Best value Bonvoy properties in Singapore, Hong Kong, Beijing, Taipei? Not flooded with points so St Regis-level is out. Love being centrally located, unique decor and pool is a plus. Thank you!!!

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Unique decor - in Singapore go for the Vagabond. Still get breakfast even though it’s a design hotel, which is nice too

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Other Allowances 3,78,402
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I do not have any loans or insurance or mutual fund yet.

Also can anyone say how to reduce the TDS in this case?

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