Best credit card for people who want to FIRE?

Planning to move from NYC to Jersey City. Have a couple of questions - 1) What are tax benefits; 2) What is the most effective way of moving furniture, stuff etc?

What is the “safest” LBGT 🏳️‍🌈 City 🌃, to buy a home/settle down? I have lived in San Francisco, and open to Atlanta or any other cities.

Can you change jobs and transfer H1Bs before you get the visa stamped on your passport?

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Will united extend my plus points if I request ? I have a bunch of them which will expire in aug, while my next meaningful travel is in oct.

Hello Fishes,

Did anyone attend interview from Delta Airlines recently?

Does the Uber credit card make sense to use for corporate travel? 4x on food 3x on flight and hotel 2x on Uber and no fee. What’s the catch here?

Were SKT and RKT meme stocks? Both were up big yesterday and not back to where they were at the start of the week.

Has there been a time where you had a hard time selling a property? If so what made it hard to sell and how did you finally sell it?

Desolate malls, $60 discs, and stingy game return values...forget GME stock...

Buy in at the ground level to build up a budding INDUSTRY (Cannabis). Want to #yolo? Buy “YOLO” or APHA or CGC.

Low market entry prices (on the pot stocks), full legalization in the US on the horizon, horizontal and vertical integration with beverage makers & other consumer products giants in progress and more to come...too many reasons to not puff puff pass this opportunity up.

I have my Masters in HR and my PHR but I don't think HR is for me, or I may not have the confidence for this role. I want to quit my job and live off my savings which can hold me over about 6 months, but then what??

How do you treat short term portion of deferred rent when your lease is in a period where the actual rent is less than the straight like rent (so basically early on in the lease period). When I’m calculating the next 12 months of deferred rent amortization, I actually get a debit balance for the short term piece because deferred rent will be going up, not down. Help?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

What is the benefit of investing in short term stocks (less than 1 year)? Let’s say I’m investing in leveraged oil stocks. Given the short term tax and all the tax reporting, is it worth it?

Is crypto dead or just hibernating?

Has anyone here ever accidentally walked in on a hotel guest? Oops...

FINALLY saved up enough for a Leica kit - I was very excited for the CL - but the shop suggested the Q2 as a really great travel camera, and now I’m not sure what to get. Anyone here shoot Leica? I’m looking for a simple to use, compact travel camera. I love the lens -swap on the CL (one day want to own an M and SL kit) - but the Q2 has me thinking…

What’s up everyone!! How have y’all’s agencies been doing in COVID? Do you find your businesses have changed product mixes in the last year?

This feels so Weak to admit.
I feel so lonely and can't focus / think about Work, which is about to pick up as SOW just got signed.
I am also sad that gf had to fly home to be with parents.

What is the difference between associate manager and manager levels?

Has anyone exited to sales force? Would love to hear more about your experience?

I'm looking to get rent. I want to know when will Salt Lake Office open up? Will it be done by July?

So, related to the post about travelling with a Macbook air and work laptop: Use an ipad pro (mini). Perfect replacement for a personal laptop from M-Th.

Newbie to healthcare here with a very basic question: if a provider stores medical records electronically, and a patient requests those records to be sent via mail, is it still considered ePHI/EHI? In other words, is it the way the data is maintained rather than the method of transmission? (Asking in context of new Information Blocking rule)

First time kayaker here. Looking for advice on if you think a relatively fit newb can handle a class 3 rapid with no training and a relatively pro friend as a guide. Specifically Browns Canyon in CO.

If a posting does not ask for a cover letter, should I include one anyway?

Has anyone been to Iceland recently and hiked to see the active fagradalsfjall volcano? Would you recommend doing a tour or is it pretty easy/low risk to do on your own?

Recommendations on bathing suits for guys? I like the Vilebrequin / Mr. Swim style, but don't want to spend more than $50

Brandin Cooks for Marlon Mack? Half ppr

Anyone know if the recruiting process for Mezz fund is similar to PE

Next week joining jpmc people got any onboarding or any other email communication?

Wharton calls start tomorrow, so nervous, but hoping for the best! Anyone else in the same boat?

Hello,

I am currently working in insurance domain (sales & business development) and looking for a career change into companies like Accenture, Deloitte, KPMG.

How can i look for such opportunities?
What kind of roles will i be suitable for with a graduate degree in commerce?

Please suggest..

What will you do once you achieve your FIRE target? How close are you to achieving it? In what ways did you have to calibrate your assumptions and expectations along the way?

Anybody have a mortgage provider they like?

Realized I’ve been contributing all post tax dollars to my 401k for the past 1.5 years. Am I able to convert this to a roth somehow? What kind of tax liability might I have? Should I switch to pre tax contributions?

Stay.the.course. Easy to say, hard to do. Here is one legendary Bogelhead post from banking meltdown 14 years ago. Worth a read and very instructive….adding link in comments

Has anyone taken a mini retirement ( 1-2 years off)?

Personal finance book recommendations?

Hey guys! New to FIRE and hoping to get some insight.

Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?

> 29yrs old
> Senior Consultant
> 4 YOE
> $90k BC
> $100K-110k savings / investments
> $45k student loan (pegged to inflation)
> no property

I am just so happy with my realtor that helped me with my investment property purchase. Totally worth it. Really helped me navigate through the market and make wise decisions. If you are looking for a great realtor in Orange County, Long Beach, Los Angeles areas… please DM me. Happy to refer.

Net worth was at -$280k @ age 25, hit $1m at 36, and today $2m at 39.

At what income level / net worth did you get a financial advisor? Never had one, thinking about looking into it.

How much do you save / invest each month?

Let’s share food ideas we eat at home to help us save on dining out. This is where I need help since I love a good meal and don’t like to skimp here

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Just went all in on virgin galactic stock. 18k shares! Who is with me?!?! 🚀🚀🚀🚀🚀🚀

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

At what point would you suggest working with a financial manager to set up your investment goals & make sure you’re on the right track for early retirement? At a certain age? After you have a certain amount of $$?

(I already handle my own investments but I don’t know if it’s time to get professional eyes at my portfolio & discuss my goals)