Best ETFs or mutual funds that track crypto?

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What criteria are you using to judge what’s “best”?

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Has anyone partially funded college for their children with Roth IRA withdrawals? I think withdrawals for education expenses are not subject to penalties for early withdrawal. Did your children get "penalized" when applying for scholarships because their parents had Roth IRAs to fund some college expenses? Considering routing 529 contributions to a Roth IRA. If my children don't go to college, at least I have more retirement savings.

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Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Is it normal for an agency within the pharma/healthcare space to not offer a 401(k) match?

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How do you make the most out of your Amex platinum rewards?

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Which bank account is better for salary account?

HDFC
Axis

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Hello I live in Florida and would like to start a residential assisted living facility from home or commercial Alf any thoughts on the best way to start and how to raise capital?

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Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

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How much would you need in your trade/retirement accounts to feel comfortable enough to retire in your 20s? 30s? 40s?

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Any link to raise ticket or email ID to reach out JP HR post separation ? Need to get tax computation sheet.
Also need to know how many days it takes for FnF

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Planning to spend ~$6k on lasik. What credit card is best for that? Currently have CSR, Chase freedom unlimited, chase Bonvoy, and Amex blue cash. Open to getting a new card

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Does Amex reduce the $550 Annual fee for Platinum upon request?

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Should I continue to contribute to 401k roth or should I move to conventional? I contribute the max. My employer contributes 7.5% as conventional. I’m 38 and in the 24% tax bracket.

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If I leave a firm and I had made some payments to the firm credit card to avoid late fees before KPMG paid, and there is a positive balance on the card, would I get a check from the card company? Or does KPMG keep the positive balance?

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Chase Sapphire Preferred or Amex Gold rn?? I see amex gold offer expiring tomorrow, anyone have insight into what next offer might be?

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What are some good areas in NJ to buy a house with good school district? Will travel to Jersey City once a week or less so travel is not a big consideration. Looking for 4+ bedrooms in the price range of ~600K.

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A question I’ve always been curious about with people in the crypto space why do you think some of these projects are worth investing in? For example you take decentralized storage or just about any project large companies like AWS, IBM etc could drop 10x these projects entire market caps and have their brand name to back them?

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I heard someone make a bold statement that contributing to a traditional 401k versus a Roth 401k were the exact same assuming the same tax rate. I ran the numbers and to my surprise they were not wrong (even considering the earnings). Can anyone explain why a Roth would ever make sense given that income will likely be lower and therefore lower tax rate in retirement?

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how much should you put on your 401k on your first year of contribution? assuming you want to contribute the max amount should I go with 30%?

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What kind of 401k plan did everyone invest in? Or did you invest your money elsewhere?

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Best investment accounts if my firm doesn’t offer a 401K and I make too much to have a Roth IRA?

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More Posts

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Disappointed being ghosted after completing a take home exercise that took ~10 hours 😥

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Hey, so dumb question, but can someone explain what they like about watches so much? I definitely love the design of some watches, I own a longines date/time master myself, but to pay $10k for one...What makes it so special for you?

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Folks I probably know the answer to this, but any updates on the permanent office location? 😪

I’m 35 years old and I want to go into law, outside of the, it’s never too late bs, how possible is it for me to still have a successful career financially? What about if I wanted a family? Would the student loans be worth it?

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Anyone know if / how to have the CapIQ and SNL (MI) excel plugins running at the same time? I always run into issues with one of them not functioning when they’re both enabled

Start Eli or Fitzmagic this week?

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What are the questions you have been asked when talking about a DD you have done?

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What do you guys think about GGPI?

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I need advice on how to tolerate a manager belettling you in front of everyone (done to multiple people), speaking with an attitude for weeks, and using curse words that were directed to you?

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Hi Fishes,
I belong to construction industry with PGDM from NICMAR in Advance Construction Management having expirence of 2yrs. I want to know how can I boom my career even after so much of higher education and expirence industry has slow career growth and toxic work culture. Iam not getting how to move further with such underpaid industry even sometime I get the thoughts for switching the career with data science which again needs time and money investment please suggest DS scope for Civil eng

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Hello All,

My friend is looking for Job change. She is having 3 years of experience in Manual & API testing.

Any leads will be helpful.

Thanks & regards

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Hi Fishes,

Are there any updates to physically return to Banglore office for work? Is June a hard deadline to join the office?

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I’m a broadcast assistant producer and want to transition to experiential. Anyone have thoughts on that process?
I used to be an event coordinator, but no agency experience.

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I am a PM with 13 years experience in the Tech space. I have two year experience in PM. I have been searching for a job for months. Can anyone please tel me what I am doing wrong? How come I am not finding work. Any advice is greatly appreciated.

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What would be salary scale to expect with 15 yoe in process risk advisory at a BiG 4? Experience range from risk advisory, Sox, internal audits, design and implementation of controls, program leadership on host of risk and compliance oriented solution like ABAC, TPRM. Currently a Senior Director with Genpact.

how about those cardiac cats 😍❤😍 who dat!

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Can someone explain why my budgeted hours are so important if I don't get paid overtime and the audit is a fixed fee...

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Additional Posts in Personal Investment Chatter

I contributed to a traditional IRA in 2021 for the 2020 tax year, and did a back door roth on it. The issue now is that I don’t know what to do for taxes - am I supposed to file the IRA contribution but not the back door roth? I don’t have the forms for back door roth

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Thoughts on a good budgeting tool or app.. seen ads for mint and other such websites.. any recommendations.

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Robinhood users - is there no way to see the total YTD realized gains??

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Can anyone explain the difference between VTINX and VTIVX funds? And recommend which one I should select for my SEP IRA? Thanks!

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This chart shows why home prices will continue to be high and won’t just crash, but again I don’t have a crystal ball

Post Photo
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Does anyone else use MyMerrill to manage their "vast" financial holdings? I think it generally works pretty well, but some accounts don't update as smoothly as they should, and you have to go in and update your credentials. Also, they use a conservative home valuator which I guess is good but still annoying. LOL

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Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

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Suppose USD inflation was 10% or greater, and was expected to remain that level for the foreseeable future.

What changes (if any) would you make to your habits and investments?

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Best way to hit a savings goal for a down payment? I’m 50k short 😫

What’s your favorite trading app?

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Thoughts on investing in growth index funds (eg VOOG, IUSG, SPYG) vs. their regular counterparts (eg VOO, SPY)? Seems like the returns over time are better with growth. Is it just more risk on the growth funds?
Thanks - I’m still figuring this out.

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Analyzing a portfolio with blend of Equities, Bonds, etc (and then adding out a benchmark from scratch) on excel.

What's the right metric to use for viewing portfolio growth? Is it yoy/mom market gains or loss, or would Market Value be right metric? Bit lost but want to understand better.

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My wife IT analyst and she wants to quit what job is a good alternative

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What are people’s decision criteria in deciding between buying a rental investment property vs continuing to add to public equities?

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Can someone explain how a megabackdoor roth works?

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Best magazine for a newbie investor? I like hard copy.

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I’m 39 years old so this isn’t my first rodeo but the market today got me like 🙈

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Came across a duplex for 475k in SoCal. Up and coming area that’s getting gentrified fairy fast. Looking to rent out the front for 2k and and splitting the back with a housemate for 1k. Cont below.

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I’D LOVE IF THE MARKET COULD JUST DROP ALL AT ONCE INSTEAD OF THIS START/STOP BLEED

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