Personal Investment Chatter

Best savings/checking bank account in your experience. Currently with Bank of America and I hate it

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No love for Charles Schwab?

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I use Marcus by Goldman! 2.25 APY right now!

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Is there an app for Marcus?

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Lake Michigan Credit Union - 3% APR with 10 monthly debit transactions (I do 10 .50 cent amazon gift card reloads) and reimbursement for up to 10 atm fees a month 👍🏻

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As a follow up, 2% return with amazon prime by attaching your debit card for the gift reloads. To qualify for my credit union cash rewards, 12 transactions and $100 spend on debit. 11 $0.50 reloads and 1 $94.50 for 2% immediate cash back. Best find of the week; thanks again!

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Ally is an online bank and has high interest rates and free atm withdrawals at any atm

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Charles Schwab is the best Checking account given it offers a debit card that reimburses ATM fees worldwide. The only drawback is that it does not take physical deposits. For savings, I prefer online savings account. I’ve been with Goldman Sachs. I prefer it over other online savings accounts due to its simple yet sufficient and beautiful website, my personal trust to the GS brand, and the speed of transfers (arrive next day). I also keep a credit union Checking account in case I need to deposit cash. I’m loyal to this credit union because it’s affiliated to my school and it waives fees on international wire transfer-ins.

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Plus, the customer service of Charles Schwab is the best. (I’ve tried at least 20 banks and interacted with Charles Schwab customer service not less than 5 times.)

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concur—schwab is awesome for checking. I use capital one as a savings so I can physically deposit cash somewhere if I have to. No fees/minimums + decent rates

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I have 3 accounts. Chase for physical access, Schwab for traveling because of free atm withdrawals, and synchrony for savings rates

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Charles Schwab is good. Gives you a good APY. I also have Aspiration and they give you 1% and you also have no ATM fees anywhere in the world (!). I also like to have a physical bank (Chase is my choice) that I can go to. Their service is the best of the big banks in my opinion

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Additional Posts

What’s the bonus range % for an analyst and senior analyst?

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Anyone from Toronto? What was your first year senior salary?

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Working directly with partner from a tier 2 consulting firm (no HR contact), about a role. I've been through two rounds of interviews and a third meeting to discuss compensation. Haven't heard since the last meeting. Is this a bad sign? How much time should I wait before following up again? - if I should follow up. Thank you.

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Art director curious about the transition from advertising to branding and a true designer role. Any tips / thoughts / opinions? Grad school? Any expertise, experiences, or opinions appreciated 🙏🏼

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Is it inappropriate to reach out to the MD you interviewed with if you’re still waiting for a written offer and recruiter hasn’t responded to your emails.

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With all these talks about EY layoffs.... curious if anyone from IAAS was let go?

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If I use miles, do I still earn PQMs?

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Who else thought it was hilarious when Dan Helfrich was like, "If you're stuck on a long-term project you don't want to be on, e-mail me!"? 😒😒😒

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Interviewing in NYC and was wondering if someone could help with salary ranges for digital strategist and senior digital strategist. Never gone through the process in NYC.

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Does D revise salary down if you move to a lower CoL city? Moving from Chicago to Detroit for SO's school temporarily. Can I still be a part of the Chicago office if it's temp?

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Do you consider 175k total comp with 5 yrs of consulting experience good? I know its not great for mbb....i also dont have an mba

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Really considering calling in sick today and working from home. That's how badly I want more sleep.

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Single child on H1 B in US How do I get my old parents to stay with me without every 6 months travel back to India? Is there any legal way to have them stay with me as long as I am here?

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Many 🐠 seem to want Boutique < Big 4 < MBB < PE/VC/FANG ... But what do you actually want to DO with your life?

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Besides company provided insurance in US, what other life or health insurance you have bought on your own? Approaching 40 and wondering if I have my bases covered. Married and a kid on the way.

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Fish: I applied for a job and got interest back with a salary requirement ask. I gave it and haven’t heard back. Fear I priced myself out. It’s been two weeks. Should I respond? Thanks in advance.

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Interview at HBS coming up, anyone have a good way to catch up on the top news stories from the past month or so? Or any other tips in general?

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I work in a delivery center where there is no travel but am thinking of moving to the commercial side where I would be a consultant and travel a lot . As a single mom this is scary. Any suggestions?

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Average interest rate on health savings accounts?

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Last Week: There was a post about EY Analysts being caught by Partners and the Client at the most expensive restaurant in town. Any updates on that situation?

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