Best APP to buy mutual funds?

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Any reason crypto is running again? I would've thought mention in the infrastructure bill would've crashed it

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I know NYC is a huge beast for real estate and it's a bit scary but nothing compares to the thrill of closing a deal in a multi-million dollar home. Happy homeowners, happy commissioned realtor!

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H1B folks, how and where do you all invest your money ? Short term and long term ? I’m finally done with my education loan and looking to invest, doing a lot of reading and would like your advice

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I’m early 30s and making slightly over 200k base and feel like I’ve got no shot to enter the housing market around here. How are others reconciling cost of living with non tech incomes? What are you long term housing plans?

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This is an embarrasing question to ask, but at what number do you feel like your net worth is a sign that you're "successful"? I'm honestly trying to evaluate for a sense of where I place within the market/if I've been making intelligent decisions.

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Really want to start investing. Don’t have a lot of capital right and want to BRRRR out of state. We’re thinking Indianapolis. We’ve never bought an investment home though. Is this a terrible idea? How do people find all the team they need out of state? And how do you make sure it’s a good deal? I’m tired of talking and want to do something!

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Opinion on buying Jan 15 , 2021. SHOP $700 call for $30.55 ?

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Any tips on buying a used car in this market?

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We bought a home 3 years ago and took a home mortgage of a million at 3.75%. Our banker called to ask us if we’d like to refinance at the current rate of 3.35%. Should we wait? would it drop further?

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Partners, what was your first your total comp? And how much was your loan repayment?

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I recently switched companies and want to rollover my traditional 401k from my old company into Roth at my new company. Any tips on how to rollover the balance without getting screwed by the taxes I will have to pay?

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Do you charge a flat fee for representing a buyer in a straightforward purchase and sale of one property? What’s ballpark legal fee — from LOI to PSA to diligence to closing? Assume pretty clean title, maybe one CC&R.

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Still working on the FIRE goal... Age 29 and 26.
401k balance at 12/31. The power of compounding interest and good stock market years. My SO and I started tracking our balances after a year of dating. They started maxing it out in 2012 and I started maxing mine in 2018. Company match is 6% and 3%.

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I’ve been reading this bowl for a couple of months and recently made my first options purchase - 1 call contract of UVXY at $21.5 strike, expiring 10/30 when it was round $19.5 last week anticipating increased bouts of volatility before the election. Sold today for a profit of $100. Thank you!

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I found this group a while ago and joined b/c I liked the words in the title, but thought it just meant putting most of your money in your savings account. Didnt really read anything here as I’m just a year out of college and have lots of student loans, and a lot of you seemed much smarter & far along.
Finally decided to look things up and going to take my first steps: maxing out my 401(k) & setting up a Roth IRA, and putting my money in the S&P. Excited to get started on this journey!

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May not be the right channel but would like to see if there is a bowl for buying and selling houses. Looking to buy in the Houston area and would like to find a real estate agent - any recs?

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What is the main difference between a HSA and FSA? Is one better to utilize than the other?

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Went from 50K to 15K in student loan debt over the past 5 years. I’ve been putting every disposable penny into getting out of debt. I’m 31, and my car just fell apart. So now I need to go further into debt buying a new one (I live far from the city with no public transport, so it’s a must to get to the office). Feeling so bummed that I can’t seem to get my head above water

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Anyone here use any options discords channels? I’ve been using options for a year but looking to increase my profits. So looking for some advise. Optionsswing discord channel looks great but $120/month.

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Which I should join-
1. Persistent system - 19lpa(10%variable) + 1 lpa JB - for next 6 months work from home then office. project - mnc client
2. ITC Infotech - 23lpa(10% variable) - WFO. Project - startup client
3. Excellarate - 22lpa fixed - Permanent WFH. Project not decided

Yoe - 4.7 years
Tech Stack - Reactjs full stack
Last working day at my current organization is Aug 29.
Please help me to make a good decision.

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Hi Fishes,


Can you share your opinion bon the belownitem


Selenium vs Tosca


Whixh is better fo a QA automation resource
Whichbhas future opportunities
Which will add mire value to profile

m do so many people's titles on fishbowl end in OP? What's it mean?

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Christian church’s in clt? My fiancé and I are looking for couples bible study groups and overall a good community.

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Could someone explain this compensation structure? Why does it say indicative and why have they not given the gratuity, insurance, bonus etc.. In this structure? Also what would be the take home salary ?

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Sharks,

I have joined cognizant recently . Would like to know regarding timesheet submission .

Will i have to submit timesheet today & tomorrow both ? Then tomorrow month end timesheet will contain only 1 day which is weekoff . Little bit confused

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Are HH layoffs this week?

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Cracked this Penelope Barrel Strength (Batch 7) yesterday and was surprised how good it was.

Recommend it if you like sweeter notes (pear, cherry, honey) and are ok with the slightly raw finish that's typical for a younger bourbon.

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Where can I find an apartment rental or home rental ITP or OTP for less than $1500/month. Requirements, 1200 sq ft, cost includes pets (2 dogs).

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How is Delhivery wrt job security and learning a nd salary hikes?

I have one data engineer offer from there.

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At what point to you get tired of micro aggressive behaviour and start calling people out on it? I’m a black female in the UK and it’s exhausting!!!

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Hi Friends, Can anyone help me here. I was done with my technical round in TCS last week it was around 40 minutes At last they asked for the expected salary. After 2 days i called from TCS recruitment team your MR round is scheduled today.As scheduled i joined , the same manager and one more guy was there who took my interview in the Technical round they didn't ask anything except taking snapshots of my adharcard with me. So is this positive sign will get a call for the HR round ?Tata Consultancy

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Would you consider paying more for your bachelorette party if you made significantly more money than most of your friends? I make $275K+, and most of my friends make $50-60K. I’m considering saying the accommodations are a flat fee, and just covering the rest (probably 30%). I wouldn’t say anything about it, I just want to have a great weekend, but not sure if it’s weird to do that or a waste of money. Doing a small bach isn’t feasible because we all live across the country.

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What is it with UK firms trying to get everyone to fast? Nothing like inviting non Muslims to do the most difficult thing in our religion as the way we introduce Islam to them?

Second, what are you going to say when they ask you to come celebrate their holidays with a ritual?

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Hello everyone! I’m a Site Director/Lead Clinical Research Coordinator with 3.5 years research experience looking for a remote opportunity at a CRO. Any referrals or leads would be greatly appreciated!

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Anyone use a nuface? Does it actually do anything?

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“I’m the opposite of zen right now. I’m like an octopus on stilts."

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I work for a content agency and still plan to head to Austin next week for meetings. Due to the event cancellation, I’ll have some more time to meet with industry colleagues. Interested? DM me.

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Hi I have offer from tcs but at my current company I have signed a bond but when I resigned my company not accepting resignation and not taking the break amount. Remaining time is of 9 months. What to do if I email to tcs they will not accepting me without reliving letter. Please guide me.

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Anyone transition from consulting to product and have any real practical advice? I’ve read many boards, blogs, and books but maybe something that you learned in the process that would be helpful?

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Additional Posts in Personal Investment Chatter

Is it too late for me to start investing? Feel like with current market, I probably will end up 📉

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What is the main difference between a HSA and FSA? Is one better to utilize than the other?

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Can any one please suggest best credit card with 0 annual fee.

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Does anyone have tips for growing wealth? I am 26 years old and have always just stuck to the S&P500 and looking to diversify!

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Would you invest in a pre-seed startup

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I have 5k to invest. I am already putting 500$/month on mutual fund VFIAX. Should I increase that amount or put down 5K on the VOO or some other ETF. Not interested in beating the market or individual stocks right now.

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Has anyone used lemonade home insurance? I live in NJ and own a condo. My previous GEICO condo insurance just expired and wanted to look into lemonade?

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What % of an HSA do you guys like to invest? I’m generally healthy and don’t expect to withdraw over the next year.

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I want to start index fund investing with Vanguard, but it looks like there’s lots of options even within index funds. Any recommendations for small/mid/large cap funds, growth vs. value funds, etc? I’m overwhelmed by the options but don’t really want to put everything into VTSAX. I’m 24 yo

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I have $200,000 in equity in my current home. I’m moving in the next 6 months to a more expensive house. In order to get a conforming loan, I have to put $100,000 down. I’m planning to put $100,000 in the new house and invest $100,000 in a diversified brokerage account. Are there any drawbacks to doing this that I’m not thinking of aside from PMI? (Earnings from $100,000 should eclipse money paid in the form of PMI)

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Any seasoned biotech investor here? Looking to expand on my existing portfolio of small cap players in oncology and tele-medicine but looking for any tips and pitfalls to avoid?

Should I just take the L on draftkings? Been holding since $50 and doesn’t show any signs of slowing the downtrend…

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Today I reached a personal milestone - 200k at 27. Now to keep on grinding, investing, and saving 💪🏼

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Amex just dripped it’s HYSA rate to 1.5%.....

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Best investment book recommendations?

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I want to start investing, but I’m overwhelmed by where to start. Any advice on a good book that would give me an initial road map. Also, what platform would you recommend for beginners? Thanks

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I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

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Making mortgage decisions - rates are very low. At 3%, is there any reason to take a 15yr mortgage, buy points, etc? Put the $$ into the market for much higher returns over time, no? What am I missing

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Does Bank of America do a Mega Back door 401K?

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I didn’t complete a W-9 last year for my ESPP and was getting charged 24% each time I sold shares last year (about 4 times). Towards the end of the year I competed the W-9 and taxes weren’t being taken out when I sold. The Firm that handles the ESPP said that I should get some of the money back because I was overtaxed, but I’m wondering how to go about this. Is this something that I should include in my tax return?

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