Been listening to Dave Ramsey and he always says rice and beans to pay off loans. I think it will take me 6-7 years to pay off 200k of student loans. Should I delay saving for a house down payment?

Anyone have one of the Delta AMEX cards? Worth it? Why? Like the companion pass option, but not sure I can justify one over other premium cards (CSR, AMEX Plat)...

What is the case against raising funds through crowdfunding to acquire properties? (I know the actual risks of taking investor money, but want to learn from others why more people don’t do it)

Need advice! I’m 21, incoming college student in Canada. I saved up $29,000 after taking a couple gap years after high school. What’s the best way to do with this money for the next 4 years?

Currently I have:
$10,000 in TFSA via wealthsimple
$7,000 in Emergency Savings @ 0.9% interest
$2,000 in Stocks
$10,000 lent it to my mom to help out — she’ll pay me when the school starts this Fall

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

25M, single, healthy - Should I invest my HSA funds? Right now I have about 5k just sitting there and I’m thinking of dumping it into the market. Not sure to put it into a mutual fund (I.e FXAIX, VTSAX) or invest it in individual stocks.

As salaried employees in London, how do you all optimise taxation? Pension contributions and ISAs? Or are there other ways?

Is it normal to pay 1 month rent as Deposit when you are moving into a new place?

Where can we use HDFC food card ?

Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

I’m thinking of diversifying to reduce my risk by investing in some long term fixed income ETFs (e.g., FBND). Currently have a mix of a good mix of ETFs that cover large, mid, small cap as well as developing, emerging markets and tech. If I’m planning to hold for 10+ years, is it better to add in some fixed income or just up my existing positions?

Currently mix is 40% VOO, 20% IJH, 20% VB, 10% VEA, 5% SPEM, 5% ARKK

Im a second year business analyst. Is it pretty normal to get no tax refund or owing a little money this year? Assuming average investment in accounts etc.

How do you trade after hours? Am I an idiot or can you not trade on TD when the market is closed?

Anybody have a mortgage provider they like?

Just heard that property prices are soaring in Florida, the news reported that mortgage rates are doubling. Meanwhile I’m over here in semi-rural Iowa, wondering if I will ever make a sale again…

If my TC is 110k in Manhattan, and I want to max out my 401-k and save for an MBA, is living alone feasible? How much should I target on spending in rent?

For those of you who received stimulus checks, did you find them to be helpful or did they just simply increase your savings account?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

I need some financial advice. I am a first year associate with no debt and I'm interested to hear what people think is the best mix of contributions 401k, Roth IRA, and investment account

is putting a $1000 in VOO monthly and not looking back a good move or can I be doing something better?

How many of you make more than a cr here?

Have I just had bad luck with the companies I've been at or is it like this everywhere? I've had 7 managers in my 4 years of experience, 3 in one year at my first position (which is why I left) and now 4 at the 2nd company in 3 years. There has been a mix of people leaving and people getting fired but the instability feels extreme.

How common are signing bonuses and/or stock when targeting industry roles at the Director/Sr Director/VP level at non-FAANG companies?

For those who lived in SF and/or NY before, do you have a preference? NY is great for finance opportunities but heard it's super cut throat. SF is great for tech opportunities and it seems more likely for females to find a relationship here compared to NY because more males than females here. Just by looking online, both places are comparable for rent and are small in apartment sizes. I applied to both finance companies and tech companies doing finance and can't decide what location is better

For the gentlemen who haven’t planned anything yet for Valentine’s Day, look into a staycation at Boro Hotel in LIC. They have Manhattan skyline views with balcony. Hotel offers services like these: rose petals to the room for $35, chocolate covered strawberries for $40, charcuterie board for $65, and get a bottle of champagne. Simple but romantic

Thinking about getting Airpods. Are any of the comparables (e.g., Jabra, Bose) worth thinking about instead?

Life is in a weird phase right now. Major breakup 6 months back, best friend moved out of the country, and I will be moving to Seattle from NYC for a new job (I love NY). The job is something I have..

Anyone have any advice on crypto/bitcoin investing? Best way to get started? Good tips for what to buy? TIA

Fishbowl Happy Hour this coming Thursday, 7pm onwards at Brother Jimmy's! Looking forward to meeting everyone!

Anyone from Centerview that can answer a few questions?

Which Azure certification is good in terms of career in Cyber Security

Hi, I am currently working in an early stage product startup based out of Mumbai. I am a PM with 6 years of product experience with me and making 35LPA. What is the range of salaries for people with my profile in bigger firms/mature startups?

Who shares more of the blame in your opinion?Spouse 1 emotionally abuses and neglects spouse 2 for years. S2 sticks around bc s1 is an addict and mentally ill and they love s1. S2 finally has enough

Anyone hiring for HR, Project Manager, or Business Analyst roles? I have 3 years 8 months of experience in HR at a midsized law firm in SoCal. I have an AA in Business Admin, Economics, Social & Behavioral Science. I’m currently completing a BS in Management (about one year to go) and am getting a project management certificate from google careers cert. on cousera. If you’re not hiring, I appreciate any referrals. Thank you kindly.

Tap in! Where do you work in the UK and what do you do in tech?

All my closefriends are straight and from my college days. All of them are now married and/or have kids. I really don’t know where I fit in anymore as a single gay man.

Anyone know anything about AirBnB Experiences?

Any fellow creatives here? I'm out here for a year on a project but don't really have any roots or connections.

So I’m exiting to JPM... but they asked me to purchase/bring my own laptop to work! Which baffled me, but I guess is standard... do y’all have any suggestions for what computer to buy? I’m moving to internal strategy so I won’t be client facing, if that matters.

Any thoughts on the eLearning space?

Is exiting going to be even tougher now since competing with tech layoff people? Ughhhh

Anyone else on a project with good hours but wholly uninteresting? Not trying to leave for that terrible WLB, but what are you doing to keep yourself energized?

Anyone willing to provide insight into McK’s Risk practice? What kind of work do they do? And how does it compare to a traditional strategy role at McK?

What are good reasons to leave to another consulting firm at various levels?

Joined a FS focused boutique firm in NY recently. We are actively looking for a few Sr Consultants and Managers (5-10) in NY/NJ/Chicago area. Cannot do sponsorship (sorry.) Need to have consulting experience in capital markets and banking space. Work focuses on change-the-bank Opts/Tech improvements (very little strategy, if any.) Comp is comparable to a Big 4 but you will not strike it rich. Limited travel. Delivery team is mosly ex-Accenture and ex Big 4 folks. DM for info/referral.

My friend wants to change careers from nursing into tech. She does not want to go back to school or take classes. She is interested in product management or any health tech roles. Any ideas for how she could get into tech?

Has anyone made a move from Tech Consulting to Strategy or Operations Consulting or S&O role into industry? Any advise,tips, tricks,suggestions?

First time leaving a gig- is regret / wondering ‘what if’ normal during the transition period? Been beating myself up about it, but trying to remind myself I made the better long term play (I think).

Getting so sick of consulting and want to make the move to literally anywhere else. What companies are hiring right now? Specifically in DC??

I have been in Altanta all my life and want to move to SF/NY/LA or any other major happening cities. I make around 200K TC. How much TC should I be looking for in these cities to adjust for cost of living?

What books would you recommend for someone wanting to get better at sales?

Is customer success a good exit option from implementation consulting? What exit ops are common for a customer success manager?

Got the following offers on the table:

1. Big 4 - Manager, $180k + $20k sign on, told a good expectation is 12-15% bonus next year. 1.5% 401k match and 3% pension contribution. First year cash would be around $225k
2. New, well funded advisory arm of an established business - Engagement manager, $210k, 20-25% bonus. 2.5% 401k match. First year cash closer to $250k

Big 4 is a defined path with history, reputation, and exits. Other place is largely unknown but a lot of comp.

What do you think?