Best high yield savings account? Are there any downsides to having this over regular ones? (I’m using BOA right now)

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Marcus by Goldman Sachs. If you’re anti-risk and want to keep a lot of money in your savings account BofA won’t even beat inflation

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Ally - great mobile app and the rate is at 2.2%

Ally - been using them for a couple of years now and no complaints

Heritage Bank - 3.33% APY

I use Synchrony - 2.25% right now

Definitely Ally. They constantly raise their rates and they have good customer service.

Capital One.

There are no downsides other than delayed access to your savings / having your savings with a different bank than your checking (which could be a good thing as you may be less likely to spend it). BOA savings accounts are terrible. Just make sure your account is FDIC insured.

What % is Ally?

Sorry- Marcus, D1? What %

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