairly soon for 1-3 months. Thanks!

Just booked 2 non stop tickets from JFK -> Istanbul in late July for 163,000 Chase points ($2250). I feel like I spent a lot, was this a good use of points or bad redemption rate? Tickets are around $1200 per person for cash

Brits! After you max out your yearly ISA where do you put your money after that?

I am Licensed Optician in MA. I am currently making 73k. For transparency, I am not in a management position. I’ve seen much higher wages at other companies. Does anyone have an idea of what should I be expecting for a Licensed Store Manager position?

Just lateraled and looks like I’ll be taking on a sizeable privacy practice from an associate who left recently. Any benefit to CIPP and CIPM training/certification as a lawyer? In DC if that matters.

wlb for client jp Morgon anyone suggests

Is real estate still as busy as ever? My practice seems like it is.

How is My.Suit compared to suit supply in terms of price quality etc?

I'm really worn out. Anyone know what paid/unpaid time off options I have (other than normal PTO)?

I work at a consulting firm and next year I’m hopefully going to get booked on Data analytics engagements (starting with the business intelligence segment). One AD said it would be helpful to learn Azure cloud. Where should I start with that and what are some the things I should know/ be able to do in Azure cloud? I feel very confident with SQL and Powerbi and I’m decent with Python, but I don’t have a lot of technical knowledge with things like Azure Cloud.

How do you filter through potentials on dating apps?

Hey, I’m looking for job referrals in London. Any leads?

How is $150k plus 5% bonus in valuations? Nyc based about 45 hours a week. 6 yoe

Anyone have CPA recommendations that can do out of state rental properties (looking for next year)? I'm based in NYC

Hi fishes,

Looking for an opportunity for Lead Business Analyst, Manager role at Kolkata location for Banking , Lending domain
Exp- 8

Any clubs in the city that are good for Afrobeats/Soca/Afro Dancehall music?

PSA: Download the Curb app to order yellow cabs and pay for your rides! It’s super easy to use and I’m surprised not everyone knows about it. Uber/Lyft prices have been out of control lately

Is it just me or the average billable work in infrastructure transactions has blown off steam in the last couple of weeks?

Best Korean Face Mask brand??

My Creative Directors, who are strong copywriters, are really struggling to collaborate with Art Directors. Are there programs or classes that teach creative collaboration and the creative process?

Please share the hierarchy for RISK ADVISORY SERVICES in Deloitte India.
I am having 4+ years of experience. Also please advise expected CTC and designation.

Anyone living the dream DINK lifestyle to help reach FIRE earlier? Still very single myself but would love to hear success stories!

Are Long Term Care Insurance Plan and Disability Insurance worthwhile? Do you need both?

I recently passed the 1 MM NW mark and originally was planning on diversifying into REI once I hit this mark. However, with the pandemic I'm a little hesitant. For those Real Estate investors out there, how has the pandemic impacted your portfolio? Have vacancies risen noticeably or rents dropped dramatically? How has the moratorium on evictions impacted you?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

Does anyone have any experience with buying & renting real estate properties in Florida? Good idea or bad?

I’ve been looking at apartments in Brickell, Miami. This would be used primarily to rent via AirBnB (or a full 1 year lease if I can find a a decent tenant).

Any advice is appreciated.

Thanks all

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Anyone do FIRE after doing an MBA in a HCOL city? I’m curious how people who graduate from top mba programs and work in NY or SF as consultants and manage to do FIRE

Can you start this if you’re 34? Kind of late to the game or nah?

NY state took my tax refund because of an outstanding liability. Is there a way to get my money back?

What are some jobs you can do abroad to earn US money while living abroad? Haven’t reached FI yet but I always worry about running out of money after early retirement.

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous

Despite making on time payments from last 8 yrs my credit score is still below 750. plan to buy house nd worried my score won't give me best rate. How do i raise my score. Looking desperately 4 advice

Is it possible to live off 12k/year?

My goal since early 2020 was to hit $100k NW by Dec 2021. It’s going to be March 2022 and I’m at $86k 😔 It’s mostly due to healthcare-related bills I didn’t anticipate.
Trying to decide if I should still go through with a 1 week trip to Spain in May that I’ve been wanting to do for years :/

Any good articles or some other related fire posts talking about how the year 2020 has impacted them?

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!

TL;DR: Social Security matters.

My wife & I are 35. If we quit working today, at 70 we are entitled to a combined $50k in annual SS in today’s dollars. (Source: SSA.tools)

$50k real is significant. Let’s be conservative and say that a 70 year old couple spends $100k per year. That’s SS meeting half of your required expenses.

Current law with current demographics shows that SS can fulfill 79% of benefits into perpetuity.

Assuming SS will disappear means working decades longer than needed