Based on other posts for high income individuals, thinking of opening a traditional IRA and converting to Roth. I use Vanguard as my brokerage. Can someone suggest good funds to invest 6k in? With my prior Roth contributions, I have invested in VOO, VTI, VTIVX. Should I just split 6k across these three? I am 40 years old.

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I would use VOO or VTI, not both. It really doesn’t matter but the are so similar there is no need for both. I would prefer VTI personally. Then VTIVX I believe is a target date. That is fine but if you look at its investments, the majority of its US equity is VTI. It really depends on what you want but if you want to keep it simple just put it all in VTIVX. Or split between VTI and VXUS and skip the target date fund

Thank you. This makes sense! Appreciate it

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It’s a Roth, usual apply. I’m 100% VGIGX for now.

What’s VGIGX exactly? Different from VTI and VXUS but how?

I personally would not convert to Roth on a high income year

Correct E1.

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