Been listening to Dave Ramsey and he always says rice and beans to pay off loans. I think it will take me 6-7 years to pay off 200k of student loans. Should I delay saving for a house down payment?

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Don’t listen to Dave Ramsey.

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Listen to Dave Ramsey if you don’t know much about managing personal finances

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Dave Ramsey does not give finance advice. And that’s not a bad thing. Dave Ramsey gives behavioral psychology advice for people who have been unsuccessful managing their impulsive behaviors with money in the past. There’s a huge population of people who need that kind of advice, and for them Dave Ramsey makes tons of sense. But if that’s not your problem, he’s not your solution.

What was the $200k for?

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Depends on apr of loans. If less than 6% then don’t need to pay off. Hold your cash in index fund which grows more than that

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It depends on what the interest rate is and what you think you'll make in the market or pay on a mortgage

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