Best place to put my house down payment money? Not planning to buy for another 3-5 years so would like to invest in something really conservative so my money isn’t just sitting there.

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half in HYSA, half VTI

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Hello I am Nigerian prince let me hold onto it I give you. 500% returns

funny

All in VOO, QQQ & FDN

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Coforge or IRIS for same package and same profile?

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I’m looking to connect with other beauty/ barber professionals in the Boston area ? Please post your links

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Not a meme but my conversation with a scammer from FishBowl for your entertainment only!

Post Photo
funnylikeuplifting

Are there jobs available in tech post-MBA for someone with just 2 years of experience?

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When y’all have bench trials, what are typical awards?

Here in my jx, in little league/entry level court, it’s pretty typical judges award 2x the medical bills.

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Anyone up for practicing McKinsey style cases together? I have availability on weekends and after 7pm on weekdays.

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A colleague and I have been getting a lot of nudges about ACD positions, so I’m doing my homework here. What should my salary expectations be, and what % of my time should I expect to spend on coaching/mentoring?

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Can somebody give me a review on TE-ES-Oracle Financials team in@KGS @KPMG@

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I was today years old when I found out Janssen, Johnson & Johnson, and SC Johnson are 3 separate companies

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Recently, we are seeing 2Cr+ packages being offered to IITs fresh graduates.

I'm wondering
What are the special skills IITians possess that they are par from even 10-15Yoe in other companies while being freshers only?

What work will they do at such companies that they are being offered this much?

What non-IITians with experience should do to get similar salaries?

While I'm aware that ~$100K is average to good salary for fresh graduates in US but some companies offering similar in India!

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Hi Fishes
What would be the Inhand salary of this breakout, considering the 80C limit is maxed out.
Thanks in advance.

Post Photo
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Thinking of moving to Houston, among a few other places. Looking to buy a house as a young, later 20’s professional, with things in walking/biking distance. What are some areas, either up and coming or established but not way out in the suburbs to look at? I know Houston is very spread out and a car is necessary etc, but looking for a good neighborhood with action within arms reach.

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https://www.pipedrive.com/

This weeks technology highlight is Pipedrive. My company still does not have a formal CRM. I went out and found my own.

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Fellow Product Managers, how many years and what experience do you have prior to landing your first PM job? What’s your salary and total comp?

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If you support QAnon and/or believe similar insane nonsense, you don’t “traffic in conspiracy theories.” You have a mental illness and should be described as unwell.

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Has anyone had a laparoscopy and can speak about their experience? Waiting for a diagnostic for cysts and pelvic pain.

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I’ve been having a super hard time concepting lately, especially knowing that the “concept” will mostly serve as a sticker to slap on the cover of a CVA and the top of a website. I feel like every pharma concept I’ve ever seen or created becomes so cheesy once it appears in tactics. Does anyone have any examples of HCP creative (non-DSA) that is both impactful and translates well into pharma tactics?

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Hi Fishes,
Please suggest on
Mastercard vs TSYS pune
Skill: Java Developer

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Tips for dealing with a (female) colleague who is constantly in a foul mood and brings attitude to any conversation? I’ve addressed it with my supervisor and they’re aware and deal with it also. TIA

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Planning Europe trip in summer for about 10 days. Any itinerary recommendations? First time visiting the continent. Prefer cities over countryside, but not strongly. Thanks in advance!

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Additional Posts in FIRE Financial Independence Retire Early

I’m curious how much other people with similar incomes save/invest a year; I’m a 24M, making 70K a year in a HCOL city. I saved about $12K in my first year of working out of college, and I feel like that’s pretty good but I could’ve done better. My rent isn’t too pricey, but I went on 3 vacations, go out to the bars frequently, and spend pretty freely on food. Anyone care to share their income and corresponding savings for FIRE?

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Am I doomed? I’m 36. Huge partier and spend $ like its going out of season. Make about $215k all in and have little savings. I just have terrible savings habits and just enjoy living for the moment.

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So we have 3 rental properties and some cash saved up. Is it better for me to buy 2-3 more on these 30 years mortgages, or stop buying and work to just pay these ones off more quickly?

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Any software like Mint that can show daily stacked bar chart of all expenses and deposits over time? Rather than creating it manually from bank statements

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likeupliftinghelpfulfunny

Any investment property owners here? How did u land the decision to take the plunge? I know diversification is important, but why didn’t h instead go the ETF/stocks route?

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Anyone here retire in late 30s or know someone that has?

If you use back door Roth IRA conversion from traditional IRA and none of your traditional IRA contribution is deductible, would you end up paying tax twice after the conversion and before the conversion?

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Do people tend to age out of wanting to FIRE?

In your 20s-30s, you don’t know much, you’re told what to do, you have few financial resources so you are tied to your job. Under these circumstances it makes perfect sense why you would want to FIRE asap.

But eventually you advance up the ladder, you are now the boss and your people do all the grunt work. You also have built up expertise which makes the job easier. And you are making the best money of your life. FIRE is no longer so pressing.

likesmart

Does anyone have experience using Personal Capital's active (I'm guessing mostly robo) management services?

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Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?

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If you had an extra 50K laying around and wanted to take advantage of the recent correction in growth stocks, what you invest in? ETFs or individual stocks welcome. Won’t need the funds for at least 6-12 months

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Currently looking to refinance my first home (4.125) and considering a few options. What do you recommend?

Background: 36, single and hoping to meet someone, would move from townhome at that point. Would like to save on interest & reduce costs in the time being. No other expenses but car is 10 years old and would prob need a new one within 5 years.

Loan amt: $220k
Current Principle + Interest 4.125% : $1104

Refinance options:
7/6 arm 2.25%: $848
30 yr 2.87%: $920

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new to investing. have done some research - reading blogs and a few books on investing. I still have the question of do individuals that take the index fund route… do you all purchase the same funds for different accounts? Example, would you invest in VTSAX across a brokerage and roth account, or would you take a different approach for each account?

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For those who rigorously budget to achieve FIRE, can y’all give me some tips that work for you? We’ve tried to do the tracking every item we buy thing but we’ve never been able to honestly track every purchase for a month. It feels like too much work with 2 kids! Any other tips and tricks that work for you? In general we automate savings first and kind of reflect on the bills at end of month and note where to tighten for the following month but I feel like we need more discipline

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I have a lot of student debt from law school. I’ve refinanced a couple of times and received the best fixed rate available, but I’ve seen others refinance with a variable rate which of course is lower. I’ve read some other comments of people refinancing at a super low variable rate....isn’t this risky? Of course I am afraid of going variable and then the interest rates going up a lot. Am I missing something?

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Anyone regret not doing banking to do FIRE faster?

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I have 60k in the bank and have no idea what to do with it. Ik it’s a sin to have that much in an account and not making it work for me. I’m not saving for any big purchases either. I’m not too savvy when it comes to investing and really want to strengthen my financial/investing understandings. I plan on sitting down with an advisor. Any advice?

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Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

likeuplifting

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