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Chase Sapphire Reserve (CSR)
Unless Duscover It card has a 5% quarterly cash back bonus on food. Then you get the extra .5%!
I have the CSR and Marriott Bonvoy.
I get 6x points on my Marriott. CSR gives 3x points on travel and restaurants. I just use the CSR for everything non Marriott tbh.
Definitely worth doing the math but it almost for sure is. Assuming you use the $300 travel credit then it’s $150 annual cost to compare against 3x points + lounge + global entry. I came out ahead even when not traveling just on spending for dining/travel (living in NYC helps raise those costs). We get per diem as well so even more worth it now that I’m traveling more
If you stay at Hilton, get the Hilton card - you x12 points on stay